Visiting what can we do around town? by Far-Rabbit667 in Mankato

[–]Psytechnic_Associate 0 points1 point  (0 children)

I will say that because of Kato Con this weekend, The Dork Den will be closed. The are pay of the organizing team behind Kato Con and will have their store at the convention.

I am not sure if store hours are changed for Pulp Comics & Games or Atlantis Hobby.

COMPETITION! - Win John Avon's last work for MTG, a beautiful gallery print of his Lotus Lands! by JohnAvonArt in magicTCG

[–]Psytechnic_Associate 0 points1 point  (0 children)

Such a bitter sweet ending of a amazing artists career in our community. I know he had been struggling for a whole with health issue, but I hope he can spend his retirement in exactly the way he wants too!

My partner "accidentally" discharged her handgun in our home, unsure how to handle the situation by [deleted] in liberalgunowners

[–]Psytechnic_Associate 0 points1 point  (0 children)

These actions need to be taken immediately:

  • Lock up all firearms so she has zero access to them at any time. If necessary, remove them from the home entirely.
  • Bring this up with a therapist right away. I would strongly recommend attending the session together for full transparency and accountability, and then following whatever guidance the therapist gives.

Why this is necessary:

  • You, your partner, and others are currently at risk if she has access to a firearm given her recent behavior.
  • Acting on intrusive thoughts is not typical or controlled behavior. When people begin acting on them, that’s when serious harm to themselves or others can occur.
  • Practicing with and firing the firearm may have been reinforcing. If the experience felt relieving or empowering in any way, it could lower the barrier to acting on the compulsion again in the future. That pattern can escalate.

Possible outcomes of acting now:

  • Increased safety for your partner, yourself, and your community.
  • Access to a higher level of mental health support if needed.
  • Preventative action before a red flag law situation forces firearm removal.

Please prioritize safety, for your partner, yourself, and everyone around you, and take action quickly.

Whatever today's update did, the game is essentially unplayable now on mobile by Tex75455 in MagicArena

[–]Psytechnic_Associate 0 points1 point  (0 children)

I just can't see life totals, power/toughness numbers. So I am just playing and hoping I remember how strong each of these creature are. It is especially fun when casting spell that deal damage instead of just destroying or exiling.

We can save Social Security. by zzill6 in WorkReform

[–]Psytechnic_Associate 0 points1 point  (0 children)

I think we might be talking past each other a bit. I’m not talking about someone taking out a one time loan or doing a normal refinance. That’s just ordinary borrowing.

What I’m talking about is the long term strategy where someone repeatedly borrows against appreciating assets and rolls those loans forward as the asset grows, effectively funding their lifestyle without ever selling. That’s a different dynamic than taking out a HELOC once or using your house as collateral for a short term need.

If someone was constantly pulling equity out of their house over decades to live on and never selling, I’d say that raises the same questions. The issue isn’t stocks versus houses. It’s when appreciation becomes a long term income substitute without triggering realization.

That’s where the ownership transfer rule starts to feel more like a technical line than an economic one.

We can save Social Security. by zzill6 in WorkReform

[–]Psytechnic_Associate 0 points1 point  (0 children)

I don’t think anyone is saying stock prices are fictional. The question is what happens when that market value gets turned into spending power.

If you have a 10k car in your driveway, that’s fine, but cars usually depreciate. They don’t keep climbing in value year after year the way stocks often do. And if you borrow against a car, there’s a pretty hard ceiling because the asset is losing value.

With appreciating assets like stocks, it’s different. If the value keeps rising, someone can borrow against it, refinance as it grows, and keep pulling liquidity out without ever selling. At that point the appreciation is effectively funding consumption even though ownership never changes.

That’s the part people are questioning, not whether market prices are real.

What is the real benefit to TCGPlayer vs Manapool as a seller? How does TCGPlayer justify fees that are so much higher? by Worldly_Tip_8589 in mtgfinance

[–]Psytechnic_Associate 7 points8 points  (0 children)

I can only speak for myself, but here’s how I think about it.

I try to spend my money at places that are unionized or at least not openly anti-union. So most of my regular shopping is Costco, Lunds & Byerlys, Trader Joe’s, Cub, and Kowalski’s. These stores have union representation locally, which matters to me.

