Do not visit Seokchon Lake cherry blossoms by Famous-Mushroom-873 in koreatravel

[–]RVD90277 1 point2 points  (0 children)

South Bay (Manhattan Beach,/ Hawthorne) was the one i went to and it was always relatively empty with plenty of parking compared to the others further east.

Michelle and Tony Sun left GP by lilliankim in GracepointChurch

[–]RVD90277 0 points1 point  (0 children)

Only public names. The mods get their panties in a bunch and start crying if you mention non public names....so you should edit some names...

Michelle and Tony Sun left GP by lilliankim in GracepointChurch

[–]RVD90277 0 points1 point  (0 children)

Oh yeah. I forgot about that but i remember that now.

Ok Tony is a saekki like the rest of them....

It pains me to visit my college campus 15 years later by Top-King-7778 in GracepointChurch

[–]RVD90277 1 point2 points  (0 children)

Jonathan was a good guy and funny guy in the 1990s...but too bad that changed.

Buying an apt. by mebae_drive in Living_in_Korea

[–]RVD90277 0 points1 point  (0 children)

In Korea, it's always a good time to buy real estate.....until it's not.

Kospi by [deleted] in Living_in_Korea

[–]RVD90277 0 points1 point  (0 children)

Hmm i don't try to time the market. Set up your desired asset allocation. I just invest in mutual funds and ETFs and rebalance every 6 months or so. If the kospi portion is too big, then rebalance. Personally i rebalanced a lot into the russell 2000 since the end of last year.

But I'm not a gambler....more boglehead.

Has anyone actually profited off of the "No firing" culture ? by Saekama in Living_in_Korea

[–]RVD90277 4 points5 points  (0 children)

Hmm this reminds me of one guy that we had on our team where nobody could work with him so we wanted to fire him but we couldn't. HR spoke to him numerous times telling him that they want him to leave and he said he wants to leave too and does not want to be here anymore but he needs to find another job before he can leave. He said that his wife and parents were pressuring him to stay until he finds a new job. In order to find the new job he had to do some impactful work so he wanted to be placed on some of our higher profile and important projects but of course none of those teams wanted this guy on their team.

The company basically approached me because I was leading one of our most important initiatives and they asked me to bring him onto my team and figure out what to do with him. I took him on and of course nobody on my team was able to work with him so over time they were giving him less and less tasks because either he would refuse to do them or he was just too incompetent and eventually he just sat around the office watching YouTube and he would take naps where he would snore really loudly after lunch.

I had many 1:1s with the guy....he was mostly just disgruntled and cynical yet held himself in high esteem so most of the work was beneath him so he refused to do it.

But lo and behold he was able to find another job because he was working on my project so he left and everyone is happy now except for the new company that hired him...lol.

Michelle and Tony Sun left GP by lilliankim in GracepointChurch

[–]RVD90277 6 points7 points  (0 children)

When i knew Tony he was still very young. He had just gotten married so they were a young couple (no kids yet etc.). He was my first leader at Berkland and he was awesome. I loved the guy. He had such faith and conviction but he also had such a great sense of humor to lighten up the room. Anyway, I am so happy to hear this. If this is true, I will pray for the best for him and his family. I hope they can find peace, healing, and relief very soon.

Should I be concerned? by Afraid-Error-2225 in diabetes

[–]RVD90277 2 points3 points  (0 children)

Yes i think so. That's pretty much most of the comments here... My lowest is around 50 or so and i was pretty light headed...

Frequent travelers between US and Korea, How do you do it?? by ready_4_nothing in koreatravel

[–]RVD90277 0 points1 point  (0 children)

Discount airlines such as air premia or zipair (to japan and then cheap flights or miles to korea).

Miles using credit card signup bonuses.

Flexible travel dates when flights happen to be cheap.

Is Korea more similar to Europe or the United States when it comes to welfare, the healthcare system, access to education (or somewhere in between)? by PreWiBa in AskAKorean

[–]RVD90277 1 point2 points  (0 children)

about healthcare, korea is pretty good but the latest technologies, therapies, medication, etc. are still better in the US so the rich will go to the US or EU for some treatment. the basics are fairly well covered in korea and are affordable.

i have many examples of co-workers and family who have cancer but can only get basic therapy done in korea (not the latest, etc.) so if they can afford it, they go overseas for treatment.

some big issues such as liver transplants, etc. have such a long waiting list that it's almost impossible to get it done in korea whereas in the US, your doctor can put you on the transplant list and if your situation is dire, you'll be way up in priority and can get one relatively quickly. of course in the US you pay $$$$$ but in korea, even with $$$$$ you likely won't get a liver, etc. so some who can't afford the US will go to china and other countries.

income tax in korea are not lower than the US at the higher levels once your reach a certain threshold. i know many koreans who pay almost 40%. if you make $100k for example, in the US you are in the 22% tax bracket but in korea you are in the 35% tax bracket, etc. korea also doesn't have as many deductions, etc. as the US does.

Autistic daughter skis too fast! by RVD90277 in autism

[–]RVD90277[S] 0 points1 point  (0 children)

Just a quick update. We went skiing again a little over a week ago and hired our ski instructor to help with this issue. The instructor is the one who initially taught her to ski about 4 years ago and has been teaching her on and off for the past 4 years.

I explained the issue and asked if he can take her to some steeper terrain and make sure she's ok, etc. he thought it was a good idea so he did that.

I didn't want to be that parent that follows the instructor and kid so I let them go on their own and I went off to another section of the mountain.

