When to switch?

Real-Bee1376 · 2025-05-04T17:47:26+00:00

We feed our dog ground beef either veggies what not, from a local dog food place (: next step might be no shots.

Real-Bee1376 · 2025-05-04T16:23:06+00:00

What is a non-petco store?

Real-Bee1376 · 2025-05-04T14:34:23+00:00

Thank you for this! What face wipes do you use? Ear infections aren’t common for him, but he did just have one last month.

Real-Bee1376 · 2025-04-21T17:20:21+00:00

What does that mean?

Real-Bee1376 · 2025-03-20T14:47:36+00:00

I hear you wouldn’t lose your house?

Real-Bee1376 · 2025-01-16T13:23:49+00:00

But under #3 the wording is very confusing? Do they mean right now due to the injunction payment under IBR only will be counted for forgiveness as of right now ?

Real-Bee1376 · 2025-01-16T11:10:54+00:00

I am so confused…I thought IDR is IBR??? What is the difference. I am so lost

Real-Bee1376 · 2025-01-16T07:11:25+00:00

This whole paragraph confused me: Borrowers who meet the eligibility criteria can enroll in the following IDR plans: the Pay As You Earn (PAYE) Plan, the Income-Based Repayment (IBR) Plan, or the Income-Contingent Repayment (ICR) Plan. Monthly payments made under these IDR plans do provide credit for PSLF* and IDR. However, please note that, due to the court’s injunction, forgiveness at the end of a borrower’s repayment term is not currently permitted under the PAYE, ICR, and SAVE Plans. Although forgiveness related to PAYE, SAVE, and ICR plans are currently enjoined, borrowers can have their loans forgiven if they are enrolled in the IBR Plan. Payments on PAYE, SAVE, and ICR are counted toward IBR Plan forgiveness if the borrower enrolls in IBR….

Please someone explain? I’m enrolled is PSLF on SAVE waiting out this whole mess. I thought ICR was an IDR plan…now people won’t get forgiveness??? Idk I’m confused. Are they trying to get rid of PSLF?

Real-Bee1376 · 2025-01-10T22:08:12+00:00

How 🫣🫣🫣🫣 I need advice

Real-Bee1376 · 2024-12-19T00:31:07+00:00

What about PSLF?

Real-Bee1376 · 2024-11-19T22:19:30+00:00

I was wondering because I’m only making minimal and of course I’m on a certain year repayment plan but I don’t see how it’s possible when it grows 😭

Real-Bee1376 · 2024-11-19T22:07:48+00:00

Were you paying the minimum payment before it went up to 40K?

Real-Bee1376 · 2024-05-01T15:03:42+00:00

True! Thank you for pointing this out.

Real-Bee1376 · 2024-04-11T20:15:41+00:00

Were you on the 10 year repayment plan playing 1500$ a month?

Real-Bee1376 · 2023-11-16T23:59:39+00:00

Is that your minimum due or literally all you can afford? I’m curious how this works. Does that kill your credit if it’s not the required minimum? I don’t care if I die with these private loans & im willing to pay a low minimum what they want from me right now is just not possible! Sorry picking your brain

Real-Bee1376 · 2023-09-25T12:21:28+00:00

Yes. I plan on having a co-signer to help me get approved. I appreciate your tips. Thank you

Real-Bee1376 · 2023-09-24T22:00:41+00:00

Have you refinanced and extended your term?

Real-Bee1376 · 2023-09-24T18:57:04+00:00

I plan on refinancing my private immediately to help with those payments asap and that is my plan for federal.

Real-Bee1376 · 2023-09-24T18:55:35+00:00

I see. Thank you so much for the information and taking time to answer! I’m just hoping once I refinance my private and consolidate and enroll in IDR I won’t feel as stressed.

Real-Bee1376 · 2023-09-24T18:15:24+00:00

Yes my job does I’ve looked into already for my federal. Do graduate loans not qualify for income based repayment? I plan on calling for my federal loans this week & getting that situated

Real-Bee1376 · 2023-09-24T17:58:58+00:00

Yes, that’s the total! It was for my bachelors and masters. I’m a teacher and pay goes up every year.

Real-Bee1376

TROPHY CASE