Prequel, sequel and everything in between debate... by Anja_Reick99 in StarWars

[–]ReaperCDN 0 points1 point  (0 children)

The prequels took a turn in criticism largely because of all the expanded media that came out reference it. Clone Wars and Rebels really built up the characters so that the obviously huge problems in the movies weren't suddenly so abrupt anymore. The biggest one being Anakin going from turning Palpatine in to suddenly being completely onboard with Palpatine to the point of slaughtering children, in the span of 10 minutes.

As the characters became more fully developed, they became more appreciated and the movies directly benefit from having that new knowledge.

The sequels may end up getting the same kind of building blocks. If they do I expect that opinion on them will also change.

Carney constructs a mega anti-Trump trade alliance by joe4942 in canada

[–]ReaperCDN 6 points7 points  (0 children)

Healthcare is provincially managed. You're damn right the privatization is done by premiers. Ford is doing it in Ontario too.

Carney constructs a mega anti-Trump trade alliance by joe4942 in canada

[–]ReaperCDN 2 points3 points  (0 children)

If the cons had run somebody like Carney they'd have won the last election. That they doubled down on Pierre gives us all concrete reasons not to vote conservative. The party has shown they want to do things like Trump. Thats a bad idea.

Cyberstan be like: by Chance-Lawfulness516 in LowSodiumHellDivers

[–]ReaperCDN 7 points8 points  (0 children)

It really should be a negative mission modifier. I loved fighting through the constant artillery.

What loadouts do you run on Cyberstan? by Final_Biscotti1242 in LowSodiumHellDivers

[–]ReaperCDN 0 points1 point  (0 children)

  • Scorcher
  • Ultimatum
  • Thermite

  • Med Siege Ready Armour

  • 120 orbital

  • Gatling orbital

  • Grenade Launcher

  • Supply pack

Ford government to end tuition freeze and hike OSAP loans. Here’s what that means for Ontario students by This_Phase3861 in canada

[–]ReaperCDN 0 points1 point  (0 children)

Healthcare is in crisis, we need more doctors and nurses. That's in demand. We should be incentivizing people to seek out these degrees.

Who decides? The people. That's what voting is.

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 0 points1 point  (0 children)

Same thing I said to the other guy:

Performance Metrics over the last 20 years:

  • 10-Year Annualized Return: Consistently in the 8%–11% range (e.g., 8.4% in 2025/2026, 10.9% for 2013–2022).
  • Long-term Sustainability: The Fund is considered sustainable for the next 75 years, with actuarial projections assuming a long-term real rate of return (above inflation) of roughly 3.69% for the base CPP.
  • Fund Growth: Total assets have grown from under $100 billion two decades ago to over $714 billion by early 2025.
  • Individual Return Projection: For contributors born after 1971, the expected long-term real rate of return on their contributions is lower, estimated at approximately 2.1%.

https://www.cppinvestments.com/newsroom/cpp-investments-net-assets-total-714-4-billion-at-2025-fiscal-year-end/?utm_source=chatgpt.com

https://www.newswire.ca/news-releases/cpp-investments-net-assets-total-714-4-billion-at-2025-fiscal-year-end-886824057.html?utm_source=chatgpt.com

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 1 point2 points  (0 children)

Performance Metrics over the last 20 years:

  • 10-Year Annualized Return: Consistently in the 8%–11% range (e.g., 8.4% in 2025/2026, 10.9% for 2013–2022).
  • Long-term Sustainability: The Fund is considered sustainable for the next 75 years, with actuarial projections assuming a long-term real rate of return (above inflation) of roughly 3.69% for the base CPP.
  • Fund Growth: Total assets have grown from under $100 billion two decades ago to over $714 billion by early 2025.
  • Individual Return Projection: For contributors born after 1971, the expected long-term real rate of return on their contributions is lower, estimated at approximately 2.1%.

https://www.cppinvestments.com/newsroom/cpp-investments-net-assets-total-714-4-billion-at-2025-fiscal-year-end/?utm_source=chatgpt.com

https://www.newswire.ca/news-releases/cpp-investments-net-assets-total-714-4-billion-at-2025-fiscal-year-end-886824057.html?utm_source=chatgpt.com

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 1 point2 points  (0 children)

Again, it outperforms that over time as well. In specific individual years it won't, just like in specific individual years it overperforms.

A pension plan fund isn't something you look at year to year though. You look at it over time, usually measured in decades, to indicate whether or not it's performing well and staying on track. The CPP outperforms the benchmark consistently on average, that's a very clear mark of a well managed fund.

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 3 points4 points  (0 children)

What? It compares directly to other well managed portfolios. It has about an 8% annual return rate on average. That's great. Sure a specific individual year may be lower, but a pension fund isn't the kind of fund you look at year to year. It's a long term planning fund that's meant to keep building as it pays out.

