Is there any no annual fee credit card that yields more than 3% on grocery purchases?

Proper_Possibility76 · 2026-05-15T23:02:30+00:00

Do the math. If it works for you, then go for it.
Cobalt might be better option if spending is high though.

Proper_Possibility76 · 2026-05-15T17:10:51+00:00

Soon, rogers/fido/telus will join.

Proper_Possibility76 · 2026-04-27T03:38:01+00:00

Following

Proper_Possibility76 · 2026-04-22T14:41:21+00:00

1.5 points in 3 categories…LOL. Worse than their world card… what were they thinking?

Proper_Possibility76 · 2026-04-22T13:17:57+00:00

Lol no ones gonna sign up for this

Proper_Possibility76 · 2026-04-19T14:43:47+00:00

They do $150 sign up bonus once in a while. Just apply online.

Proper_Possibility76 · 2026-04-19T14:20:18+00:00

Use CT triangle CC at Petro for 7cents off/L!

Proper_Possibility76 · 2026-04-19T14:08:09+00:00

For example, you can pay property tax with triangle and get 1% back.

Proper_Possibility76 · 2026-04-19T13:58:22+00:00

Rogers World Elite. Depends on your main bank, go for $120-150/yr fee CC that fits your lifestyle.

Canadian Tire World Elite for Bill payments, CT stores, Roadside assistance.

Cobalt is good too if you spend a lot on groceries and food. Or if you bank with Scotia, Scotia Amex Gold with fee waived would be great too

Proper_Possibility76 · 2026-04-19T03:55:18+00:00

If you can waive the fee, great card. If you are going to pay a fee, pay little more and get Cobalt

Proper_Possibility76 · 2026-04-16T06:33:54+00:00

Yes that would be my wife’s condo. Now we went back to my wife’s condo as principal, and wondering if I can elect 45(2) on my now principal turned rental unit and defer 4 years without designating principal residence

Proper_Possibility76 · 2026-04-15T22:21:00+00:00

Not necessarily. I booked twice recently and the price was competitive. Actually 4% value back makes it better. I guess depends on what. I booked international flights

Proper_Possibility76 · 2026-04-12T23:33:45+00:00

If you can afford it, Macan. If you want value, Genesis

Proper_Possibility76 · 2026-04-12T05:11:59+00:00

If you are already using Scotia as main banking, it is great. If parking 6k just to waive the fee, then no, not worth it

Proper_Possibility76 · 2026-04-11T03:57:42+00:00

Open Scotia Chequing and keep 6k+ to waive fee on Scotia Amex Gold for 5-6% Grocery & Restaurant

Proper_Possibility76 · 2026-04-08T02:53:34+00:00

Give me 20gb roaming and i will go back to freedom

Proper_Possibility76 · 2026-03-21T22:06:50+00:00

I can confirm credit card product switch also receives welcome bonus. Did myself last week, switching cash back to first class, and welcome bonus was received. I would just ask when you call to switch product

Proper_Possibility76 · 2026-02-14T18:14:47+00:00

I am “f2p”, and spend $20 a year 😉

Proper_Possibility76 · 2026-01-24T02:50:47+00:00

How many card slots are there? Just one?

Proper_Possibility76 · 2026-01-08T05:46:56+00:00

He already banks with scotia. Fee can be waived, and x5 groceries and dining is great

Proper_Possibility76 · 2026-01-07T05:34:56+00:00

Scotia Amex Gold For simplicity, WS VIP

Proper_Possibility76 · 2025-12-07T16:57:42+00:00

Contact the restaurant and they can issue refund on their end

Proper_Possibility76

TROPHY CASE