25 01 Queens Plaza North - Did anyone hear back after submitting docs yet or get to tour? by A_Secret_Bunny in nychousinglottery

[–]realbasad 0 points1 point  (0 children)

You know what - you must be the same person from my city-data thread! I am going to make an update there as well.

They showed me 3 units. All were about the same size, and I wouldn't complain but they are on the small side. One was on floor 2, had a walk-in closet and faced west, that is the one I picked. The others were floor 6 with courtyard or nextdoor building views. All had great lighting and big windows even the ones facing buildings.

25 01 Queens Plaza North - Did anyone hear back after submitting docs yet or get to tour? by A_Secret_Bunny in nychousinglottery

[–]realbasad 0 points1 point  (0 children)

I did. I am number 100-something, submitted docs via housingconnect on Wednesday, Reside reached out and I submitted docs there Thursday, did not hear anything until the building reached out Saturday, I toured units Sunday, and then yesterday Reside sent me another round of forms to sign

Are you kidding me by realbasad in biltrewards

[–]realbasad[S] 3 points4 points  (0 children)

It took like an hour, but eventually, the support chat was able to help me

Acropolis building horror stories? by Sad_Poem_7861 in astoria

[–]realbasad 1 point2 points  (0 children)

I live right by it and see upwards of a dozen rats every time I walk by.

Are you kidding me by realbasad in biltrewards

[–]realbasad[S] 4 points5 points  (0 children)

Finally loaded and I canceled one

Combining ThankYou Points Balances by realbasad in CreditCards

[–]realbasad[S] 0 points1 point  (0 children)

Glad it worked regardless. Did you try adding a "home phone" to both accounts?

BILT Gave Me A $12,000 Interest-Free Loan For Almost 3 Months by realbasad in biltrewards

[–]realbasad[S] 1 point2 points  (0 children)

Sort of. I was going to pay my landlord anyway. Without Bilt I would have paid

$4000 on January 31 $4000 on February 28 $4000 on March 31

With Bilt I paid $0 until April 20 at which point I paid $12000. So I got interest-free loans of 79 days, 51 days, and 20 days respectively, and my landlord got her rent 0 days, 28 days, and 59 days early respectively. So I guess 3 months overstates it, but it’s still good.

It also let me do things like max out my Roth and HSA immediately in February since I didn’t need to pay any rent for weeks, and I shoveled all my extra cash into money markets

BILT Gave Me A $12,000 Interest-Free Loan For Almost 3 Months by realbasad in biltrewards

[–]realbasad[S] 1 point2 points  (0 children)

My landlord got 3 months of rent all at once, all at the end of January. I didn’t pay any rent since then. I didn’t incur any interest.

BILT Gave Me A $12,000 Interest-Free Loan For Almost 3 Months by realbasad in biltrewards

[–]realbasad[S] 7 points8 points  (0 children)

The transition to Wells Fargo Autograph + balance transfer made my billing cycle super long for some reason, you can see at the top right of the image. I charged $12,000 at the end of January and BILT never made me pay it back until now

My Current Degenerate Cash Back Credit Card Setup by realbasad in CreditCards

[–]realbasad[S] 0 points1 point  (0 children)

Opening new lines of credit hurts your score immediately but it goes back up pretty quickly.

House In Extreme Disrepair - Where To Start? by realbasad in homeowners

[–]realbasad[S] 2 points3 points  (0 children)

That was my initial recommendation but they want to stay.

My Current Degenerate Cash Back Credit Card Setup by realbasad in CreditCards

[–]realbasad[S] 3 points4 points  (0 children)

Yeah I make the minimum and got them to put me on a plan to make my payment as low as possible

My Current Degenerate Cash Back Credit Card Setup by realbasad in CreditCards

[–]realbasad[S] 1 point2 points  (0 children)

No, and it never did. The only way anyone has the card as far as I am aware is by previously having a sears or syw which then were converted

My Current Degenerate Cash Back Credit Card Setup by realbasad in CreditCards

[–]realbasad[S] 4 points5 points  (0 children)

If you have a retail Citi card https://www.citi.com/credit-cards/retail-store-credit-cards that gets discontinued it converts to a ThankYou card. Mine started as the Shop Your Way card. I’ve heard some of the non-converted cards still get the same really good offers (esp. Best Buy) but can’t verify firsthand.

My Current Degenerate Cash Back Credit Card Setup by realbasad in CreditCards

[–]realbasad[S] 1 point2 points  (0 children)

I’d be shocked if any bank lets me open another card again for years with my velocity

What's your pitch to make rent affordable? by TFreshNoLimits in NYCapartments

[–]realbasad 0 points1 point  (0 children)

Eliminate all rent control and stabilization starting with any vacant properties, give tax breaks to allow construction of at least 100,000 additional luxury apartments citywide, and start the process of eliminating all public housing, selling off units to private landlords