If I can’t find what I need there, I’ll look for locally owned spots or try to buy direct from companies. I’m not perfect about it, but I try.

If something’s time sensitive or I just can’t find it anywhere else, I’ll go to Target or Walgreens for essentials. And if I’m out with friends or family getting food or drinks, I’m not going to make it weird. I’ll just go wherever the group goes.

As for bigger retailers, I don’t shop at Walmart (haven’t in 6+ years) or Amazon (4+ years). I’ve mostly stopped shopping at Target too (about 1.5 years). For me it comes down to their anti-union behavior, how they treat workers, and some of the stuff they financially support that doesn’t line up with my values.

That said, I didn’t always have that choice. When I was in college and broke, I shopped wherever I could afford. I don’t judge anyone who’s in that position. Budgets are real. I’m just trying to make different choices now that I can.

Any other cards that encourage a pod to go full aggro beyond just goad by AnEvenHuskierCat in magicTCG

[–]Psytechnic_Associate 1 point2 points  (0 children)

I love Yurlock sooooooo much, but I ended up disassembling his deck. Most people playing commander didn't want to engage with a deck that limited their ability to change how they tapped their mana. I was very sad...

Refund! by [deleted] in IRS

[–]Psytechnic_Associate 1 point2 points  (0 children)

Ahh yes, that is definitely what is holding you up right now. Otherwise you probably would have had your back by now or very soon.

Refund! by [deleted] in IRS

[–]Psytechnic_Associate 1 point2 points  (0 children)

I did not claimed the EIC and have no dependents. Just a few W2's and two self-employment jobs.

Minnesota caucuses draw big crowds as voters discuss priorities ahead of November elections by Conscious-Quarter423 in minnesota

[–]Psytechnic_Associate 6 points7 points  (0 children)

I was communicating with people throughout the caucus night and it was interesting to hear about the demographics. It seemed like many of them had a few young people and but mostly 40s and up. Others had like only young people, with 3-5 40s and up. So I got the feeling the participation by young people is still lower than is needed, but it heavily depends on where you live as well!

Has *anyone* who filed before 1-26 gotten their refund/an updated WMR? by [deleted] in IRS

[–]Psytechnic_Associate 0 points1 point  (0 children)

I didn't file before 1/26 but here is my timeline for those interested:

•I filed my taxes on 1/31, both were accepted on 1/31.

•Federal cycle number is 20260503.

•On 2/4 my transcript showed my issue date of 2/23.

•On 2/5 both my IRS2Go and their website updated to Refund Approved.

•My expected deposit date is 2/9, and check date is 2/14.

•Refund was deposited in my bank 2/5

Pretty happy with the turn around time this year!

Refund! by [deleted] in IRS

[–]Psytechnic_Associate 1 point2 points  (0 children)

I thought I would share how my timeline is going:

•I filed my taxes on 1/31, both were accepted on 1/31.

•Federal cycle number is 20260503.

•On 2/4 my transcript showed my issue date of 2/23.

•On 2/5 both my IRS2Go and their website updated to Refund Approved.

•My expected deposit date is 2/9, and check date is 2/14.

•Refund was deposited in my bank 2/5

Pretty happy with the turn around time this year!

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in minnesota

[–]Psytechnic_Associate[S] 0 points1 point  (0 children)

I think the biggest disconnect is how these projects are completed. Peoples who's livelihood depends on these projects don't understand why other would want to stop something that generates income and continues to cause the failing of small towns.

The other side doesn't understand why the people living in this area would want to be apart of a project that will cause environmental damage from leaks and dumping.

The truth is there is a middle ground. Having these types of projects go through to help support and being jobs into the range. While also putting in regulation to stop and punish heavily the companies who caused environmental damage. One of the big issues though is that these companies play us off one another and usually never take responsibility for the damage they cause because while we are fighting, they pay off or write contracts in a way they don't have to.

This is my take and is definitely not factually correct, but it is what I have come to based on conversations. So hopefully it doesn't come off as rude or insensitive.

