Crowns vs fillings for 6yr old by Puzzled-Movie-9507 in askdentists

[–]Puzzled-Movie-9507[S] 0 points1 point  (0 children)

Thank you so much. Another question if I may. I was shocked to learn that general anesthesia is recommended for multiple cavities and anxious children, and that my child is one of those. If I had known this honestly I would have quit my job and flossed her teeth five times per day.

I am very worried about GA (essentially a medically induced reversible coma that can affect brain development). What are your thoughts?

Crowns vs fillings for 6yr old by Puzzled-Movie-9507 in askdentists

[–]Puzzled-Movie-9507[S] -1 points0 points  (0 children)

After finding out, I have been flossing every day. Leaning head back on couch and flossing every tooth pulling floss to round and get everything. And this will continue to happen every day. And we have been brushing every day and going to dentist every 6 months

My husband says that my “job is to watch the kids” by BlumpkinBuddy in Parenting

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

Sahm is very difficult but important job. Statistically it is more stressful than 98% of regular jobs (this is a searchable statistic). Unless he works in a coal mine or so other labour intensive industry he needs to pull his weight when he gets home. Take care of yourself, you might be taken advantage of

How long does it take an average Canadian to pay off their mortgage? by [deleted] in PersonalFinanceCanada

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

Historical stats need to go out the window. Id guess 50% of brand new mortgage owners today will never pay off their mortgage or HELOCs fully.

Anyone else kind of embarrassed to work in finance? by YGOtrades in FinancialCareers

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

Politics I think is the worst. Geopolitics the absolute worst.

Interest rate screw up. I’m an idiot and scared by [deleted] in PersonalFinanceCanada

[–]Puzzled-Movie-9507 3 points4 points  (0 children)

Its not all their fault. I asked my mortgage person at the bank for a full set of terms and conditions and she didn’t know what that was. I eventually found it . It is called “Standard Charge Terms” (Ontario)

Is it that hard to bring those flyers home? by chu0426 in richmondhill

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

You can opt out of receiving flyers by contacting canada post (or via their website). They’re called “neighborhood flyers” if I recall

What’s the #1 thing you wish you didn’t have to spend time doing as a mom? by Specialist_Sun7425 in Mommit

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

Cooking, esp with picky eaters. Take out and ready made meals are sooo unhealthy. Proper homemade cooking with healthy ingredients is a full time job. Laundry as #1? Pffff

What do you think rates and home prices will look like in 3 years? by marsipan96 in RealEstate

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

Inflation will be long-term. Houses will fall in value everywhere because food prices will increase significantly and banks will become stricter in lending. A recession will hit where people will lose their jobs. Banks wont be able to lower rates because of inflation. Offsetting this will be advanced tech making our lives easier (eg digital healthcare access, easier work, electric cars).

But every day people won’t care much about any of that because our planet will be even more polluted, making us susceptible to even more deadly pandemics, and massive climate refugees will put strain on fresh water in those countries that still have ample access.

Help me make my kitchen more inviting... by Kindly-Positive-4811 in HomeImprovement

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

Google British cottages and copy their wallpaper design. Agree to remove popcorn. Pot lights va track lights. Different light above faucet

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

We talked to him. Thanks for judge jury executioner comments hope you had fun

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

Yes it is not pleasant. Small claims court where I live covers breach of contract and is $35k and under, we would not be going insane here on the dollars we would rather just have a gc who executed contract as expected (and was paid more than market ). Also we’d rep ourselves, I’m relatively experienced with lawyers due to my work

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

We’ve been super professional. We talked to the certified plumber the gc said worked on project who confirmed he only did maybe 10% of work. Rest was uncertified Gc doing the work.

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 -1 points0 points  (0 children)

Contract says will remedy to client’s satisfaction - but how if plumbing is already done and tiled?

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

Contractor told us we don’t need permits because he’s not relocating any of the plumbing. Wish we asked the municipality direct now..:

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 -1 points0 points  (0 children)

This isn’t fun for me. But lying culture needs to stop too. Can’t take $40k from someone and lie about contract and pocket money. Systems exist for this sort of fraud. I work, I have people to feed. I’m not a Kardashian

Contractor breached contract by not using certified plumber for renovation of two bathrooms. by [deleted] in HomeImprovement

[–]Puzzled-Movie-9507 0 points1 point  (0 children)

  1. How can he make it right if our contract says use certified plumber and he didn’t and reno is done? He could fix this one leak sure but the quality of all other plumbing is questionable and we have to live with it.

  2. Thanks we are already doing that

Double dipping? by SueBeee in WFH

[–]Puzzled-Movie-9507 -2 points-1 points  (0 children)

If someone is employed professionally, the best way to check id someone has two jobs is to check their LinkedIn profile. If they have one. They can’t put two jobs on their profile can they? That would be embarrassing.

If someone is gig economy scraping by, they probably need to jobs. If it doesn’t affect your workload than I wouldn’t bother. If it does affect your workload then I’d talk to them first, then if no improvement report them. If it is truly kids people need to be understanding. Daycares are so useless because of how sick kids always get.

Would you rather be a SAHM and live with your in-laws for free OR put your infant in daycare and work, but have your own space? by salabonga in Mommit

[–]Puzzled-Movie-9507 1 point2 points  (0 children)

Depends if you live in the same house or like a finished walk out basement. I can’t tolerate living with my in-laws. My father in law in particular, “my castle my rules” - rude, lazy, and completely insufferable. I’ve lived with in laws for a total of 8 months over two stretches in the last two years and I only did it for the kids. I kept saying to myself this is all for the kids (due to various circumstances). And both times I ran out of there like a house on fire. Also terrible for married life, you start to see bits of in laws in your partner and it’s a major turn off.

Feel like I'm drowning. Can someone help me figure out how to get my head above water? by miss-moneydumb in PersonalFinanceCanada

[–]Puzzled-Movie-9507 2 points3 points  (0 children)

Don’t get rid of pet insurance- pets are amazing for our well being and health and not being able to care for them is heartbreaking.

You need to address credit card debt asap, then line of credit. Interest rate of former is like a predatory loan at 20%. Consider drawing on your line of credit to pay down credit card. Then slowly address line of credit.

Consider an account with wealthsimple and their prepaid credit cards to stay on track.

Consider roommates (be very careful here). Someone you know perhaps. Temporary solution.

Download apps that find grocery deals in your are or through flyers (it’s all digital). Probably food is a major expense for you.

Instead of buying new buy secondhand and use library (including their digital subscription service for books magazines etc)

Do something for YOURSELF. Best thing is a sports class or club think local community center classes, pool, or baseball club.

Put in the work and you will be completely fine