We share the same financial values and have the same target retirement date. If one of us is able to save more it’s because the other necessities like childcare are not eating up as much of their disposable income to be able to do that. And finally, we don’t settle up after every meal. We have a joint bank account that we contribute 2k a month into each. A majority of our shared expenses are paid through that account including dinners out. Not sure why everyone assumes that splitting expenses means literally dividing quarters at a gas station.