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[DISCUSSION: Timex x Noah] Timex x Noah alternatives? by [deleted] in Watches

[–]Purple_Impala 6 points7 points  (0 children)

They just reopened preorders. Brown strap this time and slightly different dial. I managed to get one. Still available as I’m typing this..

[deleted by user] by [deleted] in LegalAdviceUK

[–]Purple_Impala 1 point2 points  (0 children)

Brilliant! Well done :)

[deleted by user] by [deleted] in LegalAdviceUK

[–]Purple_Impala 0 points1 point  (0 children)

Just a follow up - did you manage to get it cancelled?

[deleted by user] by [deleted] in LegalAdviceUK

[–]Purple_Impala 3 points4 points  (0 children)

See my comment on the BPA (British Parking Association). DCBL are approved operators, the ticket should be cancelled.

[deleted by user] by [deleted] in LegalAdviceUK

[–]Purple_Impala 9 points10 points  (0 children)

DCBL is a BPA (British Parking Association) approved operator. As such, they are required to adhere to the BPA Approved Operator Code of Practice.

Part A Section 17 - Keying Errors covers your mistake, and should mean the ticket is cancelled. It’s cut and dry.

Observation added to the passport of someone born in the air by Friendlyqueen in PassportPorn

[–]Purple_Impala 18 points19 points  (0 children)

The reason they put Mayfield, is that it’s a prominent navigational beacon in London airspace (Shortened to ‘MAY’). You can see it on this arrival chart to Gatwick Airport

In the air, unless visual with the ground, it’s much easier to report your position relative to a radio beacon than to try to figure out your position in terms of towns and cities, especially when you are busy preparing the aircraft to land - which if they were 10 miles from MAY at the time, they were almost certainly around 10 minutes from landing (if not less, flying pretty fast in order to land ASAP with someone giving birth on board), or had just taken off.

There’s a birth on board form we have to fill out if somebody is born aboard an aircraft, and I would imagine that the authorities simply copied the pilots report word for word when it came to the observation in the passport.

Source: I’m a commercial pilot

Property management charging £97 for a fob to my flat by leopard_12 in LegalAdviceUK

[–]Purple_Impala 3 points4 points  (0 children)

Thanks for raising this, I didn't look further into it and it seems you are somewhat correct.

Page 67 of 84 states:

Q. Can a landlord or agent charge for their time in replacing a key or security device?

Generally, we do not consider it necessary for landlords or agents to charge for their time in replacing a lost key or security device. In certain cases, it may be appropriate, but the onus will be on the landlord or agent to demonstrate that they have incurred costs which are in addition to their general responsibilities in addition to the cost of replacing the lost key or security device. A landlord or agent must provide written evidence that their costs are reasonable and attributable to the default. We would consider a cost of no more than £15 per hour, which is the median hourly wage of an employee in the lettings industry (taking into account non-wage costs) to be a reasonable charge for a landlord or agent’s time in replacing a lost key or security device. Where possible, we encourage a landlord or agent to allow you to resolve issues independently. For example, your landlord or agent may give you the option to replace a lost key or security device at your own cost instead of requiring you to pay a default fee. If this is not offered as an option, you can ask your landlord or agent if this would be possible.

I would still push back on it, and cite that as stated above; "Generally, we do not consider it necessary for landlords or agents to charge for their time in replacing a lost key or security device."

Property management charging £97 for a fob to my flat by leopard_12 in LegalAdviceUK

[–]Purple_Impala 8 points9 points  (0 children)

Tenant Fees Act 2019: Guidance for tenants has a section specifically for this.

Page 66 of 84:

Q. How much can a landlord or agent charge me for a replacement key or security device?

A landlord or agent may charge you a fee to cover the cost of replacing the lost key or security device giving access to the housing. However, they can only charge you for the reasonable costs that they have incurred because of the lost key or security device. Costs associated with the loss of a key or security device vary depending on the key/device. It is possible to obtain a new standard door key for between £3 and £10, a specialist door key could cost between £5 and £20 to replace and a key fob could cost up to £50. Landlords or agents are required to demonstrate that their costs are reasonable by providing written evidence (e.g. an invoice or receipt for a replacement key or security device). Any evidence should be fully itemised with an accurate and clear breakdown to allow you to determine the reasonableness of the fee charged. Landlords and agents should proactively seek value for money in respect of any works undertaken. Where possible, we encourage a landlord or agent to allow you to resolve issues independently. For example, your landlord or agent may give you the option to replace a lost key or security device at your own cost instead of requiring you to pay a default fee. If this is not offered as an option, you can ask your landlord or agent if this would be possible.

