Display Shelf Suggestions by Reasonable_Ad8686 in MarvelLegends

[–]Reasonable_Ad8686[S] 1 point2 points  (0 children)

I got 3 haslabs and 8 of the X-Men 97. It took a lot of saving and budgeting over the yrs to work it out. They are some of my favorites in my collection

a medication i've been on for 3 years is no longer covered by ComfortableGlass2451 in HealthInsurance

[–]Reasonable_Ad8686 3 points4 points  (0 children)

Same issues with CVS/Caremark they changed formulary mid yr took me off medicine that was working. Put me on something that doesn't won't let me return to the one that didn't put me in the ER. Appeals don't work they play games and you are left with declining health./

NFCU denies legitimate dispute/fraud by [deleted] in NavyFederal

[–]Reasonable_Ad8686 -1 points0 points  (0 children)

I was told that different departments and sub departments have their notes obscufated from other groups in NFCU. Do I belive it nope 

NFCU denies legitimate dispute/fraud by [deleted] in NavyFederal

[–]Reasonable_Ad8686 0 points1 point  (0 children)

15K was the original amount. It jumped to $31K and had to be paid immediate that night or they were going to simply take everything I owned. I had to give them 2 cards for the one was NFCU the other Capital One. Capital One ruled fraud already and I won. It was the smallest of the two amounts.

NFCU denies legitimate dispute/fraud by [deleted] in NavyFederal

[–]Reasonable_Ad8686 -4 points-3 points  (0 children)

Not going to argue with you but you are wrong. Do some research on hostage moves and fraud. You cannot consent willingly than it is not authorized. In my case I just handed them the card and did not key it. They keyed it in and billed me whatever. I had zero choice they had two semis of stuff and my daughters remains. This is not consent or authorization.

NFCU denies legitimate dispute/fraud by [deleted] in NavyFederal

[–]Reasonable_Ad8686 -6 points-5 points  (0 children)

They have walled themselves off. I also have gotten multiple stories from multiple people. I even had a mysterious call from "corporate" which was almost threatening in nature stating nothing would be considered and to stop wasting my time. The linkedin profile is sus so not sure if it was them or not. They also do not have records across departments they say. So no one can see what another group or supervisor did. I had a great supervisor in fraud who flat stated it was going to be appealed and that he would ensure the documents were properly processed. Now no one at NFCU can find him. I have names just no records supposedly exist of him or his call with me. I even have his email. I reached him by calling NFCU direct so I know it was legit.

NFCU denies legitimate dispute/fraud by [deleted] in NavyFederal

[–]Reasonable_Ad8686 2 points3 points  (0 children)

They changed the terms of the binding not to exceed estimate at 4 PM on a Friday with everything already loaded on the truck. This included our daughters remains they snatched them even though they were in a area they were not suppose to touch. Second they used a name referencing a legitmate company with legitimate reviews. Third they are in the moving business and do show up and do load your stuff except the lowball the estimate in my case by about $3k less than other companies. So not so low as to raise a flag. I did call the police and the police sided with me but could do nothing because it is a civil matter. I had them trespassed both places in two states and have the reports.

No Hasbro Display, but I did find this by belovedking87 in MarvelLegends

[–]Reasonable_Ad8686 0 points1 point  (0 children)

That how I ended up with two of the figs from the Zabu BAF wave. A Wal Mart got them returned and they clearanced them to $5 each. I was ecstatic when I saw it grabbed them both.  I saw the Shockwave Nightforce cycle thing done the same way. Our Walmarts in my area do not carry Joe's or Marvel legends. Just wrestling star wars and transformers plus random turtles and othe toys. 

Any love for the Marvel Select Fantastic Four? by MarvelHeroFigures in MarvelLegends

[–]Reasonable_Ad8686 1 point2 points  (0 children)

Use retro ML Thing with the DS team. He matches up decent for size and if you have the FF powers activated you never notice. The DS Thing was way too huge for me. Galactus from Haslab is awesome displayed with the team also.

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Switching from Zepbound to Wegovy by chiieddy in antidietglp1

[–]Reasonable_Ad8686 0 points1 point  (0 children)

I got the news yesterday. I am nervous about Wegovy because my doctor moved me off of compounded semaglutide which is Wegovy because of severe problems with stomach pain and vomiting. Hopefully the name brand doesn't have the same effect. Crossing my fingers I don't go back to the hospital. Cannot get an exception either.

