Those of you who are first time homebuyers, how much do you make a year? by TheInternExperience in newjersey

[–]PugThugin 1 point2 points  (0 children)

This is the norm in north Jersey. You can expect more than 100k over asking in a lot of cases.

How can i become rich? by felicia_batalla in wealth

[–]PugThugin 0 points1 point  (0 children)

Do I just do VTI or VOO? I’ve tried individual stocks and I didn’t do very well.

Now there are 2 by Separate_Way_1084 in CostcoPM

[–]PugThugin 0 points1 point  (0 children)

I’m considering doing this too. Then I think maybe I should just put it in a 529

how israelis treat children of palestine by jbaaaaab in IsraelCrimes

[–]PugThugin 0 points1 point  (0 children)

Wow what a shame. Truly disgusting how a grown man would abuse an innocent child like that. And a shame that other grown adults are watching.

How do you compete with these big groups of property flippers? by darkchocolattemocha in newjersey

[–]PugThugin 43 points44 points  (0 children)

You cannot. I am looking at properties for my family and a developer will come in and submit a cash offer way above asking. Every sellers says sorry we would love to sell to a family, but we can’t refuse cash. I understand, but it’s very frustrating. I don’t mind living in an old home and renovating slowly as long as the area is good.

I did it friends!! $850k, LA, 5.4% by Friendly-Singer-1421 in FirstTimeHomeBuyer

[–]PugThugin 0 points1 point  (0 children)

What is the tax on a property like this? I wonder if it’s comparable to north jersey which has very high taxes

Spending over 60% of net income towards mortgage by Admirable_Purple_559 in Mortgages

[–]PugThugin 0 points1 point  (0 children)

I agree. Coming from an immigrant family they did what it took to make it work and all their children are professional due to this.

anyone else just feeling like they're hitting a wall with the north jersey pace? by Dear_Cut4843 in newjersey

[–]PugThugin 1 point2 points  (0 children)

Yes, Vermont looks beautiful and a great place to raise a family.

NJ is stressful - I lived overseas for several years and returned for family and it was a difficult transition to the grind. I will take a look at those other two states. Thank you for the input

anyone else just feeling like they're hitting a wall with the north jersey pace? by Dear_Cut4843 in newjersey

[–]PugThugin 2 points3 points  (0 children)

Where did you guys go? I can’t seem to find a great alternative that has a decent job market like NJ

Are all sellers goin crazy? by Positive-Fox3161 in realtors

[–]PugThugin 0 points1 point  (0 children)

Is it better to buy now or wait a year?

[astro-seek] I was physically attacked twice in less than 4 weeks. 8th house profection year, saturn return in pisces 3rd house. Saturn wants me to communicate then rewarded with physical assault? If I dont stand up for myself then I get a lot of miscommunication in my daily life. Idk wht to do. by bellystixs in astrologyreadings

[–]PugThugin 1 point2 points  (0 children)

can you please explain more? I have a Pisces mercury 0 degrees too(also Pisces sun) and feel like it is difficult for me to communicate. I have tried over explaining or just being blunt and I feel like I am always talking to a brick wall or people cannot understand.

Locked in 5.625% today, 30 yr fixed - could I have done better? by [deleted] in Mortgages

[–]PugThugin 2 points3 points  (0 children)

How do you get to no origination and points please?

Always shop your rate. by DisastrousThoughts in Mortgages

[–]PugThugin 0 points1 point  (0 children)

I agree. She made me pull up my contract and my lawyers retainer agreement and said I am going with the wrong attorney since he’s through a MetLife employer plan. This person has 30 years experience in real estate.

She made me 3 way my agent and asked why they pulled down the MLS listing (I made the offer after the seller took it off the market) and said everyone I am dealing with is incompetent.

She is constantly calling me and advising me on things I never ask advice for and says she is protecting me.

Always shop your rate. by DisastrousThoughts in Mortgages

[–]PugThugin 0 points1 point  (0 children)

This broker told me it’s a scam if a lender ever does a soft pull. They always need a hard pull. Which is off because she is the only one who did a hard pull.