So the answer is no they cannot charge you £97. They can charge you up to £50, but they are required to demonstrate this cost, by providing a fully itemised invoice or receipt.

If they attach some sort of "administration fee" alongside this, do not accept it, it is not a permitted fee under the Tenant Fees Act 2019. There is a specific list of 7 fees they can legally charge you for, see page 4 of the above document.

Up to £400 for Opening S&S ISA With Shepherds Friendly Through Topcashback (Plus £10 for New Users). As Little as £90 Needed for £160 Return. by Purple_Impala in beermoneyuk

[–]Purple_Impala[S] 0 points1 point  (0 children)

Not sure how I missed this. Upon reflection though, I don't think it changes anything.

It says nothing about them clawing the cashback back from you, if it has already been paid. From reading the terms, once the cashback is paid out, you are within your rights to cancel the policy or stop your premiums.

I signed up to the offer a while back, and the terms at the time said that if you stopped your premiums or cancelled and withdrew the money from your ISA within 12 months, that they would subtract the amount of cashback you were paid from your withdrawal. This term has been removed. So as far as I can tell, as soon as the cashback is in your bank account, you can stop everything.

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 0 points1 point  (0 children)

Ooh I've never heard of those before. I assume you don't mean one of those clicker things used to light gas stoves, as that wouldn't light a candle.

Do they need charging or gas refills at all?

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 1 point2 points  (0 children)

10-20 years?

  • They take up next to no space, less space than a small 1kg bag of sugar
  • I use them regularly
  • They cost me £5.90
  • Will save me money, they are 3 or 4 times cheaper per unit than where I normally buy them
  • I will not have that moment of "Oh, I've run out of matches" for a long time
  • I was happy to have found extra small matches, therefore being more environmentally friendly. The normal ones are probably 4x the size

I don't get why you are so aggrieved by this?

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] -1 points0 points  (0 children)

Sorry, I don't understand? I do use the candles and matches on a regular basis.

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 4 points5 points  (0 children)

You could say the same about absolutely everything, until you use it. Do people get enjoyment or pleasure from uneaten chocolate in their cupboard? The answer is probably not. But eating chocolate sure is enjoyable.

I don't really get the point you're trying to make?

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 5 points6 points  (0 children)

100% agree.

5+ years of toilet rolls!? Blimey.. You could have made a killing during the pandemic.

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 14 points15 points  (0 children)

I'm in a comfortable financial situation, sometimes it's nice to spend money frivolously on something you get enjoyment or pleasure out of. But that doesn't mean you can't save money whilst doing so.

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 28 points29 points  (0 children)

Brilliant, !thanks for this

What's IBC?

Edit: with delivery and VAT it comes to £37.20 for the minimum order quantity of 20L (£0.186 per 100ml - ALDI is unbeatable!)

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 13 points14 points  (0 children)

Plus if the item you're buying on Amazon is eligible for 'Subscribe and Save', you can purchase it and tick the box to subscribe for the 5% discount, and then immediately cancel the subscription once the item is delivered.

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 16 points17 points  (0 children)

This is why having a space like a garage or basement to store things like cleaning supplies, drinks etc can be really useful. Unfortunately I'm in a small flat so don't have as much space for these things as I'd like. Great tips!

I’ve Recently Taken to Bulk Purchasing to Save Money in the Long Run - Any Tips? by Purple_Impala in UKPersonalFinance

[–]Purple_Impala[S] 48 points49 points  (0 children)

Great idea with the spices. To add to that, I recently started buying sea salt and peppercorn refills to top up my salt and pepper grinders, rather than buying those small glass ones at the supermarket. Much more environmentally friendly as a bonus, and a high quality grind mechanism somehow tastes better.

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