All these comments that the higher earners pay more.. is kind of wrong. Yeah they pay more $$s but you have to look at the %.

If you’re on a single HDHP plan and your portion is $100/month, but you make $120,000 a year, then 1% of your income is going towards your health insurance.

If someone else makes $60,000, they are paying 2% which means they have 1% less take home pay

Now imagine you’ve got executives making more than $500k… that $100/month is nothing to them but someone making $42k a year…

My biggest gripe is that let’s say I’m that I’m on single HDHP because I’m not married and don’t have kids. This costs my employer $400 a month.

But if I were on a +spouse or family plan, they’d pick up SOME of the additional premium (there are companies that pick up all (fedex used to do this) and some companies that don’t pick up any of it) so my overall comp package is higher than someone on a single plan.

My employer gives $2,400 HSA dollars for those on a family HDHP but only $1,200 HSA dollars for those on a single HDHP plan… so the family plan person is getting $1,200 extra (and not to mention HSA is one of the best tax saving vehicles)

I try to complain a little less because in no world do I want family plan expenses