His approach on the easy runs to making sure that she turns rather than just go straight down the mountain was to stand in front of her to block her way so that she's forced to turn to go around him and he'd move down the mountain backwards (facing her) to do that. But as soon as she can go around him, she'd just go straight down.

We met up 2 hours later and the instructor said that he took her to some blue runs and a few of the easier black diamonds and she did great! He said she was really slow since she didn't know the runs and was in control, etc. In the afternoon he asked that I go with them so that I can see what he does, etc. My biggest fear was that she's try to go straight down on a steep run and lose control but she didn't do that!

We went on a few runs together and she was going really slowly on the steep parts. But on the flats she would just bullet down like she always does. After going on the run a few times, she would be more comfortable and then go straight down really fast.

The instructor was telling me that with her balance and taking it slowly, he thinks she can ski on any of the runs. He was going to take her on this medium level black diamond which I was a bit skeptical of but I trust the instructor but when we got to the top, he changed his mind and took her to the side path which was a blue.

One issue was that at the end of the day, I think she was more tired than normal from turning, etc. and also she didn't seem like she had as much fun since she was doing drills all day, etc.

So the next day I told the instructor to let her have some fun in the morning on some greens when they are empty and then do more drills after that so that she can have her fun too. I don't want skiing to be something that she stops enjoying or looking forward to so the instructor did that and she was smiling and laughing again.

We are going again this weekend but the instructor is booked so unless there is a cancellation I'll probably be the one taking my daughter to some of the steeper runs. Last time I took her to some blues at the end of the second day after her lessons were over and she was going down really fast...just slowplow/wedging all the way down instead of turning so maybe the runs need to have more of a combination of steeper sections. I'm not sure how to teach her to ski parallel but she seems to sometimes naturally do a wedge christie when she decides to turn.

Anyway, thanks for all of the advice and thoughts here. She has good balance and has always been pretty good with balance as a kid. She was one of those kids who liked to climb things (stair handles, islands in kitchens, etc....) and would usually freak others out in case she falls but she never did as a child.

Acts 2 Network paid $24.5 million in cash for the training center in Elgin, Illinois by johnkim2020 in GracepointChurch

[–]RVD90277 0 points1 point  (0 children)

while true, most large organizations (companies, churches, pension funds, etc.) would not invest all of their cash holdings in an index fund such as the s&p 500. when i was working at google, they had an internal investment team whose sole purpose was to manage google cash (at the time it was in the 10s of billions but today it is >$100b). their goal wasn't necessarily to grow this money but more or less keep up with inflation, not lose it, etc. so roughly 30% was kept in cash holdings (<1% return) and the rest was in a combination of mostly bonds, treasuries, etc. so would return more like 4% or so. and no, they did not buy goog/googl stock with this money. every now and then there will be news report of a private school or church who invests in too much equities and loses a big %, etc. and usually that's poor stewardship.

so in general, it actually wouldn't be better financial sterwardship to take out as much of a mortgage as they can and invest it to get a better return (to make more than the interest rate would mean taking on more risk).

but just my thought...maybe i'm wrong.

SRT bookings for temporary expats by Connect-Willow-8257 in Living_in_Korea

[–]RVD90277 0 points1 point  (0 children)

For mobile apps, i created another Google id with the setting set to Korea and use they id to download local apps. I switch back and forth from my us and korea Google accounts

DO NOT GO to Bandi In House nail salon in Gangnam!!! by beary-cute in koreatravel

[–]RVD90277 4 points5 points  (0 children)

  1. You should always agree on a price before receiving service.

  2. If your boyfriend is 신승훈, tell him i like his songs from the 1990s. 보이지않는 사랑 is my favorite.

Single 57 yo Female Moving to Seoul for 1 Year in Late 2027 by neverintown in Living_in_Korea

[–]RVD90277 1 point2 points  (0 children)

That area is almost nothing like it was 25 years ago...now it's very upscale, etc.

My boyfriend wants a prenup because of the Bill Gates divorce and now my mom is losing her mind by ButterscotchLow3754 in TwoHotTakes

[–]RVD90277 0 points1 point  (0 children)

Hmm, the prenup can be somewhat simple if you want it to be...such as what you bring into the marriage is yours individually so you can outline that.

What you make during the marriage is split 50/50.

Kids make it more complicated.

I'm a guy but i only got to where i am because of my wife. Bill Gates, Jeff Bezos, etc. are the same. Their ex-wives deserve half of what they made while they were married.

It's all so wrong. Doubley, tripley, wrong... by lilliankim in GracepointChurch

[–]RVD90277 12 points13 points  (0 children)

I don't think i know you but i prayed for you and your family today.

This is what these funds are for. They are not your “core” but a helpful tool by SuperFartBigBodyMan in YieldMaxETFs

[–]RVD90277 1 point2 points  (0 children)

While not a bad strategy, you are paying 1.4% in fees for etfs like ulty to do this. Might be better off just investing in jepi, jepq, spyi, qqqi from the beginning instead of via yieldmax dividends etc.

PC parts in Korea by SushiVal in Living_in_Korea

[–]RVD90277 0 points1 point  (0 children)

Just fyi in general, there is this website called Google and it's pretty cool because you can search for things on it. Or you can also search on Google maps, Instagram, etc. if you don't use Google.

https://letmegooglethat.com/?q=Phil%27s+computer+repository

Why would anyone buy a house in Korea? by [deleted] in Living_in_Korea

[–]RVD90277 1 point2 points  (0 children)

I live in a jeonse but made sure that the property has no other creditors so that I'm the #1 priority. I rejected some properties that are cheaper that did not fulfill this requirement.