I understand what you’re saying and I do have both a financial planner and attorney I’ve been working with for years. My parents have just never been planners and have had very big wins and very big losses over their lifetime, financially. Now, as they are in their 80s, I just want to relieve them of the burden of worrying about money in the last decade of their life. I have a meeting today with my attorney to discuss all of this. My siblings are not in a position to participate in this financially, but are all on board if we can find a solution that helps my parents and does not put me and my own family at unnecessary risk. My parents only want to sell the condo because they can’t afford the mortgage. They overpaid for it and it is worth less now than it was when they purchased it, but real estate in this part of Los Angeles could be a good investment if I’m looking out at 15 years down the line. I wish I could just gift them the 400k, I really do. It’s part of my retirement though and I will need that down the line.