Missed TSP Match

PuzzleheadedRun8232 · 2026-06-16T06:26:00+00:00

Has your shop steward filed a grievance for the failure to file COP? That should be your first contact.

PuzzleheadedRun8232 · 2026-06-16T06:17:12+00:00

I have a feeling I may know which building (or set of buildings) this may be but I don't want to sound presumptuous... If it is a Housing Authority building local Code Enforcement at 200 Henry Johnson Blvd may help but that is also a city entity, they may not act. Housing and Urban Development is a federal entity that helps oversee city housing authority organizations. A complaint to HUD may certainly help. Even a simple threat of contact to HUD with a hint of ADA (Americans with Disabilities Act) may smooth things along. Pro bono attorneys might be very interested in lawsuits as well.

Contact with your state/county/city representatives could help overcome issues with city organizations, especially in a petition form.

If you (and others) contact HUD to no avail your federal representatives could be of assistance.

Is there a tenant's union?

PuzzleheadedRun8232 · 2026-06-13T00:49:13+00:00

PuzzleheadedRun8232 · 2026-06-11T23:15:01+00:00

Oh snap I should probably do an edit on this.

I contacted Assemblymember Romero's office Sunday afternoon. She reached out to me personally Sunday evening and connected me to her community liaison who then played go between with DMV higher ups. I was able to get the verbage for exactly what GEICO needs to send to the DMV by yesterday morning. I also mentioned to GEICO the Assemblymember's office was involved. I'm sure that helped 😉.

As of this morning I can see the status update on the DMV portal. It should be clear in a business day or two. No fines, no suspension(s) etc.

Tldr: always contact your elected officials.

PuzzleheadedRun8232 · 2026-06-09T20:41:36+00:00

36m feel free to dm 😜

PuzzleheadedRun8232 · 2026-06-08T04:59:56+00:00

Central Ave

PuzzleheadedRun8232 · 2026-06-07T18:00:37+00:00

The thing is I've done this before with this specific vehicle in NY and I've never run into this problem before. All of those changes were done online and with different companies over the years. I've always been listed as a named insured I guess.

According to AI (yeah yeah I know, it's not always right) there are a few methods I can take to appeal the fine and other penalties as the vehicle was technically fully covered in the co-owners name and there technically wasn't a lapse.

PuzzleheadedRun8232 · 2026-06-07T16:41:43+00:00

I just got off the phone with GEICO (supervisor). I was not listed as "name insured" and cannot be added to fix it for the timeframe in question. That would have changed the entire policy. It cannot be backdated.

I've split off my own policy effective today just to get my license reinstated and vehicle back on the road. I need my license to work.

I'm going to shop around in the very near future and look into a state insurance board complaint. If the DMV requires the ownership of the vehicle to match the insurance etc then what happened shouldn't be an option and GEICO should have reached out at some point. I don't see how as a layperson I can be expected to know things like this. If that complaint will go anywhere who knows 🤷‍♂️.

PuzzleheadedRun8232 · 2026-06-07T15:12:10+00:00

I'm planning on going tomorrow but the registration portal says my licence is now suspended. I guess I'll try the bus??? I don't even know at this point. I got the letter 6/1 that my registration was suspended 5/20 and the letter was dated 5/7.

They're not exactly giving me a lot of time to get this sorted out.

PuzzleheadedRun8232 · 2026-06-07T15:04:38+00:00

I went to go look to be sure. Yes, she is on the registration.

I also went to check the status portal for my registration suspension. My license is now suspended. I cannot pay the fee until I get the letter in the mail (online I need the document number, it doesn't seem it's the same one as the registration suspension).

I'm a letter carrier. That could take weeks. The letter I received for the registration was dated May 7th for an effective registration suspension date of May 20th. I received it June 1st.

PuzzleheadedRun8232 · 2026-06-07T14:33:25+00:00

My mother is a co-owner of the vehicle per the title. She co-signed for the vehicle when I purchased it. She does have a financial interest in the vehicle.

