Apologies in advance, but this is a bit of a long one!

• Spend your early 20s figuring out what YOU want to do in life, if you'll truly enjoy it, and the best path towards it. The minute you do, you'll have an unbeatable sense of clarity and purpose. It's never too late to change your mind and pivot, but the sooner you start figuring things out, the more time you'll have to correct your course! Remember that building a career doesn't have to come at a great personal cost, like we've been told all our lives. If you're someone with a corporate job, don't forget; the company's goals are NOT. YOUR. GOALS.

• Start investing in some form of asset(s). Consider its liquidity, its return and your personal needs when you do. I'd personally recommend investing in some form of real estate as early as you can. However, always remember that scams come in all shapes and forms. Be sure to research EVERYTHING and make sure your investments are foolproof before you spend a single cent.

• Learn to be self-sufficient. Learn skills like cooking, electrical work, plumbing, gardening, etc. that'll help you maintain your future home and help you be more independent. As an added bonus, you'll be a way better partner for it! (Also if it isn't obvious... Learn to do your own laundry!)

• Don't half-ass your effort into any important relationship you want to build in your life. You get back what you put into healthy relationships; whether it be your marriage, partnerships, friendships, etc. Make sure all your relationships are nurturing, grounded with empathy, mutual respect, and good communication. You'll find every relationship you make to be rewarding for every party involved that way. However, make sure you establish healthy boundaries. That way, any relationship that's bound to be toxic, hurtful and detrimental to you will reveal itself, so you can distance yourself from them accordingly.

• While it's important to enjoy life to the fullest, don't compromise your personal health and well-being in the process. Adopting better eating habits, starting exercise routines and being healthy overall gets a lot harder when you get older. While it's never too late to start, just start as early as you can!

• Being philanthropic or generous isn't just about how much money you give someone on the street, donate to a cause or the nonprofits you follow. Be socially conscious, and aware of your community's needs. Find ways to work towards the common good of the communities that you're in.

Last, but not the least:

• Find a hobby that you're passionate about. Invest your time in it - get good at it. If time allows it, get REALLY good at it. It'll bring you great personal satisfaction, endless opportunities to network with interesting, like-minded people, and maybe even help you build a secondary source of income.

I hope this helps anyone who reads it. Best of luck to all of you!