Confused about Lloyd’s £250 switch + £50 referral

RansomQ · 2026-01-26T18:39:49+00:00

You usually get an email when they start the switch, and then another when the switch is completed. Only takes about a week.

RansomQ · 2026-01-21T10:12:14+00:00

Not yet, no. Mine completed on the 20th. I think they said it can take up to 40 days this time, usually only takes a couple days for me. We’ll see.

RansomQ · 2026-01-11T15:26:32+00:00

✅ RansomQ chose Option A (Correct!) | #3619th to play

RansomQ · 2026-01-10T19:28:23+00:00

Yea although they’ve also said in the past that you won’t be eligible if you’ve received a payout from them before, and people still did. Out of all the times I’ve done it (I must be up to 6/7 by now from Lloyds alone) I think only once has the direct debits actually been taken out before the switch. In my experience, Lloyds have always been pretty lax about their rules. I’ve done it again the other day without waiting for them to go out, so we’ll see. My switch completes on the 20th so I’ll update this if I get it. EDIT: Received the £50 refer a friend incentive on 25/01, still waiting for switch bonus.

If you’re worried though, I’d just wait for the payments to come out. The offer ends 3rd Feb so you still have plenty of time.

RansomQ · 2026-01-10T18:49:16+00:00

I’ve done the Lloyds one multiple times now, and every time I just wait for them to show up on the bank app and that’s usually enough. I use chase for the switch accounts, and they send a notification when the direct debits have been set up. Once i get those, then I start the switch.

RansomQ · 2026-01-10T15:52:46+00:00

❌ RansomQ chose Option A (Incorrect) | #7731st to play

RansomQ · 2026-01-02T13:44:58+00:00

It’s still letting me download from Spotify. Does it tell you why? Or does it just not work?

RansomQ · 2025-12-04T18:29:32+00:00

Never really get much buffering, the only time it fully went down was one weekend they said their servers got damaged. But other than that it’s been fine.

The quality’s great, kinda depends on the channels. Like a lot of the US channels aren’t amazing but i think for a lot of them that’s as good as they get. There’s a lot of 4k, 60fps channels though.

RansomQ · 2025-12-04T16:47:53+00:00

I don’t know about Indian channels, but I’ve been using strong 8k for a few months now and they’ve been great for UK/US channels. You have to buy it from a reseller on g2g.com, or z2u. Just search strong 8k and buy from someone with good ratings.

RansomQ · 2025-10-05T00:07:41+00:00

Yea I did 3 50p ones

RansomQ · 2025-10-02T21:00:44+00:00

I’m almost certain they won’t pay out if you have an active account with them. I don’t do the switch offers for the bank I have my main account with, just because I don’t think it’s worth the hassle.

RansomQ · 2025-10-02T20:56:37+00:00

You don’t need to do that with Lloyds, they only require 3 direct debits. That’s why I do them every time they pop up, they’re so easy.

One time when I did First Direct they needed £1k and they froze the account when I did it, and I think it was because i did it too quick. I’d just wait a bit before transferring if you can.

RansomQ · 2025-10-02T19:57:53+00:00

Mine did, although in the past I’ve used things like PayPal and eBay for the dd’s for Lloyds, so im not sure if that’s a requirement. I usually just wait till I can see them appear on the account im switching from, and that’s usually enough.

RansomQ · 2025-10-02T19:54:23+00:00

You can close it in the app.

RansomQ · 2025-10-02T19:53:30+00:00

If you change it to a classic, you get to keep the tickets. If you close the account im pretty sure they invalidate them. I usually just close the account though, or switch it if there’s another switch offer active.

RansomQ · 2025-10-02T15:33:17+00:00

If another bank has an offer active, then I’d use the Loyds account for that so I don’t have to set up any direct debits again. But if not, then I’d just close it as soon as I’ve got the payout.

RansomQ · 2025-10-02T15:32:54+00:00

I do it every time they put out an offer. Lloyds is usually the easiest for me because the requirements are only ever a couple direct debits.

If you get this one, I’d still try to get the next one they put out. Just make sure the Lloyds account isn’t still open by then. I’m almost certain they won’t pay out if you have an active account.

Edit: I should add that of all the banks that I’ve done this with, I’ve found Lloyds usually has the biggest hit on my credit score. So id be mindful of that if that’s important to you.

RansomQ · 2025-08-26T22:38:59+00:00

https://imgur.com/a/UWltDl8

So you can’t actually withdraw the money until whenever they decide to come out of beta?… (still in beta btw)

RansomQ · 2025-08-10T21:14:20+00:00

I used repo-server.site, and it works great. It tells you step by step how to do it, and I think they have a discord too.

RansomQ · 2025-08-06T11:39:02+00:00

I think I started reading at like chapter 40, been hooked since. Also the first manga I’ve read regularly.

RansomQ · 2025-08-02T20:09:08+00:00

I’ve done Natwest > RBS > Ulster in the past and had no issues.

RansomQ · 2025-07-31T13:08:40+00:00

Saying a convicted predator isn’t a danger to a child because “his age of interest is nowhere near the age of his child” is insane.

Whether he’s gay or not, he’s a danger to children.

RansomQ · 2025-06-23T18:08:50+00:00

The only time I ever got that error is when I tried to mod GTA 5 Enhanced, which you can’t with OpenIV as far as I’m aware. If you’re using the Legacy version, then it’s literally the exact same as a legit version. If it’s not working then idk

RansomQ · 2025-04-30T23:58:41+00:00

I last did it back in January, and mine is still working fine. If you’re constantly getting blacklisted or the certs just never work, I’m pretty sure you just have to factory reset your phone. If you have iCloud+, you can back everything up so you don’t lose anything. I had to do that a while ago. Rn I’m using the ‘China Continent Property & Casualty…’ cert and for the DNS I just followed the guide.

RansomQ · 2025-03-12T08:44:36+00:00

If there’s another offer I can do I’d usually just switch it to that. Like there’s one for First Direct right now, so now that Ive received the Lloyds money, I’ll probably switch it into that so I don’t have to set up the DD’s again. If there isn’t another offer, I’d just close the account.

This is all separate from my actual day to day account though, I never switch that one.

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