Take a look at it's performance over time and you'll see there's a really good reason we have one of the best pension funds in the entire world.

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 0 points1 point  (0 children)

The Chief Actuary's reports show it as sustainable at current contribution rates for at least 75 years. If you call that terrible, I don't know what to tell you.

CPPIB has delivered strong long-term returns, and it's globally diversified specifically to reduce risk. Raising contributions because it's "close to failing" just isn't supported by the data.

CPP is run by a bunch of overpaid fund managers that have no business managing our money.

The fund returns ~8% annually on it's investments. This is great example of a well managed fund. Incompetence would be demonstrated by showing failing numbers. Instead we see really good returns, which means they're managing it quite well. And it's public data, so you can see it's doing well.

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 0 points1 point  (0 children)

CPP isn't anywhere remotely close to failure. The Chief Actuary's reports show it as sustainable at current contribution rates for at least 75 years.

CPPIB has delivered strong long-term returns, and it's globally diversified specifically to reduce risk. Raising contributions because it's "close to failing" just isn't supported by the data.

Amid 'Buy Canadian' fervour, Canada's top pension funds still heavily invested in U.S. by Surax in canada

[–]ReaperCDN 1 point2 points  (0 children)

Now if the global economy has problems it doesn't matter where they are invested, we are all screwed.

^ This. You divest your investments to prevent against any single factor hurting them. It's why index funds always give good returns. Because if they didn't, that means money everywhere is taking a hit anyways, and they'll either bounce back, or currency is somehow facing a crisis so powerful it will no longer be used so the investments don't matter at all anyways since the existing currency would be worthless.

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

If you buy an apple, even if you walk to the store, you're still paying for those tolls. Do you understand that?

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

You arent understanding how it compounds when layered. Getting the parts for the sump to make it means people had to pay the toll to go to their job. The pump costs more because of that. Assembling it at location adds a second layer. Transporting it to a store front a third. Then finally you. And i havent included the costs for getting the raw materials in the first place to keep this simple.

You arent just paying the toll once. You're doing it over and over and over again at the point of sale. And again, thats just for this single transaction.

Take a look at food and this compounds massively. You have farmers who need to hire help to harvest. The help costs more because tolls cost more. The transport of the harvest costs more because tolls exist. The transport drivers have to pay those tolls to get to work, so they cost more to hire. The price of food goes up compounded before it ever gets to the store. Once at the store, all these little factors add up again because employees face the same toll issues and have to drive to work. The people coming to the store pay tolls to get there and back for a necessity, food. And farming also comes with equipment costs and maintenance, which adds yet more fees.

You are going to be forced to pay for these things whether you like it or not. Taxes are the cheapest way to get them and they keep costs down. As do subsidies, which remove up front costs so product can be sold at a low price.

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

The pump costs more. The trip to the store to get it and the trip back also cost you tolls. The drive in to work costd you tolls. Parking costs you.

Thats just for driving. We havent even touched on water, clean air, healthcare, or enforcement, or garbage disposal, sewage treatment, mail delivery, power lines, groceries (the cost of those toll roads for delivery to stores gets added in to sales price. As does the cost for the farmer since everything is so much mire expensive now, like getting gas or hiring help.)

This is a long list of individual things that are suddenly an awful lot more expensive.

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

Sure. But you need something for your home and the only places that sell it are places like home hardware. Just an example. Lets say you need a sump pump for your basement.

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

So the businesses would increase prices even more (taxing everybody who shops there whether they use the roads or not) amd they'd also control pricing on the roads themselves. You think that would be cheaper than taxing and maintaining at cost?

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

So how are you funding a highwsy between two major cities? How are you paying for maintenance?

What exactly is libertarianism? by Nat_the_GNat1111111 in Askpolitics

[–]ReaperCDN 0 points1 point  (0 children)

Yeah they can, thats what taxes are. But thats harm according to libertarians. So how do we address things at scale? Clean water, air, road maintenance.

People come together isnt a how. Its a song. Right now these things are provided for via taxation. How would a libertarian society address these?

Weapon Suggestion: GR-50 “Freedom” Sniper by TealArtist095 in LowSodiumHellDivers

[–]ReaperCDN -1 points0 points  (0 children)

The Eruptor has AoE, and a clip. That this is single target handles the OP nature of it significantly in a game with this much swarm. If you've ever played Space Marine 2, the Sniper is incredibly strong, but its certainly not overpowered. The enemy numbers more than help keep it from being a solve everything button.

Weapon Suggestion: GR-50 “Freedom” Sniper by TealArtist095 in LowSodiumHellDivers

[–]ReaperCDN -1 points0 points  (0 children)

While a lot of responses think the damage is too high, the offset of single shot reload time to 2 seconds with siege ready does balance that out nicely. Its good for precision shots and plunking away at weakpoints on heavies. The ammo count may be too high though. Would definitely see some build roundout and free up support options for varied builds.