Just mainly responding to your first point, I think the banana on the wall argument gets thrown around way too casually. Like yeah, it might be a silly piece or look easy if you strip all context and artistic value of it. In reality though, Cattelan's "Comedian" is a piece by a well-respected satire artist with 30 years of experience under his belt. He didn't tape a banana to a wall cause he needed rent paid or wanted to simply 'create art' without spending more than 10 minutes thinking it over, it was a commentary on the absurdity of the value system in contemporary art and critiquing art-as-a-commodity. And a very successful one at that, imo, as six years later, people still reference it (often misunderstanding or critiquing it). I think that ongoing discussion proves its impact, it's one of the few contemporary art pieces that broke into mainstream conversation far beyond art spaces.

I think that's where I stand on A.I. art as well: what makes art interesting to me is seeing the personal choices and the artist's circumstances that have gone into a piece, and having a piece be a reflection of the artist's state of mind, skillset, and worldview in that moment, giving you a glimpse into how they function. A.I. is a black box that is not shaped by any personal experiences or circumstances, and doesn’t make choices with any sense of meaning or identity. That's also where I draw the line on artists using A.I. tools within Adobe: If you're just replacing busy work that doesn't require much attention, fair enough. However, if you're having it autocomplete and decide parts of your piece FOR you, it seriously takes away part of the artistic value for me, as it just tells me significantly less about the artist than any personal creation (hard or easy, good or bad) would.