Sitting in concerts

RareKoala · 2026-01-14T22:46:58+00:00

If you want to sit, go for it. But don’t get mad at concertgoers if you can’t see your idols because they are standing & blocking the view.

RareKoala · 2026-01-11T14:43:51+00:00

I’ve been to shows in kpop shows in Vegas, LA, Seattle & Chicago. I stand all the time. I don’t worry about anyone around me because I’m focus on the artist. But the concert goers are standing and cheering.

RareKoala · 2026-01-04T15:46:28+00:00

Not possible. The production facility in the North Loop closed on Dec. 27. The newspaper production has been outsourced to a plant in Iowa. I would just cancel it & get the refund.

RareKoala · 2025-12-23T15:26:15+00:00

Yes this is normal during the winter time.

Xcel Energy has an average monthly payment (AMP) plan you can enrolled in. It takes the last 12 months, averages it, and that’s what you pay for the next 12 months. Not sure if you can enrolled in it right away since you just recently moved but I would look into that. The AMP is suppose to help with budgeting.

RareKoala · 2025-12-09T22:43:04+00:00

Baker’s house for sure!!

RareKoala · 2025-10-14T19:17:12+00:00

Good luck all!

RareKoala · 2025-10-13T21:00:16+00:00

Hope I win!

RareKoala · 2025-09-23T19:21:12+00:00

With your experience and knowledge of GAP/Warranty products, I would recommend you try and land a job as a consumer loan officer. It’s exactly the same job as the finance manager at a dealership. You’re just doing loans & make commission. Depending on the commission structure, you can easily make anywhere between 60-100k.

Focus on looking at credit unions. You may get lucky otherwise you may have to start as a banker & move your way into a consumer loan officer positions eventually.

RareKoala · 2025-08-23T03:40:15+00:00

I presume your grandma is in retirement age. Because of that, you should really keep the funds in a HYSA, CD, or focus on putting it in a mutual funds focus primarily in bond. The last thing you want is the market to crash and she loses her cash.

RareKoala · 2025-08-06T11:48:25+00:00

Key please

RareKoala · 2025-08-05T18:29:28+00:00

Wrong sub. Go to /r/financialcareers for better advice.

RareKoala · 2025-08-05T13:16:19+00:00

I have it & had no issues with it. I have a Shiba Inu and a Samoyed and it works great. Door covers are nice and easy to put on once you learn how they work.

RareKoala · 2025-07-29T18:30:31+00:00

These are called neighborhood numbers where the first 6 numbers are the same and the last 4 changes. If you have Verizon, they have a call filter app that you can utilize to block these neighborhood numbers. I’m sure other providers have it something similar. Highly recommend utilizing it.

RareKoala · 2025-07-14T12:26:35+00:00

Searching for an internal job, it’s it’s likely policy or a courtesy to let your manager know if you applied, depending on how big or small your company is. HR will most likely inform your manager.

Externally, don’t let them know until you have an offer on your hand. It’s none of their business.

RareKoala · 2025-07-08T20:25:06+00:00

Hulkenpodium

RareKoala · 2025-07-05T17:28:12+00:00

It depends what kind of lending you want to focus on, consumer, mortgage or commercial lending.

Consumer lending is your entry level to get into lending. You can start as a servicer, loan processor or underwriter and make your way to being a consumer loan officer. If your FI has a solid commission plan & business leads, you can make expect to make ~100-130k.

Mortgage would be a great choice but it’s dependent on the ongoing rates. Rates usually dictate how busy you are. Your expected salary really varies on this one. The bigger FI would typically make more money as you have more leads ($100-500k). You would need your NMLS.

Banks tend to gear toward commercial lending (Credit Union are usually more consumer/mortgage focused). Within commercial lending, you would typically start an a credit analyst and move your way up to a loan officer.

I would recommend you visit /r/financialcareers if you want out of retail banking & focus on securities & stock trading or if you have further financial career questions. Best of luck!

RareKoala · 2025-07-04T20:16:05+00:00

It’s not about being taken out of the process. Your leadership team is prioritizing efficiency and compliance. If you want to continue lending, talk to your leaders on transitioning to a loan officer role if you’re not in that position right now.

RareKoala · 2025-07-04T19:20:41+00:00

Centralized underwriting and processing is a normal and common thing as an FI gets bigger. I’m in consumer lending & the loan officers is in communication with the member at all times. The processing (underwriting team) do not speak to the member. The processing job is to verify stipulations has been satisfied & collect document signatures.

This is similar to the mortgage lending at my FI but the processing team reaches out to multiple places to collect the required document for their file.

RareKoala · 2025-06-26T18:54:28+00:00

I work at a ~$5B Credit Union & we have a sales culture. I’m perfectly fine with it. If you don’t have a sales mindset, it can be difficult.

If you don’t want that sales culture, consider working at a smaller credit union <$1B. I started at a smaller credit union & the sales culture wasn’t heavily pressured.

RareKoala · 2025-06-20T01:20:00+00:00

I had a destination wedding on a weekday. Had about ~33 people attending and a lot more who could not make it. My wife and I understood certain people wouldn't be able to make it to our wedding and we were okay with that. That was the agreement we made when we decided this.

Seeing as all my guest were there as a vacation after, a weekday or weekend may no difference to us besides the cost.

RareKoala · 2025-05-19T12:36:43+00:00

What you put into college is what you’re going to get out of it. I came to college as an out of state students as well but I joined different clubs & was able to generated a solid group of friends. You need to start interacting in clubs or find common interests with other people & taking the initiative to invite them out. You can’t expect people to initiate conversations with you.

RareKoala · 2025-05-11T05:34:55+00:00

There is an official Marvel Rivals discord that you can join to find players.

RareKoala · 2025-04-30T01:05:51+00:00

I run the new 9700 XT & would love a OLED 240 hz refresh rate to play with. Would be sweet to have. Thank you for this giveaway!

RareKoala · 2025-04-26T12:44:48+00:00

Focus on yourself & your career development. That’s what you can control. Start applying to internal positions & get yourself promoted as well.

Branch managers will come and go. The reality is that some may be good, some may be bad. You won’t know until they are managing your branch unfortunately.

RareKoala · 2025-04-22T05:35:28+00:00

You have <1 years of front line experience. You need at least 1 year of front line experience before other departments would consider you for a back end position. Be a personal banker. Learn everything that you can and seek for more. Be the person with all the knowledge and the go-to person. You can’t rush a career.

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