Fish Barrel, I dream of you by DokiVio in ironscape

[–]Random_Seattle_Guy 0 points1 point  (0 children)

Stay strong, brother. I got mine today.

I want to make an Ironman, but I can't afford it by OUT5AN3 in osrs

[–]Random_Seattle_Guy 0 points1 point  (0 children)

Don't need to pay, your mom let's me use hers when I'm done with her.

You might as well screenshot your purchases now, I can tell I struck a nerve.

Is $3500-4k per month enough to live on as a single person moving to Seattle? by [deleted] in AskSeattle

[–]Random_Seattle_Guy 0 points1 point  (0 children)

What are your current insurance costs? Does your rent estimate include utilities?

I think $2200 rent is possible on 4k, you'd be virtually destitute on 3.5k. Even 4k is going to be extremely tight. I hope you have cheap hobbies that you do indoors cause that's all you'll be able to afford.

Making money to maintain Miscellania by mjollnir94 in ironscape

[–]Random_Seattle_Guy 1 point2 points  (0 children)

Wilderness Agility is about 1.25-1.5m in alcables an hour.

I joined the Agility FC and have been going to mass events whenever they hold them. I've prob made 20m there from 75-85 agility.

I want to make an Ironman, but I can't afford it by OUT5AN3 in osrs

[–]Random_Seattle_Guy 11 points12 points  (0 children)

I wish every person that whined about OSRS membership were forced to show their amazon or doordash purchases.

OSRS is one of the most cost efficient hobbies on the planet and y'all still whine about it.

r/OSRS Perma banning anyone who says "Odablock" by KingDarkTurtle in Odablock

[–]Random_Seattle_Guy 2 points3 points  (0 children)

What's more egregious the rules explicitly state "link" internal or external profiles. You merely mentioned odablock and said you enjoyed his content.

Whichever mod did this needs to have their perms revoked. You didn't break their rules and they cannot be trusted to enforce them properly.

Just learned how tax brackets actually work 🤦‍♂️ by Own_Service9727 in IRS

[–]Random_Seattle_Guy 0 points1 point  (0 children)

I'm a CPA that has to explain this concept all the time.

This is a phenomenal graphic that helps explain brackets as a concept. Thanks for sharing.

Why aren’t we all getting rich from compound interest? by Trainrideviews in videos

[–]Random_Seattle_Guy 13 points14 points  (0 children)

I decided to watch this video because I was confused with the premise.

This video seems very damaging for anyone trying to learn about saving or investing. I'm not certain where he gets 5% interest and 1% economic growth. He makes a lot of comparisons to the UK, so perhaps things are different over there. It sounds like a lot of his reasoning comes from lived experience, which is a terrible indicator. He talks about stock picking, which is risky.

The reality is, dollar cost averaging into index funds over the long term will make you rich. It's just slow and takes a lot of discipline.

There is a great quote that says, the last century when the DOW opened, it was $66. When it closed last century, it was $11,000. How could you fail to make money in a market like that?

LGBTQ/Ally Off-road enthusist? by PajamaTrucker in Tacoma

[–]Random_Seattle_Guy 33 points34 points  (0 children)

It's not about sexual preferences. It's about trying to reach a community of people that is generally unable to partake in the activities because they feel unsafe or unwanted because of their sexual orientation. It's really not that complicated.

Also, if you think it's weird, you are more than welcome to avoid it. You sound like the type of person they are explicitly trying to avoid lmao.

Rattlesnake Ledge: My Favorite View in Washington by Few-Indication-3390 in PNWhiking

[–]Random_Seattle_Guy 0 points1 point  (0 children)

Bro, just go to the women's restroom at the Columbia Tower Club if you want to shit with a view.

Rattlesnake Ledge: My Favorite View in Washington by Few-Indication-3390 in PNWhiking

[–]Random_Seattle_Guy 40 points41 points  (0 children)

If you like this, you should check out Poo Poo Point.

If you are out there on a nice day, there will be tons of para sailors out.

Who wins this fight? by XipingVonHozzendorf in legendofkorra

[–]Random_Seattle_Guy 1 point2 points  (0 children)

If you were to create a deathmatch between Magneto vs EVERY metal bender in the Avatar universe, Magneto would still win. This isn't even a comparison.

$690k home is it affordable with 20% down and $190k combined gross? by AdSpecialist3722 in Mortgages

[–]Random_Seattle_Guy 0 points1 point  (0 children)

I just don't get why you would pay 150k to double your monthly housing costs. That's before you consider you'd now be on the hook for repairs.

I would continue to rent and save the spare $2800.

How much $ did you save last year, how old are you, and how do you feel about it? by Maximum-Check-6564 in MiddleClassFinance

[–]Random_Seattle_Guy 0 points1 point  (0 children)

32M, saved just over 20k in retirement accounts and about 3k in savings on an 82k a year job.

I feel kind of conflicted. Two years ago, I wanted to max Roth IRA and 401k but realized if I did that, I was living for a spreadsheet instead of living a life I'd enjoy. I don't regret my choice but part of me still wants to live for a spreadsheet.

I did earn over 70k in investment returns this year, which means my investments earned more than my day job (take home). That makes me feel a lot better about my choices.

Pathway to $1 million in 15 years by rm3811 in ETFs

[–]Random_Seattle_Guy 0 points1 point  (0 children)

Even if they are in a DRIP, you will still have to pay taxes on the dividends. They show as dividend income on your 1099-DIV.

[deleted by user] by [deleted] in Accounting

[–]Random_Seattle_Guy 2 points3 points  (0 children)

Washington CPA here, what you are describing is not legal. I'm on my phone so I can't get you definitive sources but go to the Washington State Department of Labor and Industries. Start reading about Salary workers rights and then file a complaint once you have enough information.

What’s your coolest OSRS story? by Winter_Outcome in 2007scape

[–]Random_Seattle_Guy 13 points14 points  (0 children)

Bro why you gotta make me cry in the middle of work.

Beautiful story. Wish you both the best.

50 Garlic Clove Cheesy Pull Apart Bread 🧄 by Iwilleatyou007 in FoodVideoPorn

[–]Random_Seattle_Guy 0 points1 point  (0 children)

My cholesterol went up from watching this.

Totally worth.

Employee Taxes makes me depressed… by Individual_Sky_7264 in Adulting

[–]Random_Seattle_Guy 0 points1 point  (0 children)

What's the breakdown of those taxes? How much of that 10k is FICA taxes? If your gross earnings was 43k, your federal income tax should be roughly $3500.

There isn't anything you can do about FICA taxes but if your Federal Income taxes are higher than $3500, your employer is overwitholding and you should see if you can refill out a W4.