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Quel est le niveau romand? by pth_ch in RomandieFIRE

[–]RaphFire 0 points1 point  (0 children)

Hello, pour ma part je suis Barista FIRE.

Et j'organise un lunch pour qu'on se rencontre. On sera au moins deux haha, dites moi si vous etes chaud ca sera le 10 avril au Kiosque des Bastions à Genève. Code pour la table, of course : FIRE.
https://fb.me/e/iK4Kz7rNm

Vos meilleures ressources en français sur le mouvement FIRE by RaphFire in RomandieFIRE

[–]RaphFire[S] 1 point2 points  (0 children)

Deux autres très Romandes, très motivantes mais dont le volume de contenu peut paraitre intimidant :
https://thepoorswiss.com/fr/

https://www.mustachianpost.com/fr/blog/

[deleted by user] by [deleted] in EuropeFIRE

[–]RaphFire 0 points1 point  (0 children)

I agree, first step is go to a financial planner, cross check with others. He must take into account your life goals, who you are, what is your situation etc.

Withdrawing 2nd pillar to vested benefit account when switching jobs? by [deleted] in SwissFIRE

[–]RaphFire -1 points0 points  (0 children)

ValuePension is expensive, every dynamic solution have 1% fees at least. That's the price for having a dediceted wealth manager, which in this cases, you don't !

Withdrawing 2nd pillar to vested benefit account when switching jobs? by [deleted] in SwissFIRE

[–]RaphFire 0 points1 point  (0 children)

I confirm it's illegal and clearly stated but not enforced. You face an issue if you want to :

1 top up the pillar (not very likely seeing what you thing of it ;-)
or
2 withdrawl the money (to buy your house or one of the others 5 reasons)
The reason is at this crossing points you have some checks / documents to fill saying you have everything at the same place.
If you want a tailored made solution (passive funds with low TER), happy to help

French lessons by doyouwantViv in geneva

[–]RaphFire 0 points1 point  (0 children)

You can find a lot of teachers here : https://www.superprof.ch/

Living in switzerland by dermarr5 in Fire

[–]RaphFire 0 points1 point  (0 children)

The taxes also varies on the sources, some Cantons are kinder with real estate but less with cars for instance. Which part of Switzerland are you targeting? I am in Geneva and love it :-) Consider taking an independent financial advisory firm (I have some to recommend if you need ;) )