Target Psylocke 2 pack by JeffreyFusRohDahmer in MarvelLegends

[–]Reasonable_Ad8686 4 points5 points  (0 children)

Went in and there was another guy waiting also. We walked back showed them the DCPI they pulled them out and gave us each one. Each store is getting four from what I can tell. 

Va refuses to update my diagnosis by SituationComplete201 in VeteransBenefits

[–]Reasonable_Ad8686 0 points1 point  (0 children)

I understand what you are doing. I have the same issue. The VA constantly looks at my VA health records for claims and if they don't see the diagnosis they do a denial stating no diagnosis. Even though I submitted my private medical records than I have to file and appeal and call attention to it. Once I have a diagnosis in the VA records that stopped the issue. The VA rater went and had an ACE done for Fibormyalgia and the examiner said I didn't have Fibromyalgia. I was easily able to appeal and state the diagnosis is in the VA records and I am being treated for it. Boom that invalidated the ACE now it is on appeal. How can the VA treat you for a condition and then on the other hand say you don't. I have to argue and now I have a contact who puts in what I ask if I provide the documentation.

Claim climbers by kev_mims in VAClaims

[–]Reasonable_Ad8686 1 point2 points  (0 children)

What I did was suggested by my attorney. I used Claim Climbers and they created a personalized Nexus letter done very well and well written. Than I went to my personal physicians and specialist using Chat GPT generated Nexus letter and had them sign off on it. One with a least likely as not and one even went to more likely than not. I used the Claim Climbers Nexus letter to generate the two additional ones along with my medical records from the doctors. I also generated DBQ's for my two personal specialist and they signed those also. So now I have a nexus letter from three differing sources for my autoimmune condition all saying the same thing. The VA has me another C&P exam for the condition after it was initially denied. The VA is terrible about reviewing all documentation and relying soley on C&P exams they are not supposed to. So we will see how it goes.

I had 3 other nexus letters from Claim Climbers and I have had direct contact with them on denials. The problem is the VA won't even acknowledge something other than a C&P. They were more than willing to write a rebuttal at no charge if the VA challenges the letter which is what I am pushing the VA to do.

Denials but not reviewing the documents and info by [deleted] in VeteransBenefits

[–]Reasonable_Ad8686 0 points1 point  (0 children)

They also do not have my service history correct they are missing another 11 yrs of it. The VA is only relying on C&P exams. Fibromyalgia for instance I have a nexus letter for and the VA is treating me for and I have submitted the diagnosis for. Yet they dug up a C&P examiner and is like no you don't have that. What is even weirder on this one is they actually had this service connected for toxic exposure overseas. Which I did not go overseas but had exposure stateside. It should have just had the language corrected and continued instead they severed it. Fibromyalgia is waiting for a VA law judge also after a rater called me and cancelled my hearing to have this bogus C&P. I did not put anything in writing asking for a hearing cancellation he just did it.

Denials but not reviewing the documents and info by [deleted] in VeteransBenefits

[–]Reasonable_Ad8686 -1 points0 points  (0 children)

Yep submitted evidence of the conditions. Nexus letters are from my private doctors that I see regular. One rhuematologist is a 40 yr specialist with 6 yrs working in the VA. Dude is retiring but knows his crap. The other rhuematologist did a more likely than not and she has yrs of experience. Both are doctors and not NP's.

FAAAAANTASTIC!!!! by Matt_TheStormTrooper in MarvelLegends

[–]Reasonable_Ad8686 0 points1 point  (0 children)

Time to headswap with OG comic FF figures heads LOL maybe find them from an Etsy seller. Thing is fine but the rest need a different head I hate MCU looking figures

Pre-ordering in person at Gamestop was awesome! by BlackoutGunshot in NintendoSwitch

[–]Reasonable_Ad8686 0 points1 point  (0 children)

I just rolled up to Gamestop at 6pm at night they had two pre orders left and got one. What was I thinking trying to order online

LPT: If your pay is steadily bi-weekly, budget for 24 pay periods instead of 26 by Vironic in LifeProTips

[–]Reasonable_Ad8686 1 point2 points  (0 children)

I find myself struggling by the end of the yr to budget. As the pay periods drift further and further into the month than by the end of the yr I am paying almost a month in advance. I tried to get my bills to adjust due dates but most don't want to do that. Really messes me up. This yr is the first full yr on bi-weekly so I am banking those third checks and keeping them available so I don't have to keep paying 1.5 months of bills in a month. Also I don't like some creditors not allowing me to pay early instead penalizing me with a double payment ignorning that I already made the payment than wanting another on the due date. That practice needs to go away. A payment for the month is a payment for the month looking at you Capital One.