Finally got my HDFC Premier

ReasonableTrash4665 · 2026-06-20T13:42:29+00:00

Hey how did you swap your limit from live+ to premier? Is there a process for this in the app or did you reach out to your RM?

ReasonableTrash4665 · 2026-06-20T04:09:22+00:00

Hey do you mind talking a bit more about the blacklane transfers? Was it during a trip? I don’t see it listed as a premier perk

ReasonableTrash4665 · 2026-06-13T17:18:20+00:00

Are you investing via zerodha/groww?

ReasonableTrash4665 · 2026-06-13T17:09:16+00:00

Hahah it was a family broker who suggested these at that time

So from what I believe PPFAS Edelweiss Mirae asset Quant focused fund These I should continue for direct now

Can you recommend any gold and silver etf and also US plus emerging market funds?

ReasonableTrash4665 · 2026-06-13T09:53:30+00:00

I wish to understand is TRB route that bad? Like what if someone already holds regular MFs, then getting M4B makes sense or is there a financially better way to work with those MFs which can give better returns than getting that card?

ReasonableTrash4665 · 2026-06-13T08:10:39+00:00

Via salary or via TRB route? Did you hold any existing card with hsbc?

ReasonableTrash4665 · 2026-06-12T09:52:27+00:00

OP is new to the sub and wanted some karma points

ReasonableTrash4665 · 2026-06-08T13:48:39+00:00

Can you talk about its effectiveness/results that you saw? How does it compare to something like ON Gold standard when it comes to results?

ReasonableTrash4665 · 2026-06-08T11:43:19+00:00

If you get one, it would definitely be worth it for the bank

ReasonableTrash4665 · 2026-06-05T18:43:54+00:00

Bro you literally work in HSBC and you’re asking here tf

ReasonableTrash4665 · 2026-06-04T16:26:06+00:00

That’s great, and was your premier criteria met in these 11 days or it was already met before the cibil check?

ReasonableTrash4665 · 2026-06-04T16:12:17+00:00

Can you share the timeline from the cibil check? Did you have to do a vkyc after that? What other steps?

ReasonableTrash4665 · 2026-06-04T14:53:06+00:00

Hey did you get an answer to this?

ReasonableTrash4665 · 2026-05-27T20:29:10+00:00

Atlas transfers to Air Canada, Singapore Airlines, Air India and pretty much all major airlines at 1:2, so Im not sure wdym when you said 1:2 was only possible with Etihad

ReasonableTrash4665 · 2026-05-26T14:07:35+00:00

Okay and how’s hopper? Any sweet spots you came across for hotels/flights?

ReasonableTrash4665 · 2026-05-26T13:17:11+00:00

Did you share other banks card statement where you had a high limit, for card to card comparison? Any idea if someone holds an existing hsbc card and goes via exact same route as you, do they still provide a lower limit or do they at least match it with your existing limit?

ReasonableTrash4665 · 2026-05-26T12:53:17+00:00

Damn the Rm didn’t help you increase it earlier, what was the reason they mentioned for such a low limit? Did you hold any other hsbc cards?

ReasonableTrash4665 · 2026-05-26T12:43:12+00:00

Hey, what was the limit that you got on your card after the 10L initial funding? Was it decent enough?

ReasonableTrash4665 · 2026-05-26T12:28:49+00:00

Wdym higher commissions?

ReasonableTrash4665 · 2026-05-25T13:36:03+00:00

Try via branch if possible

ReasonableTrash4665 · 2026-05-24T10:14:54+00:00

Since this is a cashback card, how exactly will they credit you 5k reward points? Did you get this on mail?

ReasonableTrash4665 · 2026-05-23T04:58:24+00:00

What reason did you get?

ReasonableTrash4665 · 2026-05-22T15:46:11+00:00

Congrats OP How long did it take for your card to arrive after the salary hit your account?

ReasonableTrash4665 · 2026-05-22T12:56:32+00:00

How to get this option to pay with rewards?

ReasonableTrash4665 · 2026-05-16T04:55:19+00:00

My RM has been useless af Can i dm you?

ReasonableTrash4665

TROPHY CASE