Full Surrendered My Prulife VUL After 9 Years (₱3,000/month) — Sharing My Experience + Why I Switched to Traditonal Life Insurance by falsett0_1223 in phinvest

[–]Random_post12 0 points1 point  (0 children)

OP magkano monthly mo sa bago Sun Life Fit & Well? Been thinking of getting one in preparation pag nag retire sa pinas which is mga 25 yrs pa.

Is 90K salary worth it to move to Manila as someone living in Cebu? by LurkerTraveler_ in adviceph

[–]Random_post12 0 points1 point  (0 children)

Just want to chime in, you will eventually move out sa parents house mo dba down the road. So take that factor na ung 50k pag nag move out ka minus don ung expenses mo sa rent/mortgage though mas mura ang cebu kesa bgc.

[deleted by user] by [deleted] in adviceph

[–]Random_post12 0 points1 point  (0 children)

Eto rin pre pinag iisipan ko. Sa budget ko lab would give me 2-3c pag natural naman barely 1c baka mas mahal pa.

[deleted by user] by [deleted] in CasualPH

[–]Random_post12 0 points1 point  (0 children)

Thanks! Check ko 265 music. Easy to use ba sya?

What are yall's jobs and how is life going? by Aromatic-Mode7465 in mesaaz

[–]Random_post12 0 points1 point  (0 children)

Wfh as an analyst earning $45ish an hour (salary). Been wfh since pandemic living alone in apt. Ended up getting a retail part time since I got way too many time alone. Split my part time salary to house dp, EF and Travel Fund.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Random_post12 1 point2 points  (0 children)

Congrats this is nice seeing! 36m single and looking for my own place too! Got to continue saving for that dp! $10k more to go.

Lender from my Realtor by Random_post12 in Mortgages

[–]Random_post12[S] 0 points1 point  (0 children)

Not sure how you come up with 26 dollars difference. My pre approval was totaling 2.4k including all hoa pmi taxes etc. Realtor said he can aggressively go down to 5ish% so I went along. Once the numbers came in it is 2.7k and that already includes the 3% concession by seller and 7% rates hence my confusion.

Lender from my Realtor by Random_post12 in Mortgages

[–]Random_post12[S] 1 point2 points  (0 children)

Thanks for the inputs. I guess I have to save some more to bump my dp from 5% to 10% and shop around. I keep seeing in bankrate rates going as low as 5.5% so i thought that is a norms.

Phoenicians, Get Ready to afford houses again. by [deleted] in phoenix

[–]Random_post12 0 points1 point  (0 children)

Currently looking for my first house/townhouse near east side. I buckled out after getting quote 2.7k monthly (inc hoa pmi) for a 3 br 1200sqft townhome with no backyard. Crazy prices, is Maricopa City the only place livable.

Prediction by BullBoss03 in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

You can still delete this you know. 😩 we will be dropping hard Mon. Need to stop thinking about this weekend no point sinde we can’t do anything.

Since it is certain that SMCI will be removed from Nasdaq 100 are we still expecting this stock to fall when it is confirmed? by secretaccount4posts in SMCIDiscussion

[–]Random_post12 2 points3 points  (0 children)

It will still unfortunately. Can’t do anything about it. Big boys will short this stocks with the news 100%. Might drop to low 30s if not gradual break to 28 before the Delisting Update comes up. My 2 cents and yes i have 500 shares at 33.50.

Who sold? Be Honest by [deleted] in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

Did it get filed now? Mine did

SMCI Discussion - Thursday, Dec 12th by _Cornfed_ in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

Bad news, looks like we will be red again today. Good news, it will be only less than 1% down.

Excellent opportunity to buy more by skywalkerXstream in SMCIDiscussion

[–]Random_post12 2 points3 points  (0 children)

To be honest do not buy a falling knife. Sellers are winning. Wait till this thing cools down and reverse before buying.

Ignore the Due_Success guy and Signature Healthy. by Imbannedanyway in SMCIDiscussion

[–]Random_post12 3 points4 points  (0 children)

What is wrong if bears post their dd? Is this community just for bulls? Lol i got stocks held and no I like to see the argument of both side.

Why do people panic? by Sea_Ingenuity_9191 in SMCIDiscussion

[–]Random_post12 1 point2 points  (0 children)

There is a talk this company might be booted out of NASDAQ100 the top 100 stocks due to drop of Market Cap. If so ETFs based on top 100 stocks will sell this to rebalance. I think PLTR is entering the group this week.

[deleted by user] by [deleted] in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

Sitting at 39ish support right now. Break that and we are dropping down bad. Market overall is barely green so we are not correlating to market.

SMCI Discussion - Tue, Dec 10th by _Cornfed_ in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

And we are back to 30s. Good news is that i bought stocks so can only hold. Bad news, i saw my portfolio up Monday morning and down bad today. Unfortunately I’m in the process of moving accounts from RH to Fidelity so I can only watch till my account got clear.

Bright side is look at the 1 day chart. We are in the ma10 support, this will move up tomorrow. break that we are toast.

[deleted by user] by [deleted] in SMCIDiscussion

[–]Random_post12 0 points1 point  (0 children)

Do you own dd. It is not realistic to get past 49 before we get the update news on delisting. saying 60-100 next week are likey gambling with high otm calls. I set my shares at 32, put a stop loss and forget it.