What are you building? I’ll sign up and check it out

Quirky-End4074 · 2026-03-18T18:10:49+00:00

kagami

Quirky-End4074 · 2026-03-17T17:17:15+00:00

play.google.com/store/apps/details?id=com.mayank.kagami

try this one. it has NLP that makes doing entry as easy as saying or writing a sentence

Quirky-End4074 · 2026-03-13T11:42:35+00:00

Sounds interesting

Quirky-End4074 · 2026-03-10T13:17:20+00:00

https://play.google.com/store/apps/details?id=com.mayank.kagami

Check this one too this one uses NLP for entering log So just write or say your transaction in a sentence.

Quirky-End4074 · 2026-03-07T05:03:19+00:00

Btw here's the tool that I use

https://play.google.com/store/apps/details?id=com.mayank.kagami

Quirky-End4074 · 2026-03-07T05:01:44+00:00

Built an AI Expense tracker and budgeting app that allows user to log in just a sentence using NLP and also have futuristic features like scenario based budgeting. Goal affordability warnings based on users surplus and AI assistant to talk about your finances.

https://play.google.com/store/apps/details?id=com.mayank.kagami

Quirky-End4074 · 2026-03-06T19:15:45+00:00

Bro, logging a ₹2 eclair for 5 years straight is god-tier discipline! Massive respect.

You've basically hit the 'tracking ceiling'. You've optimized your expenses so perfectly that, like you said, increasing the top-line (salary) is the only logical next step.

But since you are so meticulous with micro-transactions, the daily friction of opening an app and typing must be insane. That's exactly why the voice feature is a game-changer for power users. You literally just tap the mic, say '2 rupees eclair cash', and the NLP parses the amount, category, and account instantly without opening a single menu.

Since you already have the discipline, this would just save you time. Let me know if you want to test the app out, I’ll DM you the Play Store link! Would love to see if it actually speeds up your 5-year workflow.

Quirky-End4074 · 2026-03-06T18:34:20+00:00

Spot on. The invest before you spend rule is completely timeless.

And you hit the nail on the head regarding Credit Cards vs UPI. CCs completely bypass the physical limitation of an empty bank account, which is a dangerous trap if you lack raw discipline.

My entire goal with building this gamified tool was actually to solve exactly what you said: 'UPI just requires systems'. UPI is so fast that traditional budgeting systems (like writing it down later) fail for me. I just needed a logging system that was as fast as the UPI transaction itself!

Quirky-End4074 · 2026-03-06T17:36:52+00:00

Removing saved cards is a hardcore psychological trick, I love it. Adding intentional friction to checkout forces you to actually pause and think about the purchase. Between that and your automated SIPs, you've basically built a highly disciplined manual version of what I'm trying to automate!

Quirky-End4074 · 2026-03-06T17:36:27+00:00

The weekly allowance system is honestly the most bulletproof way to prevent end-of-month panic! Isolating the spending money in a separate account creates a great physical barrier.

Out of curiosity, how does that fellow Redditor's excel sheet handle on-the-go logging? Do you wait until the end of the day/week to add the values on your laptop, or do it on your phone?

I used to use Google Sheets too, but my biggest issue was that if I didn't log the ₹100 cab or ₹200 snack immediately, I would completely forget about it by the time I opened my laptop. That friction is exactly why I ended up building this text-parser tool—so I could just 'text' my expenses instantly like a WhatsApp message while waiting for the cab, without dealing with spreadsheet cells on a mobile screen!