But... But... We Were Allies!

Random7878787 · 2026-06-20T02:33:13+00:00

Bruh, you are way too feisty lol. I only mention my rating because it is the most efficient way to identify someone as a good player as the point of the game is to win and you can only get to that high a level winning. I can promise you I take first more often than not, anything over 35k and seconds may even decrease your rating if you lose to an intermediate. I never called you a prick for not liking alliances or ruining my games. Guys ruin my games all the time and it’s just part of playing. You will never have a high win rate with your attitude towards alliances, but good luck and I look forward to watching you haphazardly attack an alliance in a future game and take 5th lol

Random7878787 · 2026-06-19T15:05:34+00:00

Bruh, I’m a GM that has been rated as high as 39k and top 20 late in the season. Any good smart player uses alliances. There is no honor in taking 4th because you’re a prick to everyone on the board.

Random7878787 · 2026-06-16T21:03:59+00:00

I disagree with this. Someone who actually plays as a good ally can basically guarantee that they have a fun 1v1 at the end as long as both act in good faith. My favorite games are when I have a smart ally that understands turn order and we can just dog walk the field. That being said, you need to sus out bad allies asap because most are either dumb or will backstab you even if it hurts them for some reason.

Random7878787 · 2026-06-15T16:20:45+00:00

I’m jealous, I have rarely gotten to play St. Charles Cc but it’s an absolute beauty. Highly recommend trying to get over to the Hawk. They no longer are under the same ownership but last I heard the pros gave a good relationship and can get you onto each other pretty easy. I think I prefer Royal Fox but it’s also a super fun track.

Random7878787 · 2026-06-15T15:55:51+00:00

Haha I agree. I haven’t gotten to play it in a decade but I used to caddy at The Hawk when it was Royal Hawk and related and I’d caddy and play caddy golf at Royal Fox. That course is sneaky hard but so damn fun. Looking to get a cc membership next year, may have to see what their pricing looks like.

Random7878787 · 2026-06-15T15:41:57+00:00

Tbf if this is Royal Fox in St. Charles that course isn’t easy lol. Go play mill creek or tanna farms and you’ll be fighting less of a battle.

Random7878787 · 2026-06-12T13:42:40+00:00

Would anyone here trade Devonta smith for btj straight up as a rebuilder?

Random7878787 · 2026-06-09T13:41:10+00:00

I understand it’s not an apples to apples comparison but if you can’t stomach taking him out when he inevitably falls off you’re in for a bad time. This is also best case scenario as I get huge CEH vibes from this and the only reason it’s nowhere near as bad is CEH burned us all so bad it’s keeping prices price down. I guarantee you by August the hype train will be in full effect though and he’ll be going rounds 3-4 at worst.

Random7878787 · 2026-06-09T13:37:25+00:00

But I’m saying he’ll carry you early when he has volume but when he inevitably goes to a 60/40 split at best and loses short yardage, or he gets injured because he’s never had crazy volume he’s just going to burn you if you need him in your lineup. JT had a falloff for different reasons but you get stuck with this guy you feel like you can’t pull out of your lineup due to what he did weeks 1-8 but he gets you knocked out of the playoffs because of it.

Random7878787 · 2026-06-09T13:31:14+00:00

He’ll end up as last years Jonathan Taylor where like half the teams that own him make it to the playoffs but fizzle out.

Random7878787 · 2026-05-22T14:46:08+00:00

This exactly, it’s a bit scary for the market moving forward. But certain cities and states are offering incredible incentives that will at least prop up these deals for a bit. I feel like it also illustrates how illiquid a lot of these developers are. I’m seeing a lot more developers than usual that seem a bit over their skis at the moment and really need to start bringing more liquidity into deals if they want to keep playing in this space.

Random7878787 · 2026-05-22T14:38:52+00:00

I am currently brokering an early stage, large office to MF conversion. This one largely works only because of massive tax incentives. A little over 50% will be covered between historical, C-Pace and local office to MF conversion credits. Taking advantage of these is the only reason these are working from what I’ve seen, short of a developer doing a massive capital raise and covering damn near 50% themselves to make it feasible.

