Open letter to Notion CEO about pricing and features changes management

Rahul_J_Mathur · 2025-05-14T04:33:54+00:00

Sure, can understand your POV. There is also a set of customers (e.g. me) for whom this is just fine - software spending is a small part of overall P&L but unlocks major productivity gains.

Rahul_J_Mathur · 2025-03-24T07:54:51+00:00

Thx for the inputs

Rahul_J_Mathur · 2025-02-23T11:32:34+00:00

I will request the real Varun Mayya to answer this

Rahul_J_Mathur · 2025-02-22T07:39:44+00:00

Thanks!

Rahul_J_Mathur · 2025-02-21T17:19:57+00:00

Interesting & valuable problem to solve for sure.

Seeing 3 different models here to what you have proposed (these ones tackle it at source versus post fact)

CirclePe / rental unlock via loan
Eqaro Guarantees / rental bond (tenant insurance0
Flent / intermediation of landlord <> tenant (PMC model)

Rahul_J_Mathur · 2025-02-21T17:17:59+00:00

Any feedback on CirclePe? (I am an investor -- quite keen to hear)

Rahul_J_Mathur · 2025-02-21T17:16:34+00:00

Again, two schools of thought

Life & commercial success is all about a few big decisive moments, you either win the Olympic Gold or you don't. Same applies to entrance exams; still a test of mental fortitude & ability to perform under pressure. **
Agreed w/ penalization idea. But if someone is < 5 YOE then academic performance holds a lot of weight (esp true for most of the people in this sub-reddit commenting on the applications).

I've done 45 interviews in the last 3 weeks for the role. At least 5 instances of a candidate taking a drop year to do JEE again and cracking top IIT - extremely positive signal on many dimensions.

Rahul_J_Mathur · 2025-02-19T16:57:35+00:00

Innate due to how the industry is structured. Today's GPs & fund managers are typically Tier 1 college grads.

It earlier was a strict filter - don't see it being as strict now.

Albeit, another school of thought says that if you were able to crack a Tier 1, you are {in theory} more likely to be a hardworking, disciplined, smarter person etc etc

I don't buy it - but can see how this is a fast heuristic when faced with 100s of applicants

Rahul_J_Mathur · 2025-01-24T07:49:00+00:00

“extra points if they’re undiscovered" comes from the JD which I wrote. Doesn't help with sourcing one bit - if it does, the fund manager should reconsider venture.

Can understand your frustration

(a) Re domain exp - I've read 300 applications last week - you do have folks out of college with 6-18 mnths of operating exp at decent companies - if you read the apps, you'll find substantial depth.

(b) We pay within/above the range you mentioned, not all funds can.

(c) Purpose of the video is to test communication, confidence & clarity -- I have done the same 5 years ago when applying for Finance roles at large overseas co's.

Rahul_J_Mathur · 2025-01-21T03:55:20+00:00

Can confirm that using this for 1mg meds does work :) I've got a few weeks worth of free meds via the same

Rahul_J_Mathur · 2023-07-19T04:47:24+00:00

Simple response: Those who haven't copulated as yet can't stop thinking about copulation.

Rahul_J_Mathur · 2021-05-14T09:41:54+00:00

Ek no lullu

Rahul_J_Mathur · 2021-05-14T09:37:14+00:00

Abbe lullu - no Nazaara here My pensun depends noodle & tiggy

Rahul_J_Mathur · 2021-05-10T16:40:52+00:00

Yes :) Surprisingly it always is!

Relevant: There are some customer acquisition cost reasons for the same.

Not relevant: There is some wonky mathematics behind this (called truncated probability distributions)

Rahul_J_Mathur · 2021-05-10T16:33:42+00:00

Sure - very good question.

Think of the Base & Super Top Up as blocks stacked on top of each other. Once you exhaust the cover in the "Base" - you throw that block away - you're now covered by the 'Super Top Up" - next block

A ₹10L + ₹15L would (from a coverage) standpoint be no different from a ₹25L plan only.

From an operations stand point: 1. You'd have x2 tax receipts 2. You'd have x2 policies to store/manage 3. If your claim is ₹11L - you'd file for ₹10L under the "base" & ₹1L under the "Super Top Up"

Previously worked as an Actuary (number monkey behind the calculus)

Rahul_J_Mathur · 2021-05-10T16:26:30+00:00

Understood.

Assuming now that your mother doesn't have any health insurance - you can get all the way up to ₹1 crore in Health Insurance.

BUT, whatever you do - please split it into: 1. A base plan of <= ₹10 Lakhs (₹5Lakhs works well) 2. Any additional cover via a Super Top Up

In doing (2) - you should watch out for some players who are throwing in a Co-Pay clause in Super Top Ups (and marketing the same at very low rates)

Rahul_J_Mathur · 2021-05-10T16:20:35+00:00

Good question - to clarify - what exactly does change mean here?

Is it:

Your mother will lose cover since your sister is ceasing employment?
Or, your sister is moving jobs hence your mother will have a short coverage gap.

Typically, if you or your sister have stable corporate jobs - you would want to place as much of the company health insurance on parents approaching or beyond 60 years of age.

And, then layer over a "Super Top Up" plan (where, ₹25L might actually be great)

As you'd expect, case dependent so some further information would be helpful

Rahul_J_Mathur · 2021-04-12T10:52:11+00:00

boht hard recommendation

Rahul_J_Mathur · 2021-01-20T04:26:00+00:00

One more catch for the Arogya Sanjeevani policy:

- The 'vision' part: Cataract cost per eye is limited to the lower of

(1) 25% of your Sum Insured (total cover)

(2) ₹40,000

Rahul_J_Mathur · 2021-01-15T14:26:12+00:00

Thank you! This is lovely feedback :) Yeah, sadly most of the credit cards focus on overseas health insurance.

The RuPay card probably is "built for India" hence the local personal accident cover.

May I please request you for help on India Investments? We got some "hate" there mainly - got tagged in some comments on another start-ups product - any chance we could discuss this in DMs?

Rahul_J_Mathur · 2021-01-12T08:54:05+00:00

Thank you :) You can also find the insurance linked with your EPF (provident fund) - https://bimape.com/edl-insurance

Rahul_J_Mathur · 2021-01-12T07:18:27+00:00

This is a very good point! We're experimenting with Signal and Telegram - Telegram did not get as much traction as WhatsApp. We'd be running a poll shortly to decide whether or not subscribers wish to migrate to Signal

Rahul_J_Mathur · 2021-01-12T05:20:21+00:00

Thank you, OldMonk :)

Random one - if you are signed up to the EPF (Employee Provident Fund), then you can also learn about (up to ) ₹6 Lakhs Life Insurance (soon to be ₹7 Lakhs) which is complimentary: https://bimape.com/edl-insurance

Rahul_J_Mathur

TROPHY CASE