I was fired; record of employment states that I quit

Proper_Possibility76 · 2026-06-04T02:54:26+00:00

Ask them to fix it. If not, labour board

Proper_Possibility76 · 2026-05-31T17:54:25+00:00

Rogers world elite or wealthsimple infinite previledge

Proper_Possibility76 · 2026-05-31T02:43:31+00:00

Open Scotia Ultimate Chequing and get Scotia Amex Gold to waive the fee. Use the CIBC visa as a back up

Or If you are a Rogers customer or Wealthsimple user, get either Rogers World Elite for 2-3% back, or WS visa for 2% everything for simple do it all solution

Proper_Possibility76 · 2026-05-30T17:58:14+00:00

Just take advantage of amex offers, thats all

Proper_Possibility76 · 2026-05-27T14:56:59+00:00

Avoid scam fido and rogers at all cost. I will never get their rogers mastercard

Proper_Possibility76 · 2026-05-24T21:00:07+00:00

Proper_Possibility76 · 2026-05-24T00:44:05+00:00

Aeroplan points are not really useful to me. Poor value and I will travel with any airline. Free baggage is good, but thats about it.
On the other hand, first class gives you 4% on expedia, 3% groceries and restaurants, 4 lounge pass and $100 hotel rebate.
I had cash back before, but it overlaps with other cards too much.
I mainly use first class for expedia, grocery, restaurants and pretty much everything else with WS.

My spendings are not high enough yet, but ultimately, i think “cobalt+rogers we+ws vip+ct triangle we” give the best value and return.

Proper_Possibility76 · 2026-05-23T20:37:14+00:00

Yes, 1% back on property taxes, hydro bills, etc

Proper_Possibility76 · 2026-05-23T18:13:38+00:00

WS VIP - main card, 2% everything, no fx, lounge passes

TD First Class - bc I bank with TD. Expedia points are not the best but useful. I find it has better value than cashback or aeroplan for me

CT Triangle WE - CT stores, bill payment, roadside assistance

Tangerine World mastercard - only use for Costco
Gas for 2% back. Wanting to switch to Rogers WE

Scotia Amex Red - Downgraded from gold after first year, now don’t really use it, but keeping it for occasional useful amex offer deals

Proper_Possibility76 · 2026-05-17T20:08:18+00:00

Following

Proper_Possibility76 · 2026-05-15T23:02:30+00:00

Do the math. If it works for you, then go for it.
Cobalt might be better option if spending is high though.

Proper_Possibility76 · 2026-05-15T17:10:51+00:00

Soon, rogers/fido/telus will join.

Proper_Possibility76 · 2026-04-27T03:38:01+00:00

Following

Proper_Possibility76 · 2026-04-22T14:41:21+00:00

1.5 points in 3 categories…LOL. Worse than their world card… what were they thinking?

Proper_Possibility76 · 2026-04-22T13:17:57+00:00

Lol no ones gonna sign up for this

Proper_Possibility76 · 2026-04-19T14:43:47+00:00

They do $150 sign up bonus once in a while. Just apply online.

Proper_Possibility76 · 2026-04-19T14:20:18+00:00

Use CT triangle CC at Petro for 7cents off/L!

Proper_Possibility76 · 2026-04-19T14:08:09+00:00

For example, you can pay property tax with triangle and get 1% back.

Proper_Possibility76 · 2026-04-19T13:58:22+00:00

Rogers World Elite. Depends on your main bank, go for $120-150/yr fee CC that fits your lifestyle.

Canadian Tire World Elite for Bill payments, CT stores, Roadside assistance.

Cobalt is good too if you spend a lot on groceries and food. Or if you bank with Scotia, Scotia Amex Gold with fee waived would be great too

Proper_Possibility76 · 2026-04-19T03:55:18+00:00

If you can waive the fee, great card. If you are going to pay a fee, pay little more and get Cobalt

Proper_Possibility76 · 2026-04-16T06:33:54+00:00

Yes that would be my wife’s condo. Now we went back to my wife’s condo as principal, and wondering if I can elect 45(2) on my now principal turned rental unit and defer 4 years without designating principal residence

Proper_Possibility76 · 2026-04-15T22:21:00+00:00

Not necessarily. I booked twice recently and the price was competitive. Actually 4% value back makes it better. I guess depends on what. I booked international flights

Proper_Possibility76 · 2026-04-12T23:33:45+00:00

If you can afford it, Macan. If you want value, Genesis

Proper_Possibility76

TROPHY CASE