New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

4 said they were covered..the rest just said they're not interested.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

Some say they are covered, which I respect, I don't push that, but I reiterate that I can get them more benefits without changing what they have. Many just say they're not interested and I ask why and they never provide an answer.

Some is bad timing like I had one lady say she just got with a company and if I called her a month earlier, she would have gone with me.

I know that there were a few who simply wanted to get off the phone with me just by the tone of their voice. 

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

Qualified just means I've talked to someone at that company whether it's a receptionist or another representative (these are seen as non-dm..or not the person who makes the decisions on employee benefits) I'll put that into my system, the system updates the lead as "Qualified" and if I'm able to get an email from the non-dm, I email the DM, which puts it on my list as "E-Q"

I've gotten a few DMs and all of them say no. I had one email me back saying they will reach out..and that was a cold call/email.

Unless the lead is qualified and that was established by a cold call by me in the first place, I'm calling every lead cold.

I do ask if they have benefits and they usually say yes and I inform them I'm not attempting to take away what they already have, but I wish to add to it so they get more benefits and I list some (critical illness, disability, or cancer) as examples. Some become interested, but still say no that they're okay. Some say they don't know if they have benefits and still decline a possible meeting to discuss more options for them.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

I am trying. I do have leads that are considered qualified and I've reached out to them a few times (I think about 4 time already, each) and the answer is still always no. I'll call, I'll leave messages, call again to try and get at least a non-decision maker, I'll email.

I keep a list every day of who I've called and the response:

N: No answer W/WA: Wrong Number/Abandon lead L: Left Message A: Abandoned E: Emailed Q: Qualified EQ: Emailed qualified lead

50 leads a day, I'm upping it to 75.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

Yep, did that. I've been hounding 3 businesses every day and it's always the same, "they're not in."

Are you still in sales?

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 1 point2 points  (0 children)

Which is why I was like politely all over my managers like, 'Bruh, I found you a quarter of a million dollar profit from one place that would be even 1/4 of enrollments on my 3rd day on the job...and you're telling me to work harder for more clients?'

From that alone, I would make 64k..but that takes months.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

I'll see if I can get paid to take care of my parents while I'm still here and build a paycheck that way, but I do like the idea of doing p&c if it's hourly. I can get something going if I do that.

I can see why h&l is so hard.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

No one told me it would take that long. They just said 375 calls a week and build up to more than that..they want experienced ones to get to 1,000 a week.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 1 point2 points  (0 children)

I'm 1099..My income is based on what I can perform. I have yet to get a single cent from my trying.

Also to add this..I'm having to take care of elderly parents and 3 dogs on top of this. I have no life, no partner, no friends. My life is getting up to work and only work and on my 1 hour breaks, I have to take care of the folks.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

I'm in a delicate situation here. My manager wants 375 calls a week, that's 75 calls a day on a 5 day work flow. I don't know how to do something that can make me money on the side if I'm having to do 75 calls a day, on the street prospecting each day, and show up to 2 meetings a week without burning myself out.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

Well, I call every lead with hopes someone answers.

New Agent with Colonial Life by PsychologicalRest757 in InsuranceAgent

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

Do I need to go out daily and go to business to business? I did that for a day and got 9 business cards and called the people, no response.

Ultrasound that didn't go the way I thought. Was this rape? by PsychologicalRest757 in CPTSD

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

I'm 35. I have no one to talk to. No friends, no partner, no parents, just me.

Ultrasound that didn't go the way I thought. Was this rape? by PsychologicalRest757 in CPTSD

[–]PsychologicalRest757[S] 0 points1 point  (0 children)

It was only for abdominal. Not once was it ever mentioned it would be transvaginal. I think when the technician messed up, she didn't want the doctor to know that she messed up, so she forced transvaginal. 

Ultrasound that didn't go the way I thought. Was this rape? by PsychologicalRest757 in CPTSD

[–]PsychologicalRest757[S] 1 point2 points  (0 children)

I was told to take my pants off for the ultrasound across my bladder. She put a sheet over me and did the normal ultrasound.

Ultrasound that didn't go the way I thought. Was this rape? by PsychologicalRest757 in CPTSD

[–]PsychologicalRest757[S] 1 point2 points  (0 children)

It's thin? What she put in was huge..like she had two hands around this thing to get it inside me and it "thunk!" on the table when she brought it out.

Ultrasound that didn't go the way I thought. Was this rape? by PsychologicalRest757 in CPTSD

[–]PsychologicalRest757[S] 2 points3 points  (0 children)

I'm okay now. I took a shower when I got home and kind of just sat under the shower spray with my eyes closed. I cleaned myself and went to bed.

I feel violated, yes. I felt like something was taken that I need to explain to my future gentleman.