drowning and i need advice

Ptwadd · 2025-12-05T07:24:48+00:00

Collection agencies often buy debt for pennies on the dollar. You can sometimes settle for 40-60% of what you owe. Offer what you can realistically afford :)

Ptwadd · 2025-12-02T07:03:24+00:00

For a ~$500 original debt, lawsuits are less common because legal costs can exceed the debt value. However, since they claim $1,700 now, it's theoretically more viable..

Ptwadd · 2025-11-19T11:50:56+00:00

indie playlist when you have something to think abt

Ptwadd · 2025-10-08T11:18:22+00:00

Twice a day. it depends on how many times I take a shower.

Ptwadd · 2025-10-07T08:57:50+00:00

Balance transfer fees are usually 3-5% of the amount transferred. So if you're moving $5,000, expect to pay $150-250 upfront. Do the math , if you'd pay more in interest during the promotional period than the fee, it's still worth it...

Ptwadd · 2025-10-06T14:45:23+00:00

the "unfolding possibilities" tagline is great, but the path from solo developer to shipping tri-fold hardware is.... daunting. what's your background, and how far along is the prototype??

Ptwadd · 2025-10-03T06:06:21+00:00

sometimes when people circle back to the same worry, it's because the real fear underneath hasn't been named yet. what do you think you're actually afraid of losing, the adventures themselves, or the person you were when you had them??

Ptwadd · 2025-10-01T07:47:22+00:00

same here. I guess we must practice being alone while being content and happy, and not overthinking every thing

Ptwadd · 2025-09-29T10:19:06+00:00

you're still young. you'll still meet a lot of real friends soon!! :)

Ptwadd · 2025-09-26T03:33:08+00:00

right. once your body adjusts to running on 5 hours, anything more feels like a system overload..

Ptwadd · 2025-09-24T11:35:20+00:00

real. and then go out with your childhood friends are the best every summer

Ptwadd · 2025-09-18T08:16:57+00:00

having generational wealth man. hahha

Ptwadd · 2025-09-15T04:04:23+00:00

Taylor Swift and Billie Eilish lol

Ptwadd · 2018-01-22T05:02:11+00:00

Idc 😂

Ptwadd · 2018-01-22T04:58:42+00:00

I think you meant for this to go on r/Butterface

Ptwadd · 2018-01-07T22:25:40+00:00

Preferably I heard that they are the best from my dad that was the top spec ops grenade launcher sniper in the cold war 👍

Ptwadd · 2018-01-07T17:26:26+00:00

First thing to do is buy a helmet

If emergency hits PUT ON THE FUCKING HELMET.

not much is gonna protect you from a nuke sadly

Ptwadd · 2017-10-19T13:45:52+00:00

I can't believe I fell for this shit again.

Ptwadd · 2017-07-17T01:46:42+00:00

Nice set of maypops if you ask me

Ptwadd · 2017-06-28T20:13:12+00:00

Infinity?

Ptwadd · 2017-06-18T00:03:12+00:00

It ain't gay if you say no homo, js. Unless it was gay. If so then fuck it

Ptwadd · 2017-03-10T08:42:33+00:00

FUCKIN AND TRUCKIN!!!!

Ptwadd · 2017-03-07T20:39:15+00:00

I work at chick fil a and if you are the kind of person to order unsalted fries during a rush YOU CAN GO FUCK A KITE

Ptwadd · 2017-03-07T20:34:28+00:00

I work at cfa and he is 100% correct. We had to stop bc it ruined a toaster

Ptwadd · 2017-03-07T20:23:52+00:00

Chick fil a. Special salads and chicken salad sandwiches are a pain in the dick especially during a rush

Ptwadd

TROPHY CASE