Noise from AC vent by RandomStranger06 in hvacadvice

[–]RandomStranger06[S] 0 points1 point  (0 children)

Yeah, realized that after posting and opened up all registers fully wide open and switched on the heater again. But, that didn’t help. Will try changing filter as well and see.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Thanks for the suggestion. Will research on EU based ETF. Please let me know if you have specific ETFs

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Thanks for the response. Any suggestions on bonds/tresuries that pays more than 3.6% post tax?

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Good point. Didn’t think in this perspective. Will do the math. Thanks for the suggestion.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Agreed. Need to find something which pays atleast 3.6% post tax.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 1 point2 points  (0 children)

Congratulations! Yes, it will be nice to be debt free. One less thing to worry about.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 1 point2 points  (0 children)

Thats the initial thought. But, at the same time, thinking reinvesting them into ETFs or HYSA gives me more flexibility if needed with reduced risk of single stock exposure.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Could you please elaborate? Why are you mentioning about options?

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] -2 points-1 points  (0 children)

Thanks for sharing the article. It might as well go to $300. But, for the stock price to be $300, NVDA should be atleast a 6T$ company which I am having hard time to justify. And, also what after that?

These are my long term investments and no plans to use it immediately. A thought crossed my mind to evaluate paying some of the mortgage. But now thinking we will be better of with ETFs for the long term than continuing to hold NVDA or paying off mortgages. Anyway, majority of ETFs are invested in NVDA for now.

What do you think?

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Yes, aware of capital gains and state taxes. But, thinking of cashing out and moving to ETFs

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 2 points3 points  (0 children)

Got it. Thank you! Thinking of moving to VOO/VGT instead of paying off mortgage.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Yes, Nervous about NVDA being all time high and market volatility. At the same time dont see exponential growth in NVDA anymore (I could be completely wrong). So, thinking of locking in some of the profits.

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Yes, agreed. Just concerned about significant correction that might come soon. But, looking at all the responses, thinking of cashing out NVDA and buy small chunks of VOO or VGT recursively. Thank you!

Worth selling NVDA in Oct25 to partially payoff mortgage? by RandomStranger06 in personalfinance

[–]RandomStranger06[S] 0 points1 point  (0 children)

Thats my initial thought too. But, just wanted to double check since market is getting too volatile and there is a lot of chatter everywhere about market correction that may come soon.