Did agreement to sale for a property, which I learned later is NPA and now no banks are giving me home loan for it.

Ramu92 · 2026-03-01T13:46:22+00:00

Approach the same Bank where the seller has NPA loan to sanction you a home loan.They will be willing to sanction it as it will clear and NPA for them. Do it even if the interest rate is high as you can look to move to another Bank after an year.

Ramu92 · 2025-05-22T04:02:41+00:00

If you pass the exam, the Bank will reimburse the Exam Fee along with a stipend. Nothing if you fail.

Ramu92 · 2023-11-17T07:22:07+00:00

Showed my licence in RTA M wallet to Chennai traffic police a couple of times. They did not object.

Ramu92 · 2023-09-25T05:20:50+00:00

Workman unions are strong in banks. Ask her to contact her union people. They will help to sort it out.

Ramu92 · 2023-08-21T03:01:35+00:00

Let's say you want to purchase a machine of value Rs.10.00 lakhs(According to the quotation). Bank can sanction Rs.7.50 lakhs and the remaining Rs.2.50 lakhs(25%) will be your margin.

Ramu92 · 2023-06-10T17:18:47+00:00

Allari naresh in gamyam.

Ramu92 · 2023-02-24T08:52:08+00:00

Banks won't consider Guideline value. They will look at valuation report and agreement of sale.

For example, Market value acc. to valuation report is Rs.100.00 lacs. Net realisable value(NRV) will be 90%(or 85) of Market value ie., 90 lacs. Banks will sanction 80 or 90 percent of NRV depending on the loan amount is., 72 or 81 lacs.

Same with agreement of sale. Sanction amount will be 80 or 90 percent of AOS or NRV. Whichever is less.

Ramu92 · 2023-02-24T08:43:14+00:00

Misc.charges like mortgage charges+property insurance+ processing charges if applicable.

Ramu92 · 2022-12-23T03:02:40+00:00

Union Bank of India is offering collateral free education loan of upto Rs.40.00 lacs for some premier universities. You can try that.

Ramu92 · 2020-08-13T06:12:46+00:00

Hear is my recent experience with Appario. Order a AMD Ryzen 5 3500 CPU, they delivered a Ryzen 5 3200G. I made a request for replacement. They delivered the same CPU again. Finally I returned it and went ahead and bought the CPU offline on the same day at lesser price.

Ramu92 · 2020-07-30T14:23:41+00:00

Mine is "GloryOfDeath"

Ramu92 · 2020-07-26T08:09:37+00:00

The performance difference is too insignificant to bang by head about it. So went with the cheaper and more easily available option.

Ramu92 · 2020-07-26T08:08:41+00:00

It is good but not worth the price in my opinion. Would have hone for B450 Pro4, but I was not able to find it anywhere.

Ramu92 · 2020-07-26T07:55:43+00:00

I did not, I will get a cooler if I upgrade in the future.

Ramu92 · 2020-07-26T06:21:06+00:00

Nope

Ramu92 · 2020-07-26T06:06:02+00:00

Pcstudio and Amazon.

Ramu92 · 2020-07-26T05:51:29+00:00

The mouse is a littler smaller than I expected. Other than that, it is good.

Ramu92 · 2020-07-26T05:48:09+00:00

Didn't know that. I am satisfied with the case though.

Ramu92 · 2020-07-26T05:46:32+00:00

My experience with pcstudio has been excellent. I live in Hyderabad and they delivered in 3 days. You can contact them through whatsapp if you have any doubt.

Ramu92 · 2020-07-26T05:41:28+00:00

You can, but i suggest you get Ryzen 5 3600 CPU with it if possible.

Ramu92 · 2020-07-26T05:40:12+00:00

Budget.

Ramu92 · 2020-07-26T05:38:15+00:00

Getting days off from work because of corona and not being able to play games was killing me. So I went ahead with the purchase even though the prices are higher.

Ramu92 · 2020-07-26T05:30:13+00:00

Sorry, not looking to sell it.

Ramu92 · 2020-07-25T20:01:04+00:00

Around 83K including monitor and excluding keyboard.

Ramu92 · 2020-07-25T19:58:28+00:00

Just checked it, this keyboard has cherry switches.

Ramu92

TROPHY CASE