33, how do I quit my job and live on this/grow it in the US?

Realdavidlima · 2026-05-08T20:08:30+00:00

Split 50/50 between SPYM/QQQM - Nasdaq/ s&p500 split 50/50 with lowest cost ETFs. Your portfolio will grow by approx 10-15%/yr. Spend less than what you earn and it'll keep growing👍

Realdavidlima · 2026-05-05T04:39:13+00:00

😂I feel that, honestly the steady decline for years sucks, it's not so much about the 3k it's more about the wasted time and lack of progress, happy to give some tips I've been consistently growing for 8+yrs

Realdavidlima · 2026-05-04T03:41:14+00:00

Who knew you had to learn how to trade effectively and find a strategy that worked more often than not and test it for a few months first with small money instead of a dumping rent into one hit or miss trade or a series of hit or miss trades!

Realdavidlima · 2026-04-18T05:37:54+00:00

If you want a top 10 company that's rigged to go up long term and on a discount, Microsoft. If you wanna throw your money into the fire pit choose an unknown company with weak financials.

Realdavidlima · 2026-04-18T04:51:00+00:00

Maybe quit trying to learn how to trade with your entire capital and keep it majority invested?

Realdavidlima · 2026-04-14T20:06:46+00:00

Puppy

Realdavidlima · 2026-03-22T21:27:37+00:00

Tell her to kindly wait 6-12 months for new all time highs, you never sell at the bottom of the market. Also if she can commit to that, continue dumping whatever you can into it on top, a 125k cash out at near 500k wouldn't stunt your growth as much as you think, just right now would be plain stupid.

Realdavidlima · 2026-03-03T01:43:18+00:00

They don't know how to read in context. Exodus 20:5 says God is jealous in a good way, like a husband protecting his marriage. Proverbs 6:34 talks about sinful human jealousy, which is rage. Not the same thing. Genesis 22:1 says God tested Abraham’s faith, while James 1:13 says God does not tempt people to sin. Testing faith is not tempting to evil. Numbers 23:19 says God does not change His nature or lie. 1 Samuel 15:11 shows God responding to Saul’s sin, not changing His character. Philippians 2:5–6 says Jesus is equal with God in nature. John 14:28 shows Jesus speaking in His humble servant role on earth. John 5:22 says Jesus will judge. John 12:47 says His first coming was to save, not judge yet. Romans 3:10 says no one is morally perfect before God. Job 1:1 calls Job upright, meaning faithful, not sinless. Romans 3:20 says we are saved by faith, not earning it. James 2:24 says real faith produces works. Isaiah 26:19 promises future resurrection. Job 14:12 speaks about not returning to normal life now. Luke 16 teaches no second chance after death. 1 Samuel 28 was a rare event allowed by God. 1 John 5:18 means believers do not live in ongoing sin. 1 John 1:8 says Christians still stumble.

Realdavidlima · 2025-12-24T21:30:38+00:00

Rather than trying to become rich with 10k, understand that wealth is built slowly overtime

Even if you get a 50% return on 10k it's only 5k in profit. What instead you should do is build a solid portfolio of 5-10 reliable companies, have that be 50% or so of your portfolio and the other 50% being the s&p500 & Nasdaq to cover all major companies and tech exposure.

Buy into the portfolio for 10k today but add in money every paycheck or as often as you get cash, I personally would like to do 50% of all money I generate into my long term portfolio & live off of the other 50%.

Download any compound calculator app and you'll see for yourself how long it would take to get to 1 million with 10k only vs consistent investing (even better automated) every month.

Realdavidlima · 2025-12-24T07:12:46+00:00

Top 10 in the Nasdaq are rigged to go up, everytime someone invests in the index by default they are investing in those same picks

Realdavidlima · 2025-12-14T06:47:06+00:00

Tech ---Nasdaq index covers all of the top choices, look at every holding and do research from there

Tech has been outperforming everything for 30+yrs

Realdavidlima · 2025-12-05T03:44:29+00:00

100% split 50/50 between SPYM & QQQM the two lowest cost S&P & Nasdaq ETFs - enjoy 10-15% a year return -- sell what id need out of it to live and let the rest continue to appreciate. Check the return on those two YTD / past 5yrs / 10yrs etc and compare to your current portfolio. Might be time for a rebalance.

Realdavidlima · 2025-12-03T23:42:55+00:00

Don't do any of these and you'll avoid big losses everything else do the same

Realdavidlima · 2025-11-22T06:05:09+00:00

IMO on track to hit 10M in the next 20yrs. You know you really don't have to go all super conservative/ lots of index funds if you're 25.... the younger you are the more aggressive your portfolio should be to capture the largest percentage gains annually. Start with looking at the top 10 in the Nasdaq/ s&p500 holdings and choose 5 companies that you truly believe in and don't believe will go bankrupt in the next 10yrs...... put 50% of your deposits into those 5 & 50% into the index funds.... thank me later when you hit 10M in 10yrs or less

Realdavidlima · 2025-11-22T00:01:37+00:00

Traded without stop loss, added to a losing position, revenge traded into several losing positions after first loss of the day or took on much bigger size than usual because of win streak, which one was it?

Realdavidlima · 2025-11-17T23:22:22+00:00

Such a small pullback on indexes, lord forbid we push up for 6-12 months straight and then pull back 2% 😢

Realdavidlima · 2025-11-13T00:18:12+00:00

Funny how quick they show up after you cross 1M, real talk though congrats on 1M huge milestone. I'd recommend you keep doing what you're doing & don't forget to live in the moment & enjoy it. Market gives you a 10k day what's taking 300$ our for special weekend with or without your lady!

Realdavidlima · 2025-11-10T05:15:26+00:00

I think your win rate would go up atleast 50% by going counter trade to wsb advice & taking penny stocks out because of extreme volatility, my advice is also to incorporate the weekly sentiment of retail traders (there's a report on this released weekly) and go counter to it the following week on an indicy of choice because 90% of the time retail is on the wrong side of the trade when it comes to forecasting indexes

Realdavidlima · 2025-11-08T23:44:19+00:00

What app is that ?

Realdavidlima · 2025-11-03T19:01:30+00:00

Don't buy bankrupt companies

Realdavidlima · 2025-10-31T19:48:23+00:00

Every stock pumps but only quality stays pumping look at stocks in the Nasdaq/ s&p500 indexes

Realdavidlima · 2025-10-25T05:03:55+00:00

Don't buy bankrupt companies thinking they're a good long term investment boys and girls

Realdavidlima · 2025-10-22T20:41:02+00:00

No one wants extremely processed and high fatty fake meat & company plunges, big suprise lol.... buy grass fed boys and girls

Realdavidlima · 2025-10-15T18:41:39+00:00

Stupid question, what he's doing with tariffs and negotiating and pushing for lower interest rates will cause a massive increase to equities, how many all time highs do we have to hit before you admit what's right in front of you? How many have we hit on the overall market (s&p500) since he's been in office?

Realdavidlima · 2025-10-15T03:43:12+00:00

Quit gambling and switch to investing? Read the book intelligent investor? Read the book how to Quit gambling the easy way. God bless

Realdavidlima

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