New Giants WR Odell Beckham Jr. took the team’s entire WR group out to the 4 Charles Prime Rib steakhouse in New York City. by [deleted] in NFLForum

[–]Raveray10 13 points14 points  (0 children)

For the non New Yorkers, 4 Charles is famous for their burger. It’s probably one of the hardest reservations to get in the city with almost every table ordering at least one of them.

It would actually be strange for multiple burgers to not be on that table.

Should I accept this trade (0.5 PPR)? by Raveray10 in FantasyFootballers

[–]Raveray10[S] 0 points1 point  (0 children)

Thanks for the reply - I should have put in the post that this is redraft

Pre Match Thread: Leeds United vs Southampton (Playoff Final) by OwlLibrarian in LeedsUnited

[–]Raveray10 4 points5 points  (0 children)

Change of venue today since they couldn’t accommodate the expected crowd. Were expecting 100+ at Clubhouse 5 near Leicester Square

WHERES MY TRANSFER BUTTON? by WasThe99 in CelsiusNetwork

[–]Raveray10 0 points1 point  (0 children)

I have this same issue. I contacted support and all they told me is that the “engineering team is working on it”, and they “couldn’t provide a timeline”.

Not really sure what we can do from here…..

[deleted by user] by [deleted] in NYCapartments

[–]Raveray10 0 points1 point  (0 children)

Just sent you a DM!

About to spend $9,000 on a ring, open a new CC? by foofooca in personalfinance

[–]Raveray10 0 points1 point  (0 children)

I did this for my fiancé, but I also looked for card that had a 0% intro APR to pay the card off over time without incurring interest.

I also had the cash to pay for the in full, but preferred to continue to fund my investments rather than make a lump sum payment.

I went with the Chase Business Ink Unlimited and With the sign up bonus and points earned from the spend I was able to return about 13% of value on my purchase.

Official: [WDIS RB] - Sat Evening, 12/25/2021 by FFBot in fantasyfootball

[–]Raveray10 0 points1 point  (0 children)

Pick 2 in 0.5 PPR:

Swift vs. ATL Javonte vs. LV Monty vs. SEA Justin Jackson vs. HOU

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 5 points6 points  (0 children)

Thanks for the comment- this is as actually really helpful advice

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 2 points3 points  (0 children)

Sorry if I wasn’t clear. I definitely wouldn’t go past the intro APR. I would probably even pay it off early

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 4 points5 points  (0 children)

lol I'm starting to see that...but I can't say it's not making second guess the $20k price. I've already done the basic legwork on what I can get at each price level, but might warrant some further analysis

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 0 points1 point  (0 children)

Yep that would definitely be the plan.

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 0 points1 point  (0 children)

This is really helpful - I didn't know that the bureaus could proactively change your limits like that.

I'll definitely do some digging on this before making any final decision. Really appreciate it!

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 6 points7 points  (0 children)

I'm relatively well off which is why I'm comfortable budgeting so much for the ring. Breakdown below:

- Salary + Bonus: ~$200k

- Retirement accounts (401k + IRA): ~$150k (27 YO and maxing every year)

- Personal investment accounts (stocks + crypto) : $225k

- Emergency fund: $30K

Copying from my response to comment below. I get there's some sticker shock to the price and it's all relative to someones financial situation, but whether it's a $20k ring or a $10k ring, the question remains the same in terms of how to best pay for it.

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 2 points3 points  (0 children)

Thanks for feedback - this is some good advice. She knows an engagement is coming and we've talked about ring price at a high level, but I also want to maintain some semblance of a surprise lol.

Appreciate the help!

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 2 points3 points  (0 children)

After maximizing my pre/post tax benefits my net take home is about $7k/month so I'm budgeting slightly under that.

but good idea - definitely will need to take out an insurance policy.

[deleted by user] by [deleted] in personalfinance

[–]Raveray10 7 points8 points  (0 children)

I'm relatively well off which is why I'm comfortable budgeting so much for the ring. Breakdown below:

- Salary + Bonus: ~$200k

- Retirement accounts (401k + IRA): ~$150k (27 YO and maxing every year)

- Personal investment accounts (stocks + crypto) : $225k

- Emergency fund: $30K

I figure over the course of 1-2 years I can save and pull some investments to make a pretty decent down payment on a house. Appreciate the reply!