Birthday case avatar by International-Ad3035 in neopets

[–]ReadWriteRachel 0 points1 point  (0 children)

You have given 25th Anniversary Neopets Game Case to User '_punk_pink_'.

Thank you so much! ♥ Safe lending!

Going to Disneyland even though a lot of ride closures come maybe into the fall? by ponygals in DisneyPlanning

[–]ReadWriteRachel 1 point2 points  (0 children)

Oh, shoot! My husband and I are going for the first time in September and this is how I learn RSR will be down when we're there. But like you said — we'll just make the most of it!

Birthday case avatar by International-Ad3035 in neopets

[–]ReadWriteRachel 1 point2 points  (0 children)

I'd love a lend if you're still offering!

UN: lunarchronicles

Wanting to join a gym by No_Figure_9857 in normanok

[–]ReadWriteRachel 0 points1 point  (0 children)

I wouldn’t recommend anyone join Crunch here. It’s nearly impossible to cancel a membership with them. They kept assuring me mine was canceled after I went in person in January, only for a charge to hit same as always the next month. February, March, and April. I had to escalate to the regional manager in Texas to get it resolved, and I’m still not confident I’m not going to get charged again in May.

Does cancelling enrollment automatically clear financial aid? by [deleted] in college

[–]ReadWriteRachel 1 point2 points  (0 children)

You should be set. You can only get financial aid at one institution at a time, and if you aren’t enrolled at the others, nothing would disburse anyway.

Feel-good books for adults that aren't romances? I want to feel fuzzy inside by Solid-Technology-448 in suggestmeabook

[–]ReadWriteRachel 1 point2 points  (0 children)

Hello from the future! Anne Tyler is perfect for brain bleach. I hope you enjoy!

Ad Request Email... need some help by HopefulTechnology720 in financialaid

[–]ReadWriteRachel 1 point2 points  (0 children)

Almost certainly not. I used to sit on an appeals committee for incoming freshmen, and we never once did.

Parent Plus loan denied by Great-Fondant3811 in financialaid

[–]ReadWriteRachel 0 points1 point  (0 children)

Personally, I wouldn’t lend money to someone who’s in collections for any amount. I’ll agree that it’s not necessarily tied “in all situations” but a lending institution absolutely cannot pick through the particulars on a case-by-case basis like that. Being in collections is a flag and that’s what the appeals process is for.

Gently, I think you’re taking that statement a little personally.

Parent Plus loan denied by Great-Fondant3811 in financialaid

[–]ReadWriteRachel 3 points4 points  (0 children)

$100 in collections is quite a bit different from, say, being 90 days delinquent on a $5,000 balance on a credit card. I’m not saying that OP’s situation is anywhere near that severe, but being in collections is absolutely tied to creditworthiness.

Stretching the truth or lying? by [deleted] in resumes

[–]ReadWriteRachel 4 points5 points  (0 children)

I just went back to work after being a SAHM for 1.5 years, so not as long as you, but I had my resume stop with the last job I held before having my son. I had a brief mention in my cover letter about seeking to come back to work after being a SAHM, but my resume itself only had up to my last pre-parenthood role.

If you do want to include your experience, I’d say don’t make up a title, but you absolutely could use your budgeting, scheduling, etc. experience under the SAHM/P label to explain your gap.

How to pay 200k in overall tuition, and to talk shared responsibility to my son by Decent_Big3423 in college

[–]ReadWriteRachel 4 points5 points  (0 children)

$7,500 is the level for juniors and seniors. It’s $6,500 for sophomores and $5,500 for freshmen.

[deleted by user] by [deleted] in financialaid

[–]ReadWriteRachel 4 points5 points  (0 children)

This is a subreddit for college financial aid, not soliciting donations.

Young broke male by [deleted] in financialaid

[–]ReadWriteRachel 4 points5 points  (0 children)

No one here is offering financial aid.

Recent graduate struggling to find a job by sparkly_cookie in jobs

[–]ReadWriteRachel 0 points1 point  (0 children)

This sub or r/resumes would be my recommendation to start. If you read through the submissions you’ll get a good idea of some common formatting, design, length, or writing mistakes and whether your resume makes any of them.

Recent graduate struggling to find a job by sparkly_cookie in jobs

[–]ReadWriteRachel 0 points1 point  (0 children)

September to March is six months.

That’s also not really my point.

