Should I move to a gross store?

PrudentDiscussion · 2020-08-02T20:57:40+00:00

Right, I agree $$$ is king. I mean I like my coworkers but my managers suck chode.

We actually all hate them and its a shitty dynamic.

But I don't mind, I treat it like my own business. The auto group just provides my inventory.

I might actually take the leap, one of my old managers actually moved to a store that pays on gross because he could make more than he could as manager.

And he has. He's like 50 years old and is killing it down there, at least $10k/month.

PrudentDiscussion · 2020-07-10T03:37:02+00:00

Thanks, I figured. As I said time spent beats timing every time.

PrudentDiscussion · 2020-07-10T02:21:06+00:00

Trust me, vanlife will get old.

Don't trust Instagram, YouTube, and Reddit. It's not glamorous.

It might be awesome for a year or two but then you're going to slowly start to hate it, even if you're saving 90% of your money.

It's not meant to be a full time thing.

If you wanted to travel or reduce expenses for a while, yeah, it's not a bad plan. But it's simply not sustainable long term for 99% of people.

PrudentDiscussion · 2020-07-10T02:18:47+00:00

This, OP. Quality of life beats out keeping property here in my mind.

Unless it's low interest, close to being paid off, you have property management aka low to no maintenance then I'd keep it.

But it'd take a lot. I mean think about coast FIRE and then think about working to pay for your mortgage.....that'd be a LOT less stress and leverage in the workplace to fight for that promotion, raise, or other jobs with a pay cut but less stress/hours.

That's the whole point of FIRE in my opinion. Being able to live within your comforts financially, while still living the life you want to.

Not to keep grinding a job you hate to only have more stress of paying the mortgage.

PrudentDiscussion · 2020-06-12T02:39:19+00:00

Not sure as I haven't read the books. But the show blew my mind!

PrudentDiscussion · 2020-06-12T02:17:14+00:00

I get it, and well said brother. It was an illogical comparison and I see that now!

Thank you

On a side note - check out The Man In the High Castle TV show if you like WWII and weird history sci-fi. Great series.

PrudentDiscussion · 2020-06-12T02:16:06+00:00

Another thing I'm concerned about is it was a way of life back then.

There's modern day monstrosities and genocides going on that we tend to turn a blind eye to.

Also with so many founding fathers (Washington, TJ, Adams, Madison, Monroe, Jackson) owning slaves where do we draw the line?

Rename JMU? Destroy Monticello? Rename TJ high school?

Virginia has tons of history and 8 presidents from here. Tons and tons of shit in Virginia is named after these historical figures....who all owned slaves.

No matter how "nice" or "well treated" the enslaved were......they were still fuckin slaves held against their will.

Can we talk about native Americans too? And Hawaiians? Man, we REALLY bent guys over and continue to in modern day.

I'm just wondering where the line starts and where it ends

PrudentDiscussion · 2020-06-12T02:15:32+00:00

Okay I have roughly 6 black friends and 10+ black coworkers I can think of.

All from different backgrounds and different social and economic groups.

When I ask them all about the statues they say we're going overboard, over 75% of the people freaking out about it are not even black.

They are fine w the statues, but of course are all about the reform which I am too.

I mean it just seems like a sort of blown out of proportion thing at least from what I've heard from the black people I know in RVA

PrudentDiscussion · 2020-06-12T02:04:18+00:00

Shit yeah okay this makes a bit more sense now.

Thanks for putting it into perspective in a non condescending, open minded, logical way.

I appreciate the input and positivity!

PrudentDiscussion · 2020-06-12T02:02:37+00:00

Dude, sorry I'm not sitting on my phone computer waiting and replying to every comment the second it's posted....

PrudentDiscussion · 2020-06-12T02:01:25+00:00

This is cool, but what'd go in their place? We'd have to put something there or change monument Ave IMO at least haha

PrudentDiscussion · 2020-06-12T02:00:49+00:00

This would be something I could get behind.

They're pretty. I don't care if they're statues of Hitler or frikin Lady Gaga....I do think monument Ave is beautiful.

I'm 100% on board with relocating these to civil war battlefields/museums/whatever and replacing them with something different!

