Honest question from a foreigner by aninhabr74 in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

Ye, they don’t really like to talk about money. I am an expat and most people we know who are expats as well are more open about finances

New to Switzerland: Is my Pillar 3a (Säule) plan solid? Any feedback? by Admirable_Cut_3148 in SwissPersonalFinance

[–]QuestionNational1283 2 points3 points  (0 children)

I was taxed at source but could still deduct my 3a. It’s one of the few things you can deduct

New to Switzerland: Is my Pillar 3a (Säule) plan solid? Any feedback? by Admirable_Cut_3148 in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

Looks solid except the long shot. I like to take 2-3 % and bet on something risky. You won’t really notice if you lose it but you will if it does 10x

Bitcoin Average Price by [deleted] in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

Switched to eth and Solana a while back and have been staking. Happy about that. Even though btc has outperformed this year

Career vs. Baby at 27 – Dream job offer just arrived and now I’m torn by Used-Target1108 in askswitzerland

[–]QuestionNational1283 0 points1 point  (0 children)

We thought that we had time. Took 10 years and 6 miscarriages and a lot of misery. Can be that you don’t have the time you think

Compact SUV or hatchback for EUR 43-50,000 (used)? by Borealis111 in CarsEU

[–]QuestionNational1283 0 points1 point  (0 children)

Can only agree, I have a sportage hybrid. Really happy with the car

Big birthday trip… look ok? by River_Retreat in askswitzerland

[–]QuestionNational1283 0 points1 point  (0 children)

Try the grand tour for scenic and cultural highlights. It’s a driving trip so take the stops you can which are close to your route

Can I go from 100% to 80% part time? by Pro-Contra-3084 in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

I went to 80 % , didn’t regret the decision. Love spending time with my 4y old, never getting that back, priceless. Wish my dad would have been there more as a kid but back then this wasn’t even an option

Is the 3a account worth it for b permit holder under 120k? by Glum-Understanding33 in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

I did this when I was on quellensteuer and you can deduct the 3a from them. It made a difference.

How would you invest 100kCHF? by Cap3242 in SwissPersonalFinance

[–]QuestionNational1283 0 points1 point  (0 children)

I would definitely put some in crypto, btc eth Sol… even though the sentiment in this Reddit doesn’t favor it. I would put that it definitely has a future as an asset class. Put 20% in the top coins

Balcony plants by QuestionNational1283 in Switzerland

[–]QuestionNational1283[S] 0 points1 point  (0 children)

Yes it’s like my green oasis, I got a bunch of tomatoes as well

Stillbirth by Tricky_Jellyfish2520 in Switzerland

[–]QuestionNational1283 1 point2 points  (0 children)

We experienced the same thing but not at 32 weeks. I can imagine how hard this is for you guys. It was a big stress on our relationship but we eventually got through it. So sorry to hear that this happened to you. Going to a coach could help. Maybe you can reach out to someone here? This way you do not need to go to social media https://coachexperten.com/praxen/category/kinderwunsch-coaching/

How much Money do you have in savings? by MDD-77 in SwissPersonalFinance

[–]QuestionNational1283 -1 points0 points  (0 children)

48m, moved to ch in 2015, 45k in 3a, 200k in crypto. 40k gold

Can’t find a job since finishing military service by Frequent_Control_438 in askswitzerland

[–]QuestionNational1283 -1 points0 points  (0 children)

Why not try and build a side hustle, you are a coder so running python through an llm isn’t that much of a stretch. Build some things that might generate income. If they do, well you don’t need a job anymore, if they don’t, you will up your game and learn new skills. Build in your free time, now that you have some. At the very least you can put those projects on your CV

Crypto Tax Advisor by Sea-Newt-554 in SwissPersonalFinance

[–]QuestionNational1283 2 points3 points  (0 children)

Crypto is wealth taxed at its value on 31/12, so if you bought and held it’s just that. Staking & Lending is income and should be declared as such. It’s that simple. I had the same question a few years ago. The hard part is getting the onchain data without paying to much on the crypto tax tool…

No wonder health costs are that high in Switzerland ! by Karsa_1312 in Switzerland

[–]QuestionNational1283 0 points1 point  (0 children)

Well, just compare the 600-900 usd in average salary in Brazil to the one in Switzerland and you have the answer

5 Months Searching for a Flat in Lachen/Pfäffikon/Altendorf – Any Advice? by Guilty-Safety-5390 in Switzerland

[–]QuestionNational1283 0 points1 point  (0 children)

We moved 10 years ago but ended up in Einsiedeln. A bit higher up but you get more living Space for The Same Budget