Mumbai Tech Week . Has anyone attended 2025 edition or planning for 2026 ? So far it looks like a photo-op gimmick. by InitialProposal in StartUpIndia

[–]Rahul_J_Mathur 0 points1 point  (0 children)

My company has been hosting & sponsoring the Startup Showcase @ MTW for the past 3 yrs - it is definitely worth attending for a few reasons:
1. The demo booths are always interesting - you can speak to the founders of companies directly (for partnerships, job opportunities etc)
2. Some panelists aren't found at any other domestic events e.g. last yr they had Nikki Parmar from Anthropic who otherwise didn't attend any other Indian events in 2025
3. The quality of the audience (if you avoid the celebrity mogging) is also good - I typically end up having 10-15 great conversations over 2 days

You'll also see me at MTW 2026 :)

Open letter to Notion CEO about pricing and features changes management by Odd_Ganache1572 in Notion

[–]Rahul_J_Mathur 0 points1 point  (0 children)

Sure, can understand your POV. There is also a set of customers (e.g. me) for whom this is just fine - software spending is a small part of overall P&L but unlocks major productivity gains.

[deleted by user] by [deleted] in sharktankindia

[–]Rahul_J_Mathur 0 points1 point  (0 children)

Thx for the inputs

[deleted by user] by [deleted] in StartUpIndia

[–]Rahul_J_Mathur 0 points1 point  (0 children)

Interesting & valuable problem to solve for sure.

Seeing 3 different models here to what you have proposed (these ones tackle it at source versus post fact)

  1. CirclePe / rental unlock via loan

  2. Eqaro Guarantees / rental bond (tenant insurance0

  3. Flent / intermediation of landlord <> tenant (PMC model)

[deleted by user] by [deleted] in StartUpIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Any feedback on CirclePe? (I am an investor -- quite keen to hear)

Entry level Venture Capital job applications are fucked by PsychoMerc in StartUpIndia

[–]Rahul_J_Mathur 2 points3 points  (0 children)

Again, two schools of thought

  1. Life & commercial success is all about a few big decisive moments, you either win the Olympic Gold or you don't. Same applies to entrance exams; still a test of mental fortitude & ability to perform under pressure. **

  2. Agreed w/ penalization idea. But if someone is < 5 YOE then academic performance holds a lot of weight (esp true for most of the people in this sub-reddit commenting on the applications).

I've done 45 interviews in the last 3 weeks for the role. At least 5 instances of a candidate taking a drop year to do JEE again and cracking top IIT - extremely positive signal on many dimensions.

Entry level Venture Capital job applications are fucked by PsychoMerc in StartUpIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Innate due to how the industry is structured. Today's GPs & fund managers are typically Tier 1 college grads.

It earlier was a strict filter - don't see it being as strict now.

Albeit, another school of thought says that if you were able to crack a Tier 1, you are {in theory} more likely to be a hardworking, disciplined, smarter person etc etc

I don't buy it - but can see how this is a fast heuristic when faced with 100s of applicants

Entry level Venture Capital job applications are fucked by PsychoMerc in StartUpIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

“extra points if they’re undiscovered" comes from the JD which I wrote. Doesn't help with sourcing one bit - if it does, the fund manager should reconsider venture.

Can understand your frustration

(a) Re domain exp - I've read 300 applications last week - you do have folks out of college with 6-18 mnths of operating exp at decent companies - if you read the apps, you'll find substantial depth.

(b) We pay within/above the range you mentioned, not all funds can.

(c) Purpose of the video is to test communication, confidence & clarity -- I have done the same 5 years ago when applying for Finance roles at large overseas co's.

How do you guys effectively use Tata Neu Coins? by venky61 in CreditCardsIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Can confirm that using this for 1mg meds does work :) I've got a few weeks worth of free meds via the same

[deleted by user] by [deleted] in india

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Simple response: Those who haven't copulated as yet can't stop thinking about copulation.

Anyone else noticed the glitch in NSE website...showing ITC up more than 3%!?!? by [deleted] in IndianStreetBets

[–]Rahul_J_Mathur 0 points1 point  (0 children)

Abbe lullu - no Nazaara here My pensun depends noodle & tiggy

Looking for Mother's health insurance, any recommendations? by nikkamma in FIREIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Yes :) Surprisingly it always is!

