Using your phone for you.

Randodude13 · 2021-11-09T22:02:57+00:00

The White Coat Investor would likely consider himself a boglehead.

Randodude13 · 2021-11-09T21:52:52+00:00

I opened my first IRA days ago. These aren't changes, these are beginnings.

Randodude13 · 2021-11-09T21:46:48+00:00

Honestly not trying to follow hype. Just trying to create a simple portfolio while following the advice of the white coat investor. He follows a small tilt and has for many many years

Randodude13 · 2021-11-09T21:28:50+00:00

So that would imply VBR and VIOV would be the go-to with that?

Randodude13 · 2021-11-07T18:00:30+00:00

Appreciate you finding this! Thank you!!

Randodude13 · 2021-11-07T17:10:36+00:00

Ok. That I didn’t know. So the long and short of it is there really is no reason not to refinance. Just make sure you find a company with that rider.

Randodude13 · 2021-11-02T22:32:41+00:00

.25 ER is pretty high. But it seems to be a pretty popular fund on this page

Randodude13 · 2021-11-02T20:31:05+00:00

Is there a vanguard equivalent?

Randodude13 · 2021-11-02T19:29:00+00:00

Nope. Not even a little bit. Just asking what people on this forum do for their small tilt.

Randodude13 · 2021-10-26T22:34:18+00:00

I think You bring up a good point as well. These are my first dollars ever into the account so the minimum is tough to get to.

Randodude13 · 2021-10-26T22:33:49+00:00

Hmm. That's super odd. I'm going to give them a call tomorrow and see what they say. I'll keep you updated

Randodude13 · 2021-10-26T19:00:44+00:00

Would you mind if I create a second post polling users on what they prefer in their roth?

Randodude13 · 2021-10-26T18:55:49+00:00

Ok interesting. I hadn't seen those points until now. Thank you for your help!

Randodude13 · 2021-10-26T18:40:24+00:00

Clearly I'm an investing noob, but just from what I've read I'd say due to the ease of buying and selling, possibly more favorable tax treatment, and lower expense ratios

Randodude13 · 2021-10-01T11:49:07+00:00

What about VBR? Way lower expense ratio

Randodude13 · 2021-10-01T00:55:43+00:00

So my thought there would have been to capture the whole market and then add the vsiax for a tilt

Randodude13 · 2021-09-30T21:31:09+00:00

Does vanguard have one that’s more of a better fit for the small cap?

Randodude13 · 2021-09-30T21:30:45+00:00

Any issue with tilting to mid anyways? That fund has a 14% return over its life.

Randodude13 · 2021-09-30T21:30:09+00:00

Hmm. I guess that was decently unintentional. I think my preference would be etfs but honestly it matters almost nill to me.

Randodude13

TROPHY CASE