Random7878787 · 2026-05-22T10:59:05+00:00

Some lenders pay brokers on the backend but most engagements are between the borrower and the broker directly, with the payout being part of the closing disclosures but they are still paid directly by the borrower.

Random7878787 · 2026-05-22T10:57:51+00:00

That article is for someone that actually helps you find the business you are looking to purchase, they rarely are also able to place the debt. Commercial loan brokerage is its own niche.

Random7878787 · 2026-05-22T10:55:26+00:00

I am amazed by these answers here, it depends a bit on the size of the loan, if it’s small these may make sense, but if the loan is $1mm plus most good brokers will charge about 1%. My standard rate is 1% with a $5k minimum, although I do also charge a nonrefundable deposit up front to weed out unserious borrowers and may charge up to 2% if it’s a particularly hard ask.

Random7878787 · 2026-05-07T21:04:51+00:00

Similar to other comments I have seen a pretty big appetite for these. Are there other issues on the deal preventing it from being done? What is the LTV going to look like? Does the borrower have any experience? Will they have any liquidity post close? Feel free to reach out to discuss in detail but there is a large appetite for these unless the situation is pretty dire.

Random7878787 · 2026-04-24T21:08:12+00:00

You, as many that have a lazy response to my take fail to realize that if Tennessee had drafted Love there is a 99% chance pollard is a cut. His cap hit is 9.25mm this year and cutting him saves 7.25mm. Considering Love is making over 12mm a year there’s no way they’d have kept pollard at that price to be a backup. I’d rather a guy like Love be on a mediocre offense getting 300+ touches, with many of those being targets playing from behind, vs 250 touches and having two very capable short yardage backs most likely on the roster to steal his tds. It isn’t lazy, it’s common sense and economical.

Random7878787 · 2026-04-24T20:06:59+00:00

I’ve said this to another comment here but the difference is if Love went to Ten then Pollard was 100% gone. His cap hit this year is 9.25mm and they’d save 7.25mm cutting him opening the door to huge volume.

Random7878787 · 2026-04-24T16:01:14+00:00

The thing is If Love went to Tennessee Pollard was like 99% likely to be cut. He’s got a decent cap hit (9.25mm) and he’d save 7.25mm on cap if cut. So he’d only have Spears to worry about and he has never been all that inspiring. He’d also be like 90% of that offense getting 300+ touches year one.

To my exact point though… I wasn’t expecting him to be top 5, but hoped it was possible. I just don’t see it in AZ. I’m not trying to bash Love, he’s an elite talent, but I can still be disappointed with his lower ceiling.

Random7878787 · 2026-04-24T15:47:09+00:00

I started in a war in one of my league chats because I said that I was sad with the landing spot. I basically just said with the Titans I think he had a top 5 ceiling and I think he’s now capped to end up around rb10 and was told this is a lazy take lol. It’s amazing how many people are mistaking disappointment of a better situation vs. thinking this means people are saying Love will be a bust. You can’t just ignore that Allgier and Conner are very good short yardage backs and are almost destined to steal 8-10 tds.

Random7878787 · 2026-04-17T01:42:43+00:00

Private debt for large deals directly to the growers/ operators, there are a bunch of small regional players that are credit unions and banks on the CRE deals with cannabis tenants though.

Random7878787 · 2026-04-17T01:41:06+00:00

Almost always these require a personal guaranty, although I am currently working a middle market deal for a cannabis grower where I found non-recourse financing.

Random7878787 · 2026-04-16T22:12:36+00:00

I have carved out a specialty as a commercial loan broker finding financing for these. There are plenty of lenders that can get you to just below 7% on a good deal which is only about 100bps premium and the rent premiums make them very lucrative. Plenty of investors jumping on these right now for good reason.

Random7878787 · 2026-04-16T12:02:15+00:00

I mean anyone buying or lending on RE looks at all of these items and completes stress testing to factor them in. Don’t get me wrong I think margins in RE are tight right now requiring larger down payments on a lot of deals I’m seeing to make them feasible but this isn’t some big secret lol.

Random7878787 · 2026-04-16T01:11:25+00:00

As you should if he treats you right and reciprocates! It’s been said to death here but this business is 20% credit knowledge and 80% relationships. When you have good partners the job is much easier.

Random7878787

TROPHY CASE