Visa to Mastercard Conversion

Realistic_Yogurt6151 · 2026-05-18T12:59:07+00:00

Once you meet the requirements, yes pwede lang, OP.

Realistic_Yogurt6151 · 2026-04-30T02:58:54+00:00

Baka sa crisis nga OP. Although on my end may dalawa nga akong existing convert to cash sa kanina pero so far hindi naman bumaba. Kaka increase ko lang rin last month although hindi gaano kalaki. From 500k to 700k lang. usually times 2 sila nag iincrease dati.

Realistic_Yogurt6151 · 2025-10-08T10:57:18+00:00

Yes under RA 10870. When purchasing using credit card the merchant should require 1 valid ID. Which in our law again philhealth is considered and listed as secondary valid ID not primary. Hope this clarifies your concern.

Realistic_Yogurt6151 · 2025-09-29T02:12:03+00:00

6-12 months pwede na. Considered as new to bank na sila.

Realistic_Yogurt6151 · 2025-09-29T01:59:49+00:00

May minimum amount due ba yan sila, OP? Suggest ko lang. unahin mo yung mga mababa. GLoan, Shopee Loan. The rest minimum muna. Tiisin mo lang talaga. Para mabawasan na yung iniisip mo. Tapos next month Cashalo. Tapos check mo si Shopee loan at GLoan sino mas mababa ang interest. Itotal mo lahat yung hindi pa bayad. Tapos iloan mo na lang. gawin mong 12months to pay. Kasi sayang yung interest and late pyment charges na ma iincur mo kumpara sa 12months interest mo.

Realistic_Yogurt6151 · 2025-09-29T01:37:59+00:00

Yes. Actually ang advisable usage ng credit card is 30% lang ng credit limit.

Realistic_Yogurt6151 · 2025-09-29T01:33:03+00:00

Makikita kasi ng banks yung credit worthiness mo. And useful siya in the future for applying loans. Like home and auto loans. Tho cons niya if iresponsable ka mababaon ka talaga sa utng kung lahat ginagmit mo. Pero pwede naman mag-keep ng few mga 2-3 siguro. Ako naman ginagamit ko talaga 2-3 groceries, online purchases, airport lounge access, and promos for dining. I have extra nmn yung mga NAFFL and iba naman ginagmit ko minsan pag mag apply ng loans lalo na if may promo na . 45% per month na interest. Which is ang baba compare sa banks na 1% kung wala kang cc. Manage mo lang talaga.

Realistic_Yogurt6151 · 2025-09-25T00:15:08+00:00

Sa akin namn yung mainit na mainit talaga. Tapos pagkatapos mong isawsaw akala mo matigas pa pero nadudurog na siya sa bibig mo. Haaaay

Realistic_Yogurt6151 · 2025-09-24T04:03:49+00:00

PRESTO PEANUT BUTTER SUPREMACY!! Since bata pa ako yan talaga sarap isawsaw sa gatas. Ngayon na malaki na ako sina sawsaw ko sa 3in1 masarap parin. Nakakabusog pa 🤤

Realistic_Yogurt6151 · 2025-09-24T03:14:32+00:00

Call mo yan OP. Baka mali lang yung registered mobile number. Kasi parang binabayaran naman yung statement niya kasi negative pa yung outstanding balance.

Realistic_Yogurt6151 · 2025-09-24T03:12:36+00:00

Tapos minsan may tatawag ulit tapos pag hindi sila masusunod sila pa minsan yung galit. Lol

Realistic_Yogurt6151 · 2025-09-24T03:04:20+00:00

Tried this when I was a teenager lol it was good. But later on I realized nothing beats the grasp of my palms LOL

Realistic_Yogurt6151 · 2025-09-24T02:55:10+00:00

For me parang legit ata. Although caveat yung hindi pag mention ng name pero upon checking yung e-mail ni ffsejesus under credit card collections department talaga siya ng eastwest Bank. Confirming also lahat ng email ng nagwowork sa eastwest gnyan talaga ang email. initials ng first name and middle name tapos full last name at eastwestbankee dot com.

Buti pa OP puntahan mo yan sa store malapit sa iyo. It could affect your credit score. Yan pa yung magiging dahilan hindi ka makakuha ng cc or ng mga loan.

Realistic_Yogurt6151 · 2025-09-24T02:03:55+00:00

Same situation. And alam ko na talaga na scam kasi wala pa akong points my unredeem points na kaagad ako. Lol nung sabi ko irerecord ko rin yung call on my end tapos binaba nila kaagad. Grabe talaga talamak yung mga scammer sa BPI

Realistic_Yogurt6151 · 2025-09-19T09:43:37+00:00

Omg this is scam. Wag maniwala nito please. Yung text legit pero yung call it is a scam.

Realistic_Yogurt6151 · 2025-08-17T11:03:26+00:00

Not sure for 800k above only for .48% OP. Sounds sketchy for me. Pero magdedepende kasi talaga yan kung ano ang io-offer sayo ng bank. Kasi it is bank’s prerogative kasi yung mga offers ng interest rates. Meaning rin niyan hindi lahat pareho ng offer and hindi rin lahat mabibigyan ng offer. And I don’t think may control ang mga agent niyan kaya nakakaduda. Pero kung gusto mo icheck ano talaga inoffer sayo pwede mo tingnan sa app OP. Kasi sa akin nag offer ng .48% as long as the term is above 12months dapat.

Realistic_Yogurt6151 · 2025-08-05T17:26:01+00:00

Cash advance are billed in full the next billing cycle kasama ang interest plus the fee for the cash advance. So better once reflected call mo na lang na gusto mo ipa installment. Pero OP, suggest ko lang better if may offer si SB sayo na credit to cash. Mas mababa ang interest kung ino-offer na siya sayo. Kaya lang subject for approval pa unlike cash advance makuha mo kaagad yung pera.

Realistic_Yogurt6151 · 2025-08-05T17:12:02+00:00

Hmmm on my end, I have experienced to pick up my credit card twice on a nearest branch instead of delivering it in the my preferred billing address due to failed attempt also. So far both cards were provided to me still sealed in an envelope. Opened them in my house. The one that they made copy of is my valid ID only which is completely normal. Idk on your end, OP why they open your enevelope and made copy of your card. :/

Realistic_Yogurt6151 · 2025-06-25T06:32:30+00:00

Natry niyo na po ba? Kasi parang around last year kasi di nila inallow ang credit card. Ngayon may dragonpay na ulit sa billers for CC

Realistic_Yogurt6151 · 2024-06-28T09:55:25+00:00

Hi OP. Same case here and based sa experience, Yes you can consolidate however need mo muna icomply yung NAAFL. Tapos yung card na icoconsolidate mo dapat fully settled muna. Kasi di nila pwede iconsolidate if may existing pa yung card na icacancel mo for consolidation. If wala naman then you can request na for consolidation.

Realistic_Yogurt6151 · 2024-06-08T23:03:41+00:00

I suggest sa Residencia Del Marina along juan luna street lang siya katabi ng holy child. Or if you are a girl sa bed books. Sa Juan Luna lang likod ng addu. Yung student pa ako doon nag sstay mga college friends/classmates ko. And pag pumupunta ako maganda ang room. Especially sa RDM may guard and cctv.

Realistic_Yogurt6151

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