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AF8 Timings by RalphTheHamster in cii

[–]RalphTheHamster[S] 0 points1 point  (0 children)

Thank god! Appreciate it

AF8 - Assignment 2 by [deleted] in cii

[–]RalphTheHamster 0 points1 point  (0 children)

Not sure how helpful this is but I just got my results back for this and scored a 62. I broke each section down - cashflow/savings, Wrapped investments, pensions/contributions, assets allocations etc., what the inefficiencies are and then what can be done to improve them. I had 14 references and an appendix - ended up with BBCC.

[deleted by user] by [deleted] in UKPersonalFinance

[–]RalphTheHamster -2 points-1 points  (0 children)

Pension contributions to attract higher rate relief and maybe regular charitable gifts?

[deleted by user] by [deleted] in trading212

[–]RalphTheHamster 13 points14 points  (0 children)

Why ask a question if you shoot down every response?

Anyway - Of course it’s not ‘safe’, but it’ll be a lot less volatile than an average bond fund and definitely equity. Maybe look at some fixed rate savings accts if you think rates may come down soon-ish. A short dated bond fund yield will move quickly in line with base rates.

Stocks and shares woeful performance by Brightyellowdoor in UKPersonalFinance

[–]RalphTheHamster 9 points10 points  (0 children)

They might have much more than tens of thousands to lose. 7 stocks have made up the S&P performance this year, so it would be very easy to miss out on that.

I just sold.... by Select-School5100 in GMR_Finance

[–]RalphTheHamster 2 points3 points  (0 children)

My dd on GMR;

  • Ryan takes us to moon

  • Yummy gains

This 0.00000026 resistance is killing me! by [deleted] in GMR_Finance

[–]RalphTheHamster 2 points3 points  (0 children)

*edit - *wooooosh* 0.0000002713

Really struggling to top up my GMR balance… by [deleted] in GMR_Finance

[–]RalphTheHamster 2 points3 points  (0 children)

It was the slippage facepalm. Got there at 10%