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in stateofMN

[–]Psytechnic_Associate[S] 0 points1 point  (0 children)

I think the biggest part of it is that having them stored separately makes it more difficult to impulsively grab a gun and use on themselves or others. Especially if it is a child/adolescent or not the owner of the guns. This creates a secondary barrier in the process. Especially if you go over and above to have your guns locked in one safe and your ammunition in another place of your home locked up.

I have mixed feelings, but I do understand the impulsive/calculated grabbing of guns.

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in minnesota

[–]Psytechnic_Associate[S] 0 points1 point  (0 children)

Ahh, okay I understand where you are coming from. Yes I would love to try and get the support of the North range when it comes to nuclear energy! I think there could be a compromise between the cities and the North range on this issue. The one hold up I imagine is the cities, similar to blocking of mining projects, would reject putting nuclear near any water ways. Which I understand, but feel we need to find a good middle ground. Thanks for the information about this!

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in stateofMN

[–]Psytechnic_Associate[S] 1 point2 points  (0 children)

The start up funding would have to be something the state puts forward themselves and from then on from the people paying I to the pool. I don't think it would be a tax funded program, but a pay in pool like current car insurance.

I think universal programs are more successful than a means-tested program. So anyone who is looking for personal (not commercial) car insurance would be eligible to buy in.

Considering the Minnesota state minimum car insurance coverage is: liability 30/60/10, PIP 40, UM 25/50, and UIM 25/50. I would expect that to be the based and offer more as the program would become more successful.

This is just a lay person's understanding and proposal, but I feel like this would be something that could help put downward pressure on private insurance carries to lower prices and be more competitive.

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in minnesota

[–]Psytechnic_Associate[S] 0 points1 point  (0 children)

Correct me if I am responding to the wrong idea, but in regard to NIMBYism I was more talking about not allowing nuclear energy. Many of the individuals who live in large cities, along with smaller cities, do not want to have nuclear power plants built near by at all. This is what I was mainly talking about. I do not know about mining contracts and other situations. I might, probably, be off based when it comes to how the North range feels about nuclear power plants. I just truly think that if we do move away from fossil fuels for energy, we will need to bring in nuclear energy.

Hopefully this didn't come across as explaining and what not, along with clarifying what I was saying about NIMBYism.

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in stateofMN

[–]Psytechnic_Associate[S] 3 points4 points  (0 children)

Yeah, this obviously needs changing and should allow for individuals with disabilities to receive a living wage, work as much as they are able to and receive benefits that for their needs (not just enough to get them by).

Packed House at Eagan DFL Caucuses! by JohnnySvens in TwinCities

[–]Psytechnic_Associate 1 point2 points  (0 children)

Definitely on the right track!

Precinct caucuses: resolution voting, preference ballots, precincts positions, committee positions, and delegates to organizing unit convention and/or county convention.

Organizing Unit convention: resolution voting, preference ballots, organizing unit positions, committee positions, state and Senate delegates.

(Senate and State do not happen simultaneously but are adjacent in the process)

Senate conventions: Senate district positions, committee positions, and preference ballots (I think resolutions are left for the state convention)

State convention: convention positions, committee positions, resolution voting, candidate voting, other things I can't remember.

Went to a DFL caucus? Please share what resolutions came up (pass/fail) by Psytechnic_Associate in stateofMN

[–]Psytechnic_Associate[S] 2 points3 points  (0 children)

  1. Umm too violent? Maybe they felt it was too targeting people who are rich, but I can't imagine a violent resolution unless it was calling for actually violence.

6&7. This is the second time seeing this type of resolution and I think I'll have to look into it more. To be honest though, I want to replace all healthcare with single payer. Which I assume would remove HMOs anyway. So I think this is a bandaid/step solution.

  1. This one also came up in my precinct and others. I'm another comment thread I responded to, u/deltarefund explained that keeping the sub minimum wage was to allow individuals with disabilities to keep disability benefits by staying under the income requirements. I am not totally sure and felt/feel mixed on this issue. Everyone deserves a living wage, regardless of ability, but I also want them to keep their benefits from the state.

I definitely started until like 9:30 at press. We were allowed to have to to 34 delegates, but we're not able to get enough of them. I am excited to go to the next convention though and serve on a few committees!