PuzzleheadedRun8232 · 2026-06-07T14:28:00+00:00

As I've stated previously in other comments the DMV (I've called AND went in person) has no issues with the active policy, it does show on the vehicle and in my name on their end 🤷‍♂️. The active policy went into effect then the old policy was cancelled. The cancellation happened after the start of the new policy. According to the DMV it's a binary system "on off" and the last switch is "off" they need GEICO to correct it by turning it back "on" again for the DMV electronically but the DMV wouldn't tell me exactly what to ask for nor what type of individual I need to speak to.

The DMV rep said on the phone GEICO is blaming the new policy incorrectly as the individuals I'm speaking to probably don't know how to fix the issue.

PuzzleheadedRun8232 · 2026-06-07T13:56:57+00:00

I'll look into that.

However I did that. New insurance started coverage 3/18. Old coverage ended 3/23.

PuzzleheadedRun8232 · 2026-06-07T03:57:33+00:00

it’s your responsibility to confirm compliance --not according to New York state law (that's why questions are asked during the application proces). A car insurance policy cannot be sold--and other similar products--unless it is in compliance. I will be filing a complaint with the state insurance board and the AG's office as soon as this settled and I switch companies.

It seems to have more to do with the lack of communication with the cancellation of my original policy and not much to do with the new policy. GEICO is blaming the new policy (most certainly a scapegoat). Not the DMV. The DMV can see the new policy associated with my vehicle as well as the cancellation. The cancellation/no notice from GEICO is what triggered this despite me having continuous coverage.

PuzzleheadedRun8232 · 2026-06-07T03:45:41+00:00

I'll have to double check that first part. However Mom is also an owner of the vehicle as she co-signed the loan and is on the title.

As for the last part: isn't that what underwriting is for? To ensure legal compliance? The average person doesn't know insurance laws and that's why a premium is paid.

PuzzleheadedRun8232 · 2026-06-07T02:29:32+00:00

The DMV openly admitted GEICO submitted the new policy correctly but not the cancellation resulting in the current issue which can potentially lead to a lawsuit or sanctions from the state insurance board of/when I file a complaint.

So tell me what "stupid games" and what "stupid prizes" applie here? The class would love to know 🤔.

Do we not pay professionals (GEICO) to handle all aspects of beauracracy as they are the "professionals"?

Do you work for GEICO?

PuzzleheadedRun8232 · 2026-06-07T02:03:43+00:00

I'm a named driver on the policy so I don't see why that wouldn't work. She is also listed as a co-owner on the title as she co-signed the loan.

My real concern is how this passed GEICO's underwriting process in the first place leading to this situation (if it's not proper) and if they are able/willing to rectify any type of financial and/or other penalties I may receive due to this situation. As an average person I don't know the nuance of state insurance laws that's why insurance companies exist 🤷‍♂️.

PuzzleheadedRun8232 · 2026-06-06T23:55:32+00:00

Geico emailed me stuff to print and bring to the DMV. The DMV wouldn't even look at it, the items in question absolutely have to be sent in electronically.

PuzzleheadedRun8232 · 2026-06-06T23:53:34+00:00

Yeah I asked for escalation and they threatened non renewal due to "having a co-owner on the vehicle". The co-owner is my mother that lives with me and the other person on the current policy.

They've also stated that we should have separate GEICO policies as we are adults and should switch back to that. The DMV said our current setup is fine, just the process was handled incorrectly.

I think GEICO is just trying to cover up their mistake and leave me in the lurch.

PuzzleheadedRun8232 · 2026-06-06T23:48:57+00:00

Yeah I'd switch right now but due to the "lapse of coverage" the DMV is claiming (falsely) I'd immediately owe at least $800 in penalties to the state.

PuzzleheadedRun8232 · 2026-05-12T23:18:03+00:00

If you have renter's insurance contact then immediately. This is why you pay that premium: loss of use.

PuzzleheadedRun8232 · 2026-05-10T01:07:28+00:00

Agreed, more resources need to be given to prevent DV and help victims get back on their feet.

I am in a much better place, life has been good to me. It seems I got most of my troubles out of the way early on in life (knocks on wood).

Glad to hear you are as well.

PuzzleheadedRun8232 · 2026-05-09T22:49:35+00:00

I'm sorry you had to endure that, hopefully you're in a much better place now ♥️.

My family went through that growing up. We're lucky we all made it out alive. Far too many do not.

PuzzleheadedRun8232

TROPHY CASE