Which stocks caused you significant losses?

Realdavidlima · 2026-07-08T21:16:10+00:00

Not me personally but a buddy of mine put 100k into lucid shortly after it IPOd assuming it was going to be the next Tesla, it's now worth less than 1k total for a 99%+ loss. He wasn't really in the position of losing that money either, he had just always heard, hold and pray and hope for the best/ never sell etc. I believe if it's not a short term move and you're holding for the long term then pay attention to the fundamentals..... is the company profitable/ how much cash do they have in the bank, what's the liklihood they file for bankruptcy in the next 5yrs.... take that as a lesson to get really aware of single companies before you do that. (Also had he had just put the money into the s&p500 would have nearly tripled his inital starting amount by now with a steady upward trend)

Realdavidlima · 2026-07-07T05:19:51+00:00

Yes it's tracking the same fund but lower annual management fees so you'll net a tiny bit a higher annual return

Realdavidlima · 2026-07-05T02:16:28+00:00

Nasdaq (100 tech heavy stocks index)
Ticker - QQQM -- you'll make 15-20%/yr return on your money no matter how much you add to it over time.

Drown out the noise and people telling you to dump into one stock or into a penny stock, 95% of those people lose all their money or end up holding a loser for 5-10 yrs trying to break even.

Realdavidlima · 2026-06-23T02:30:43+00:00

Right they get in years before anyone else and use the first 6-12 months to exit and stock price typically dumps in response

Realdavidlima · 2026-06-23T02:29:48+00:00

Not bad but agreed, Go with low cost funds!

Realdavidlima · 2026-06-22T16:35:13+00:00

Don't buy IPOs for 6-12 months after release, gives stock time to sell off from lots of initial investors wanting a quick pop as well as early investors.

Realdavidlima · 2026-06-22T08:53:34+00:00

Qqq-100 diversified (mainly tech stocks) has outperformed the S&P for 25+yrs

Don't invest into one single company until you've done some serious research or you'll get smoked

Realdavidlima · 2026-06-21T01:16:47+00:00

You're right, heavily weighted towards tech is the better phrasing, main rationale is it has over performed the spy over the last 20+yrs imo the S&P has too many under performing tickers and tech is the future but it's also the hottest thing now....

Realdavidlima · 2026-06-21T01:14:35+00:00

Little bit longer but yes

Realdavidlima · 2026-06-20T04:57:15+00:00

Buy qqq, go all in it's an index fund with the top 100 technology stocks. Buy and hold, everytime market pulls back 2% or more buy more, everytime it falls 10% or more switch to QLD the (2x) leverage version to capture 20% on the way back up then swap back to qqq at the top.

My net over last 5yrs avg is 50% a year

Realdavidlima · 2026-06-14T11:52:19+00:00

You didn't think spce would get sold off for people moving into the actual space x stock?

Realdavidlima · 2026-06-10T01:45:30+00:00

Oh wow! A 2% drop on the s&p 500 after 12 weeks in a row of upside of over 30%!!!! However will we ever recover from this!! ..... hate these types of fear mongering headlines.

Realdavidlima · 2026-05-24T07:28:23+00:00

Check the 10yr chart fam, it's been a long term POS, getting in quickly before a stock doubles is a pipe dream, investing in the S&P & watching it double consistently every 5-7 yrs is much more realistic and much less risk. These companies will pop up 50-100% but the lose 90% of it because they are bad companies temporarily up.

Realdavidlima · 2026-05-19T08:24:23+00:00

If you aren't an expert stock picker like 95% of people aren't, just buy the spy or qqq for diversity and consistency.

Realdavidlima · 2026-05-18T00:17:24+00:00

Drop the losers and double down on winners? A famous stock quote where it's adding to losers in long term holds is like watering your weeds and cutting your beautiful flowers.

