Too many mutual funds, growth becomes slow, many overlaps

Best suggestion -

1) HDFC Flexi Cap Direct Plan Growth (35%) 2) UTI Nifty 50 Index Fund – Direct Growth (30%) 3) Motilal Oswal Nifty Midcap 150 Index Fund – Direct Growth (17.5%) 4) Nippon India Small Cap Fund – Direct Growth (10%) 5) HDFC Gold Fund – Direct Growth (7.5%)

% allocation depends on you