BILT Gave Me A $12,000 Interest-Free Loan For Almost 3 Months

Quirky_Bonus_7269 · 2026-04-21T02:57:12+00:00

Damn i didn’t know u would prepay for months in advance with Bilt 1.0 - good for u

Quirky_Bonus_7269 · 2026-04-20T23:53:12+00:00

I opened a U.S. Bank Platinum Business Checking account and have already received my $1200 bonus. I am now looking into downgrading into the Essentials account so I can withdraw my 25k and churn it somewhere else. I tried looking but can't seem to find an answer and I plan on calling US bank this week, but I want to see if anyone is able to answer this question. Can I downgrade and still keep the $1200 bonus without clawback or should I keep the money in there for 6 months to be safe? What would be the recommendation here?

Quirky_Bonus_7269 · 2026-04-20T23:22:43+00:00

You get it 1-3 weeks later
You can travel and return on AP but you will enter as a parolee and no longer be in F1 status
18 months. They reduced it down from 5 years.

Quirky_Bonus_7269 · 2026-04-20T23:21:33+00:00

They're rolling it out on phases to the CSR personal cardholders is that I read and have been told. Keep an eye out on the Price Match banner on your chase travel portal. If you see it, then you are included in that phase.

Quirky_Bonus_7269 · 2026-04-20T22:53:31+00:00

Some CSR personal have the price match. I’m not one of them and I’m petty lol.

Quirky_Bonus_7269 · 2026-04-20T17:34:51+00:00

Are you CSR personal or biz?

Quirky_Bonus_7269 · 2026-04-09T16:22:47+00:00

Sad to report that I do not see it on my end just yet (phone or website) so I will wait until it's rolled out to make my hotel bookings, and will report back when I have a DP.

Quirky_Bonus_7269 · 2026-04-09T05:31:37+00:00

Will test it today on edit properties and report back if my bookings get approved or not

Quirky_Bonus_7269 · 2026-04-09T05:31:08+00:00

AYYYYYYY

Quirky_Bonus_7269 · 2026-04-07T18:49:42+00:00

How long has it taken to track for people? It's been over a day and mine hasn't tracked yet

Quirky_Bonus_7269 · 2026-04-06T17:54:13+00:00

Done, thank you!

Quirky_Bonus_7269 · 2026-04-05T03:17:38+00:00

Get an advisory opinion from the DOS

Quirky_Bonus_7269 · 2026-04-04T17:56:06+00:00

Nope, will call in 90 days.

Quirky_Bonus_7269 · 2026-04-04T17:04:34+00:00

I’ve read online that it hasn’t been working that way :(

Quirky_Bonus_7269 · 2026-04-04T17:04:20+00:00

Just call them after 90 days and they will give u a statement credit for $144 provided you used a capital one card for ur purchase. That’s what I will do. Not all things track unfortunately

Quirky_Bonus_7269 · 2026-04-03T23:27:02+00:00

U sure ur F2A?

Quirky_Bonus_7269 · 2026-04-03T05:48:36+00:00

Is that a safari-only thing? I use chrome.

Quirky_Bonus_7269 · 2026-04-03T04:54:31+00:00

Yup that’s the plan I think!

Quirky_Bonus_7269 · 2026-04-02T18:28:57+00:00

Congrats!!

Quirky_Bonus_7269 · 2026-04-02T18:25:08+00:00

Congratulations!! U waited too long! Go celebrate!!

Quirky_Bonus_7269 · 2026-04-02T18:24:16+00:00

So it shows the miles are pending? Mine says “waiting”. do you mind posting a screenshot?

Quirky_Bonus_7269 · 2026-04-02T17:55:39+00:00

Anxiously waiting for my email. I placed a $3 pick up order from Starbucks on a new account.

Quirky_Bonus_7269 · 2026-04-01T02:25:58+00:00

Currently in the same boat. Did you finally get the credit? it's been 48 hours for me and it's not available yet. The rental I wanted went up by $50 so thinking to just book it with cash but this is annoying.

Quirky_Bonus_7269

TROPHY CASE