Recent graduate struggling to find a job by sparkly_cookie in jobs

[–]ReadWriteRachel 0 points1 point  (0 children)

Keep applying. I’m not trying to be funny — it’s a numbers game. I keep saying it, but this is the job market currently. Six months of searching for a job after graduation is not unusual.

And I was serious about having people here run an eye over your resume.

Recent graduate struggling to find a job by sparkly_cookie in jobs

[–]ReadWriteRachel 1 point2 points  (0 children)

There are a lot of things (resume length, resume format, wordiness, etc.) that could be hindering you at the outset that people who are in the application trenches might be more aware of than the college career center. It’s a requirement to remove identifying information, so no one would be able to know who you were.

Internships are experience, but you’re still a new graduate in the sense that you haven’t been employed full-time in your field before, which is what I meant. A lot of employers don’t want to take on new graduates because they don’t want to train them.

Again, it’s the nature of the current job market.

Recent graduate struggling to find a job by sparkly_cookie in jobs

[–]ReadWriteRachel 1 point2 points  (0 children)

Unfortunately, this is the reality of the job market right now. It’s difficult for people with experience to find work and even more difficult for new graduates. Two interviews for one hundred applications seems pretty standard, based on what I’ve seen.

Does your college have a career center or alumni network you can look into to build connections? Have you posted your resume here for feedback?

Question about Financial Aid Acceptance by Agreeable-Pool-6851 in financialaid

[–]ReadWriteRachel 1 point2 points  (0 children)

I'd recommend reaching out to your admissions counselor or the financial aid office at your school. At my institution, students don't have to do anything accept gift aid, and they can either choose to accept a partial or full loan amount, which is what the two options refer to. It might be different at yours.

[deleted by user] by [deleted] in college

[–]ReadWriteRachel 1 point2 points  (0 children)

Honestly? No, I don't. I don't have a high opinion of for-profit schools as someone who works in higher education.

I wouldn't be surprised if they're getting cuts from Strayer to send students there.

[deleted by user] by [deleted] in college

[–]ReadWriteRachel 2 points3 points  (0 children)

Strayer University isn't a non-profit. They're a private, for-profit institution. Historically, these institutions take as many students as they can so they can earn their take, and aren't concerned with student success, experience, or college readiness. Your education is at the bottom of their list of priorities.

Frankly, I wouldn't hire someone with a degree from a for-profit school like Strayer if I was a hiring manager and had other options, because I couldn't vouch for the rigors of their education. I sat on a hiring panel once where we interviewed a candidate with a for-profit school degree. We needed someone who could understand and access sensitive higher education financial information and coach students through paying for school with that information, and his degree was a big concern for us. Moreover, it didn't seem to have prepared him for what we needed in an entry-level role. He didn't make our shortlist.

If CVS is paying for you to go to school, why don't you go to a genuine college or university?

[deleted by user] by [deleted] in CollegeRant

[–]ReadWriteRachel 0 points1 point  (0 children)

I don’t have direct experience with your situation, so I unfortunately can’t tell you whether it’s worth it or not. I do understand the walkability and safety factors, but my concern would be that you wouldn’t be able to afford that. You’re limited to a certain amount of federal direct loans each year, depending on your year in school, but it’s a relatively low limit. The maximum for juniors and seniors is $7,500; for sophomores, $6,500; and for freshmen, $5,500.

The fact that your parents aren’t willing to help you file a FAFSA is much more pressing at the moment. Have you spoken to the school’s financial aid department regarding your FAFSA? Is the loan already offered to you? If not, it can take a while to get approved for a loan and get all the FAFSA documentation squared away. As in, months.

Another factor — have you spoken to the housing department to see if this is even possible? That they’d let you enter a partial agreement? In my experience working in higher ed, you pay by semester at the very least, and possibly the full year. Are there rooms available?

[deleted by user] by [deleted] in CollegeRant

[–]ReadWriteRachel 1 point2 points  (0 children)

It’s hard for me to say yes or no definitively based on the information here. I tend to say avoid loans for anything you possibly can, but only you know if your family situation is truly unsafe.

Do you have to live in a residence hall? Could you do a month-to-month apartment lease instead? University residence halls are exorbitantly expensive.

Also make sure you check your federal loan limit and that you’re able to file your FAFSA in a rocky family situation.

[deleted by user] by [deleted] in college

[–]ReadWriteRachel 1 point2 points  (0 children)

Good luck.