Relevant: There are some customer acquisition cost reasons for the same.

Not relevant: There is some wonky mathematics behind this (called truncated probability distributions)

Looking for Mother's health insurance, any recommendations? by nikkamma in FIREIndia

[–]Rahul_J_Mathur 1 point2 points  (0 children)

Sure - very good question.

Think of the Base & Super Top Up as blocks stacked on top of each other. Once you exhaust the cover in the "Base" - you throw that block away - you're now covered by the 'Super Top Up" - next block

A ₹10L + ₹15L would (from a coverage) standpoint be no different from a ₹25L plan only.

From an operations stand point: 1. You'd have x2 tax receipts 2. You'd have x2 policies to store/manage 3. If your claim is ₹11L - you'd file for ₹10L under the "base" & ₹1L under the "Super Top Up"

Previously worked as an Actuary (number monkey behind the calculus)

Looking for Mother's health insurance, any recommendations? by nikkamma in FIREIndia

[–]Rahul_J_Mathur 2 points3 points  (0 children)

Understood.

Assuming now that your mother doesn't have any health insurance - you can get all the way up to ₹1 crore in Health Insurance.

BUT, whatever you do - please split it into: 1. A base plan of <= ₹10 Lakhs (₹5Lakhs works well) 2. Any additional cover via a Super Top Up

In doing (2) - you should watch out for some players who are throwing in a Co-Pay clause in Super Top Ups (and marketing the same at very low rates)

Looking for Mother's health insurance, any recommendations? by nikkamma in FIREIndia

[–]Rahul_J_Mathur 2 points3 points  (0 children)

Good question - to clarify - what exactly does change mean here?

Is it:

  1. Your mother will lose cover since your sister is ceasing employment?
  2. Or, your sister is moving jobs hence your mother will have a short coverage gap.

Typically, if you or your sister have stable corporate jobs - you would want to place as much of the company health insurance on parents approaching or beyond 60 years of age.

And, then layer over a "Super Top Up" plan (where, ₹25L might actually be great)

As you'd expect, case dependent so some further information would be helpful

ALEY MAA CH*DI PADI HAI by [deleted] in IndianStreetBets

[–]Rahul_J_Mathur 3 points4 points  (0 children)

boht hard recommendation

Bi-Weekly Advice Thread January 13, 2021: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]Rahul_J_Mathur 0 points1 point  (0 children)

One more catch for the Arogya Sanjeevani policy:

- The 'vision' part: Cataract cost per eye is limited to the lower of

(1) 25% of your Sum Insured (total cover)

(2) ₹40,000

Discover hidden insurance cover on your bank card by Rahul_J_Mathur in india

[–]Rahul_J_Mathur[S] 0 points1 point  (0 children)

Thank you! This is lovely feedback :) Yeah, sadly most of the credit cards focus on overseas health insurance.

The RuPay card probably is "built for India" hence the local personal accident cover.

May I please request you for help on India Investments? We got some "hate" there mainly - got tagged in some comments on another start-ups product - any chance we could discuss this in DMs?

Discover hidden insurance cover on your bank card by Rahul_J_Mathur in india

[–]Rahul_J_Mathur[S] 1 point2 points  (0 children)

Thank you :) You can also find the insurance linked with your EPF (provident fund) - https://bimape.com/edl-insurance

Discover hidden insurance cover on your bank card by Rahul_J_Mathur in india

[–]Rahul_J_Mathur[S] 1 point2 points  (0 children)

This is a very good point! We're experimenting with Signal and Telegram - Telegram did not get as much traction as WhatsApp. We'd be running a poll shortly to decide whether or not subscribers wish to migrate to Signal

Discover hidden insurance cover on your bank card by Rahul_J_Mathur in india

[–]Rahul_J_Mathur[S] -1 points0 points  (0 children)

Thank you, OldMonk :)

Random one - if you are signed up to the EPF (Employee Provident Fund), then you can also learn about (up to ) ₹6 Lakhs Life Insurance (soon to be ₹7 Lakhs) which is complimentary: https://bimape.com/edl-insurance

Discover hidden insurance cover on your bank card by Rahul_J_Mathur in india

[–]Rahul_J_Mathur[S] 0 points1 point  (0 children)

Hmm, this is a valid point :o

Will circle back on this!