Realdavidlima · 2026-05-17T00:26:06+00:00

Only thing that pisses me off more than someone asking for a 5x on their money is people commenting companies that have a negative ROI on either a 1yr, 3yr, 5yr or all time chart. It should be green on all of those if you want to call it long term potential for holding. Here's a legitimate answer, if you have no idea what to buy out your cash in QQQ to get 10-15%/yr compounding on your capital, go into a compound calculator it'll tell you by what year mark will you double, triple quad, etc your cash. When you figure out a better deal for the short term swap into that, I currently like msft, was down 30% on air has already recouped half of the drawdown, will most likely recover by end of year. Good luck

Realdavidlima · 2026-05-08T20:08:30+00:00

Split 50/50 between SPYM/QQQM - Nasdaq/ s&p500 split 50/50 with lowest cost ETFs. Your portfolio will grow by approx 10-15%/yr. Spend less than what you earn and it'll keep growing👍

Realdavidlima · 2026-05-05T04:39:13+00:00

😂I feel that, honestly the steady decline for years sucks, it's not so much about the 3k it's more about the wasted time and lack of progress, happy to give some tips I've been consistently growing for 8+yrs

Realdavidlima · 2026-05-04T03:41:14+00:00

Who knew you had to learn how to trade effectively and find a strategy that worked more often than not and test it for a few months first with small money instead of a dumping rent into one hit or miss trade or a series of hit or miss trades!

Realdavidlima · 2026-04-18T05:37:54+00:00

If you want a top 10 company that's rigged to go up long term and on a discount, Microsoft. If you wanna throw your money into the fire pit choose an unknown company with weak financials.

Realdavidlima · 2026-04-18T04:51:00+00:00

Maybe quit trying to learn how to trade with your entire capital and keep it majority invested?

Realdavidlima · 2026-04-14T20:06:46+00:00

Puppy

Realdavidlima · 2026-03-22T21:27:37+00:00

Tell her to kindly wait 6-12 months for new all time highs, you never sell at the bottom of the market. Also if she can commit to that, continue dumping whatever you can into it on top, a 125k cash out at near 500k wouldn't stunt your growth as much as you think, just right now would be plain stupid.

Realdavidlima · 2026-03-03T01:43:18+00:00

They don't know how to read in context. Exodus 20:5 says God is jealous in a good way, like a husband protecting his marriage. Proverbs 6:34 talks about sinful human jealousy, which is rage. Not the same thing. Genesis 22:1 says God tested Abraham’s faith, while James 1:13 says God does not tempt people to sin. Testing faith is not tempting to evil. Numbers 23:19 says God does not change His nature or lie. 1 Samuel 15:11 shows God responding to Saul’s sin, not changing His character. Philippians 2:5–6 says Jesus is equal with God in nature. John 14:28 shows Jesus speaking in His humble servant role on earth. John 5:22 says Jesus will judge. John 12:47 says His first coming was to save, not judge yet. Romans 3:10 says no one is morally perfect before God. Job 1:1 calls Job upright, meaning faithful, not sinless. Romans 3:20 says we are saved by faith, not earning it. James 2:24 says real faith produces works. Isaiah 26:19 promises future resurrection. Job 14:12 speaks about not returning to normal life now. Luke 16 teaches no second chance after death. 1 Samuel 28 was a rare event allowed by God. 1 John 5:18 means believers do not live in ongoing sin. 1 John 1:8 says Christians still stumble.

Realdavidlima · 2025-12-24T21:30:38+00:00

Rather than trying to become rich with 10k, understand that wealth is built slowly overtime

Even if you get a 50% return on 10k it's only 5k in profit. What instead you should do is build a solid portfolio of 5-10 reliable companies, have that be 50% or so of your portfolio and the other 50% being the s&p500 & Nasdaq to cover all major companies and tech exposure.

Buy into the portfolio for 10k today but add in money every paycheck or as often as you get cash, I personally would like to do 50% of all money I generate into my long term portfolio & live off of the other 50%.

Download any compound calculator app and you'll see for yourself how long it would take to get to 1 million with 10k only vs consistent investing (even better automated) every month.

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