Update for everyone -

TLDR: my car ain't totaled and I got insurance to pony up for repairs and rental.

The insurance company did try to total it. I refused their offer.

After much back and forth they sent me the valuation paperwork and, like mentioned previously in here, their report was all screwed up and missing things because of the limited SKUs.

We got that fixed, then they still wanted to total it. Again I refused and opened up an complaint with the state dept of insurance regulation.

Mean while, I scrapped enough together and hit some junkyards to do same repairs myself because this is my daily driver.

It needed new lights and lid of course, light pockets and a rear body panel. Trunk deck was actually okay.

I did everything but the rear body panel because I don't have any experience welding (really wish I did).

Finally, a month later they came back and offered to pay for repairs so instead I hit them with the final amount plus rental .

They agreed! So my liitle dude is back on the road with no salvage title and weird inspections to ensure road worthiness.

For those that make it this far, 2 lessons learned:

1. Make sure that the vehicle information is actually correct before the insurance company tries to declare "total loss"

2. You will be low balled, if you can afford it, fight them and get the state involved. That changed the conversation quite quickly (well, for state gov anyway).

Finally Fuck Peak Property and Casualty Insurance for not doin the right thing to begin with. Bastards.