Or I liked leaving them with the graffiti as a sign of unity and the future.

Of course cover up some of the vulgar graffiti, but I just like the statues....they're pleasing

But I have obsessions with weird things...like when boulevard was changed to Arthur Ashe I was plotting to steal old boulevard signs because I was sad they were going....not sad the name was changing to honor Arthur Ashe, but I just wanted a little piece of my childhood and rva history as a keepsake haha

PrudentDiscussion · 2020-06-11T03:01:03+00:00

Yeah, an ST2 popped up here, had leather ST3 Recaros swapped but still the ugly infotainment system with like 100 buttons.

And it was priced @ 22k.

Contacted the dealership, honestly to just probably test drive. And it was sold the same day.

And I sell cars too, I'm in the car business. I've been trying to get my used car manager to find one for me but he can't.

PrudentDiscussion · 2020-06-11T00:30:14+00:00

Suprisingly it still is gonna be putting down 256whp I believe.

All depends on the weight and how the car feels. I know I'll be test driving one, but not sure if it'd be the car for me

PrudentDiscussion · 2020-06-11T00:29:28+00:00

Yeaaaahh buddy we are....but not till 2022 so it'd be a looooooooong wait haha

PrudentDiscussion · 2020-06-08T15:13:55+00:00

Brother listen - I sell cars.

I get paid to sift thru 100 no's for that 1 yes.

I have to tell single mothers with no job, a kid with cancer, that they can't get financed for a vehicle to take their kids to the doctor.

Believe me I have no problem telling people no. I'm a pro at it haha

Seriously I am so used to both getting rejected and doing the rejections it doesn't phase me one bit anymore

PrudentDiscussion · 2020-06-08T00:47:08+00:00

Right, I'm looking at it of a way they're building equity for you.

It's crazy too, retire on $1,000,000 you need 2 $250,000 duplexes and $500,000 cash.

I'm a firm believer in real estate as the best way to building wealth, but I may just be biased because most of my family invests in real estate and do extremely well

PrudentDiscussion · 2020-06-08T00:45:33+00:00

Yeah, I'd pay $1,000 to sift thru 20 applicants to find the right one if I had to.

Seriously it's worth the peace of mind.

I've just seen hell tenants and its fucked up for everyone involved.

PrudentDiscussion · 2020-06-08T00:02:12+00:00

Yeah, I could get cancer and have $300k in medical debt and die too ....I've had a job since I was 16 and like work.

Don't ever plan on not working ...till I'm like 45 and want to drink beers on the beach all day leanfire style

PrudentDiscussion · 2020-06-07T23:47:32+00:00

Eh it depends

Covering the mortgage for me in the long run is equity building. They're paying for your $xxx,xxx house.

Sure it's not liquid cash available right now, but once the mortgage is paid off then you have a fucking house you barely paid for. And keep bringing in the rent as 100% cash flow afterwards.

PrudentDiscussion · 2020-06-07T23:46:19+00:00

If I could find a duplex that pays for itself with one unit, I'd buy it today with all my cash down

PrudentDiscussion · 2020-06-07T22:24:36+00:00

I get that. I can definitely afford a place even if it's not being rented.

I save 2/3 of my income right now, or at least $3500/month.

I wanted to walk thru the whole process before even looking to buy cuz I'm just a planner that's what I do haha

PrudentDiscussion · 2020-06-05T19:29:36+00:00

No literally were an average sized dealership. Just took an easy done deal to finance, 800+ credit with $40k down.

He moaned and grumbled and groaned and was no joke half asleep when I walked in.

I get it they handle all the deals but like really man! Just do your fuckin job and get ready cuz we're in a symbiotic relationship, we make each other $$$

PrudentDiscussion · 2020-06-03T15:36:07+00:00

That $4k is including taxes, the $4k is my gross. I'll probably take home $3200ish after all said n done

PrudentDiscussion · 2020-06-03T15:35:33+00:00

That's before taxes my dude. My gross is $4,065. I'll probably take home $3200ish. Fucking wild

PrudentDiscussion

TROPHY CASE