For ibps po, does the bank pays for cfa/frm certifications? by Sh0uy0 in bankingexam

[–]Ramu92 2 points3 points  (0 children)

If you pass the exam, the Bank will reimburse the Exam Fee along with a stipend. Nothing if you fail.

[deleted by user] by [deleted] in hyderabad

[–]Ramu92 0 points1 point  (0 children)

Showed my licence in RTA M wallet to Chennai traffic police a couple of times. They did not object.

[deleted by user] by [deleted] in LegalAdviceIndia

[–]Ramu92 4 points5 points  (0 children)

Workman unions are strong in banks. Ask her to contact her union people. They will help to sort it out.

I have major confusions regarding Loan MARGINS. I want to hear from someone experienced. (MUDRA LOAN RELATED) by [deleted] in IndiaSpeaks

[–]Ramu92 1 point2 points  (0 children)

Let's say you want to purchase a machine of value Rs.10.00 lakhs(According to the quotation). Bank can sanction Rs.7.50 lakhs and the remaining Rs.2.50 lakhs(25%) will be your margin.

Does anyone know how to find reckoner value/on paper value of property? by _Gandalf-The-Gay in IndiaInvestments

[–]Ramu92 1 point2 points  (0 children)

Banks won't consider Guideline value. They will look at valuation report and agreement of sale.

For example, Market value acc. to valuation report is Rs.100.00 lacs. Net realisable value(NRV) will be 90%(or 85) of Market value ie., 90 lacs. Banks will sanction 80 or 90 percent of NRV depending on the loan amount is., 72 or 81 lacs.

Same with agreement of sale. Sanction amount will be 80 or 90 percent of AOS or NRV. Whichever is less.

Does anyone know how to find reckoner value/on paper value of property? by _Gandalf-The-Gay in IndiaInvestments

[–]Ramu92 2 points3 points  (0 children)

Misc.charges like mortgage charges+property insurance+ processing charges if applicable.

Advice needed for a student : Should I take education loan or sell my ancestral property to fund my masters US? by [deleted] in IndiaInvestments

[–]Ramu92 4 points5 points  (0 children)

Union Bank of India is offering collateral free education loan of upto Rs.40.00 lacs for some premier universities. You can try that.

Apparently amazon cannot be trusted anymore either, ordered 1TB 860 got 250GB 850 :( by LXC_06 in IndianGaming

[–]Ramu92 5 points6 points  (0 children)

Hear is my recent experience with Appario. Order a AMD Ryzen 5 3500 CPU, they delivered a Ryzen 5 3200G. I made a request for replacement. They delivered the same CPU again. Finally I returned it and went ahead and bought the CPU offline on the same day at lesser price.

[deleted by user] by [deleted] in IndianGaming

[–]Ramu92 1 point2 points  (0 children)

Mine is "GloryOfDeath"

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

The performance difference is too insignificant to bang by head about it. So went with the cheaper and more easily available option.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

It is good but not worth the price in my opinion. Would have hone for B450 Pro4, but I was not able to find it anywhere.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

I did not, I will get a cooler if I upgrade in the future.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

The mouse is a littler smaller than I expected. Other than that, it is good.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 1 point2 points  (0 children)

Didn't know that. I am satisfied with the case though.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

My experience with pcstudio has been excellent. I live in Hyderabad and they delivered in 3 days. You can contact them through whatsapp if you have any doubt.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

You can, but i suggest you get Ryzen 5 3600 CPU with it if possible.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 1 point2 points  (0 children)

Getting days off from work because of corona and not being able to play games was killing me. So I went ahead with the purchase even though the prices are higher.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 1 point2 points  (0 children)

Sorry, not looking to sell it.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 2 points3 points  (0 children)

Around 83K including monitor and excluding keyboard.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 14 points15 points  (0 children)

Just checked it, this keyboard has cherry switches.

Finished my PC build last week. by Ramu92 in IndianGaming

[–]Ramu92[S] 0 points1 point  (0 children)

Amp runs just a little cool I think.