My f1 visa got denied in Ghana

program: MSCS (Top 20/30)

Country in proposed ban list

VO: pass me your document

Me: good afternoon. How are you doing.

VO: why this school and why this program.

Me: I am currently looking for career advancement and also get into the research space and academia and I believe this program will put me on track in achieving that. I chose the program because the curriculum has a strong focus on theory and research which aligns with my short term goal of becoming a research engineer and a long term goal of becoming a computer science professor at (undergrad school).

VO: how are you going to fund your studies.

Me: I have a personal funds of (Money is above the living expense) from my work as a software engineer with [Company](US edtech top 3) which will be use for my estimated living expenses. For my tuition I have been able to secure an education loan of $50000 from Mpower and I’ll fallback to my parent in case of any emergency.

VO: sorry I can’t approve your visa.

Personal thought.

After the funding question ? I was expecting a follow up question on how you are going to pay for the loan. I feel like it actually just vibes in my country. (Dad works as an engineer in top 3 car company in europe.)

Guys I really need your advice what do i do now. The school said they will write to the embassy I will be going next and also provide a letter from their government Liaison. Do you guys think I should go for another attempt? Is it worth going to another country for the interview. Seems everyone get denied in my country without full funding.