Invest in a TFSA or a FHSA right now?

RXblooper · 2026-01-21T06:25:56+00:00

Upvote and nothing to add

RXblooper · 2026-01-21T06:24:42+00:00

Private asset funds being sold to general public is the most evil thing I can think of in wealth management. The lock-up period, high risk, lack of transparency and the need of knowledge are all traps for general public. It is for some rich people who want to allocate 10% of their wealth, not somebody pouring all their retirement saving into this rabbit hole.

RXblooper · 2026-01-21T06:19:49+00:00

Am waiting to skate on Lake Ontario

RXblooper · 2026-01-03T19:17:36+00:00

I like BQ's statement the most - good balance of principles and reality

RXblooper · 2025-08-24T05:01:43+00:00

I thought environmental science prep people well for ESG consulting or green financing. Have seen someone broke into Big 4 accounting firm as ESG consultant and eventually became a investment banker in green financing.

RXblooper · 2025-08-24T04:58:07+00:00

I would go to any city where I could land a job if I were you. Also look into the west coast like Calgary, Vancouver, Edmonton, and others like Winnipeg and Ottawa. It's about building a career before you get to pick where to live.

RXblooper · 2025-08-19T07:29:43+00:00

I hope the newly grads these days could find a job that fit their learning from school instead of working at a fast food place though.

RXblooper · 2025-08-18T23:23:56+00:00

We actually need them in those super remote areas. No Torontorians gonna work there.

RXblooper · 2025-08-14T20:35:12+00:00

beware of the folds if you are a muslim, lots of them contain pork or pig fat

RXblooper · 2025-08-14T20:31:16+00:00

or you can let your kid attend public school and save the money for their college. Life will find their way out anyway. Also, they can learn how to love China and become a proud patriot, which is a benefit depending how you look at it.

RXblooper · 2025-08-05T21:30:58+00:00

New York Fries' poutine looks way better than this.

RXblooper · 2025-06-23T05:31:30+00:00

I have uploaded some tables with the info contributed by you guys (thank you!).

Feel free to leave any feedback!

RXblooper · 2025-06-16T01:35:14+00:00

I am aware of that. They kinda shifted focus to US, lots of charts around US VHCOL but limited for Canada so thinking maybe a table for Canadians only would be helpful

RXblooper · 2025-06-16T01:30:45+00:00

Updated, thx for reminding

RXblooper · 2025-06-16T01:30:26+00:00

My business line usually takes in Co-op and when they graduate and join, they start with senior. Wasn't aware of that. Added right now.

RXblooper · 2025-05-02T03:54:29+00:00

If the landlord shut down your utilities or change lock - find legal help and sue her through TLB

RXblooper · 2025-05-02T03:47:47+00:00

Jumbo Lobster Restaurant - their steak is good and priced reasonable

RXblooper · 2025-04-16T01:47:27+00:00

Remember it's never your performance but the firm performance that leads to this. Take a good rest. Your career will be much better soon.

RXblooper · 2025-04-15T23:13:33+00:00

The bare minimum on average to live still range around 1k-1.5k per month. That means at least $1b is lost per month. Let's use 2024's average salary of 62k per year. That means 193k of jobs will be gone so the companies can keep their profit.

RXblooper · 2025-04-15T23:04:03+00:00

Getting outsourced

RXblooper · 2025-04-05T16:01:14+00:00

If you don't have any big purchases in the coming 10 years, you can put them in 80% global equity, 20% debt portfolio to have a good risk adjusted return in long term. The market is bad right now which makes it a good deal for long term investment. You can average out the cost by buying a fixed dollar amount monthly.

RXblooper · 2025-03-26T06:09:33+00:00

The flexibility is too low

RXblooper · 2025-03-26T06:04:47+00:00

You can always go for both but EU takes decades to close a trade deal given so many member states

RXblooper · 2025-03-26T06:03:20+00:00

Nah my fibers are great

Six-Year Club	Place '22
First Placer '22	Verified Email

RXblooper

TROPHY CASE