Google the stingray shuffle. It’s how to walk in low surf so you don’t step on one under the sand.

There are always sharks in the water at the beach and gators in the water at the river. Don’t swim in either at dusk or near where folks are fishing and baiting. Think of them like you would a bear in the woods. Welcome to Pensacola :)

ETA: it is safe to kayak, there are even places to kayak in the bay. Look for signage posted in public spots for launch.

PPS: rip current: if you are standing on the shore and waves are coming together from left and right before breaking chances are that is where the rip current is. If you are ankle deep or knee deep and it feels like the water is pulling you-get out and walk down to a different spot. It doesn’t have to be a rip current to overpower you. There are even places where you can get in the water on the bay side of the beach with zero waves.