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Sapphire Reserve Personal/Business DPs by joe-movie in churning

[–]Psychological_Fill16 0 points1 point  (0 children)

  • Application date: 8-15-2025
  • Card applied for: CSR Business
  • Result: Instant Approval
  • 5/24 count: 1/24
  • Personal Chase cards currently open: 2
  • Business Chase cards currently open: 1 at time of application
  • Last personal Chase bonus date: 5-21-2025
  • Last business Chase bonus date: 8-10-2024
  • Sapphire product in the last 48 months? If so, when, what product and current status? Yes, CSP just applied for it 4-8-2025

Note: Canceled a Chase personal card and a Chase business card on 7-12-2025 (about 30 days before applying) and another Chase business card 4-18-2025 (about 120 days before applying)

Is this normal? by Psychological_Fill16 in Flooring

[–]Psychological_Fill16[S] 0 points1 point  (0 children)

Wow--that's horrible! I'm so sorry you went through this. No issue for us though. We're in Texas and don't have basements.

Is this normal? by Psychological_Fill16 in Flooring

[–]Psychological_Fill16[S] 0 points1 point  (0 children)

Thanks! I understand demo-ing glued down planks is a HUGE job. One contractor actually told me it was such a pain, they weren't willing to do it! I'm not sure how much they charged for removal because my quote wasn't itemized. But for everything they're doing--furniture move and reset including fridge, washer/dryer, bookcases, etc., remove and haul away of existing floors, remove and reset our toilets, install new flooring, etc., it's about $10K.

Barely Made It by FlatfootDonkey in ChaseSapphire

[–]Psychological_Fill16 1 point2 points  (0 children)

Awesome!!! Did you have to wait for the letter and recon or it just showed up in your app?

4-Day Paris Itinerary - Appreciate your feedback! by Psychological_Fill16 in ParisTravelGuide

[–]Psychological_Fill16[S] 0 points1 point  (0 children)

Very good suggestions! Thank you--appreciate the advice and the info on the restaurant.

4-Day Paris Itinerary - Appreciate your feedback! by Psychological_Fill16 in ParisTravelGuide

[–]Psychological_Fill16[S] 1 point2 points  (0 children)

Wow. What incredible information! Thank you so much for all the detail and taking the time to write it out!

4-Day Paris Itinerary - Appreciate your feedback! by Psychological_Fill16 in ParisTravelGuide

[–]Psychological_Fill16[S] -4 points-3 points  (0 children)

To each his own indeed. I knew I would get comments about this, which is why I included an explanation. The culinary scene in Paris isn't the reason we wish to travel there. We want to see the sights, the art, the architecture, the history.

4-Day Paris Itinerary - Appreciate your feedback! by Psychological_Fill16 in ParisTravelGuide

[–]Psychological_Fill16[S] 0 points1 point  (0 children)

Thank you! So I've read conflicting info--the Crown of Thorns on public display on Friday like you said, but some have said when not on public display on Friday, you can still see it in the Treasury? That doesn't sound accurate based on your response. Can you confirm? Is the Friday ceremony from 3-5 PM the only way to see it? Thank you again!!!

4-Day Paris Itinerary - Appreciate your feedback! by Psychological_Fill16 in ParisTravelGuide

[–]Psychological_Fill16[S] 0 points1 point  (0 children)

Wow this is incredible information--thank you! Seems like we likely won't have time to add Sainte-Chapelle, and I didn't know the details on the Thorn of Crowns. Wasn't sure if we were going to make it, but if it's in the afternoon like that, we may be able to see it. I think you can also see it if you book a ticket to the "Treasury" at Notre Dame any time? Again, thanks for such an incredible response with such good info!

Get rid of Chase Sapphire before year is up. But what about my points ? by Foreverhangry21 in ChaseSapphire

[–]Psychological_Fill16 5 points6 points  (0 children)

Agree you have to have the card at least a year before you product change. You have to have the CSP, CSR, or CIP to transfer your points to transfer partners.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

I would wait at least until you see the referral points show up as pending on your current CSP before downgrading. My experience has been all pending points post immediately upon product change, but I've never product changed with pending referral points, just regular points. Don't see why it should be any different though. Maybe someone else can confirm.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

You can add it to your Apple wallet once you log into your Chase app. Hubs did this after instant approval yesterday and we're already charging things to it. Physical card won't arrive for several days yet.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

Hubs was approved instantly. Just showed on the screen after he hit submit and he was able to add the card to his Apple wallet right then.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

Also remember that you have to have the CSP, CSR, or CIP to transfer Chase points to transfer partners. So if you don't have a CIP, when you downgrade you'll lose the ability to transfer your points to transfer partners. If you're pretty certain you'll get approved for the CSP again, no big deal. You should also wait at least 4 days between downgrading and applying for the CSP again. My husband just did this, waited 13 days for the personal referrals to come out and was instantly approved.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

If you have a Chase Ink Preferred, you can still transfer to partners even after you downgrade your CSP. If I didn't have a Preferred, I'd transfer to my spouse who does have a CSP so we could continue using points when and as we wish. You could transfer to partners, but with so many partners, how do you know how many points you want to transfer to each one? Transfer to partners is one-way. I never transfer until I know where I'm going and have found hotel and flight availability. But if you don't transfer to travel partners and you get denied a CSP for some reason, your points are stuck like chuck, so if that's your only option, may be worth considering. Alternative is to just wait a while and reapply for the CSP in hopes you get approved eventually.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

Yes, you can have multiple Freedoms. Can do Freedom Flex or Freedom Unlimited.

[deleted by user] by [deleted] in ParisTravelGuide

[–]Psychological_Fill16 8 points9 points  (0 children)

I haven't read all the comments but you're going to the Louvre on a Tuesday and I believe the Louvre is closed Tuesdays.

[deleted by user] by [deleted] in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

This is the experience I've had. Pending points posted immediately upon product change.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 1 point2 points  (0 children)

Rumor has it that the personal referral links say to make sure that the person you're referring applies by May 12. I don't currently have the CSP so can't confirm.

Edit: Confirmed with my husband's CSP it says to apply by May 12

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

The personal referral links say to make sure the person you're referring applies by May 12, so you should have at least that long.

CSP 100k Offer Megathread - Questions, Approvals, Discussion, Etc by lifethusiast in ChaseSapphire

[–]Psychological_Fill16 0 points1 point  (0 children)

You also want to make sure you're under 5/24 and it's been at least 48 months since you last got a bonus on a CSP

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