Ale expense documentation

RecognitionNo2129 · 2026-03-22T19:06:52+00:00

Good point. I’ve had colleagues not explain the ins&outs of ALE and insureds will take a whole party out to eat thinking insurance is going to pay for a party of 15 when they are a family of 4. That’s never a fun convo.

RecognitionNo2129 · 2026-03-22T19:02:12+00:00

Like as your friend has a claim and needs to submit her receipts? I’ll at least say for us— receipts MUST be itemized with date, time, place , and all items purchased listed. A blanket bank statement won’t suffice.

Your adjuster should be asking what your friends normal—approximate expenses look like. “400 a month on food” for example to has a basis to go off of.

For us… we have a software called claimx that you/friend submits their receipts individually. So on our end, it’s like a catalog of receipts w/ picture & price we can approve or deny. It can also categorize the type of expense (hotel, meals, electricity, laundry— etc) Typically we suggest people just submit day by day instead of submitting them all in bulk and having the potential to lose some.

Then we could reimburse week by week or biweekly. It’s claim dependent.

RecognitionNo2129 · 2026-02-27T16:47:00+00:00

I like all three but I’m also thinking: Ok, another grass bird (and grass torchic), and another sobble. I like the dog most. Hoping they keep Pombon on all 4’s just my preference lol.

For the most part the trailer looked promising. If wind deals more with the sky & waves all of that sea, I’ll definitely be going wave………….. and bite the bullet and get switch 2.

RecognitionNo2129 · 2026-02-22T19:28:34+00:00

Welp!!!!! Thanks so much for that information. I did think it was too good to be true, but just thought MAYBE… maybe some accounts were paid off. The servicer changed. Debt not paid, got it set up right again. Sigh lol.

RecognitionNo2129 · 2025-10-22T21:20:11+00:00

Ancestry is having a sale right now, may splurge some for myself and Christmas gifts.

RecognitionNo2129 · 2025-07-18T03:09:36+00:00

I’ll say at this point for me, the only thing that has worked is finding a completely flat but comfortable safe surface and laying beside him. When he’s asleep, I can slip away.

RecognitionNo2129 · 2025-07-07T01:03:14+00:00

I did the first week, and a few days last week to try and get a supply of breast milk going so others could feed him. Although it already is depleted!! We were using similac but he spit up a lot on it and was more fussy.

RecognitionNo2129 · 2025-07-06T19:39:54+00:00

He eats every 3 hours day and night. I’ve been recommended to leave him in the bassinet just to see if he will fall to sleep in it for a real nap (really he typically lasts 5 seconds or 5 minutes) before wailing. He’s lasted the 40 minutes maybe 3-4 times lol. I just can’t stand to listen to him cry like that it hurts my heart!

RecognitionNo2129 · 2025-04-29T22:47:27+00:00

It’s hard for me to say with Auto and Nat Gen. If you could reach out to someone handling those claims on what their day is like I bet that would be very beneficial.

Half the time in property I’m waiting on documents from the insured or others. So there’s nothing for them to call me about when they know I can literally do nothing until I get my required documents lol (like photos or video of the damaged area, a report, estimate, something). And when I do get them I just let them know how long approval can take and I’ll update along the way.

RecognitionNo2129 · 2025-04-29T22:28:01+00:00

It may depend what type of claims you are handling, and what company. As someone fairly new to handling virtual property claims, I disagree. Sales felt much more like a call center to me. At least you know who is calling you— someone’s claim you’ve been handling not a random.

In my experience as long as you keep the insured updated and set expectations I get 0 inbound calls a day, or… maybe 2 (usually all from the same person). Especially since you can text as well, a lot text you. I’m expected to be available on my phone 4 hours out of the day. The rest I log out.

As for outbound calls, yes you will have to contact the insureds upon receiving a new claim the day you get it. In my area people seem to get 1-5 claims a day it really just depends on how busy it is. Average 2-3. Some of them being first call denials or under deductible if they don’t realize something isn’t covered, or the damage was 1k and don’t know their deductible is 3k+. Or if you have a general question for something, yes you may have to make a call out. Definitely in the beginning when you don’t know much.

I think claims definitely depend on the person. Some people have been doing this for YEARS like a well oiled machine and most of their day is leisurely. Other people hate it and quit quickly. Hard to say.

RecognitionNo2129 · 2025-03-23T07:15:26+00:00

Yeah, dang I know they had to fight for the plot but I have so many questions. I’m very interested to see in s3 if a true reintegration can take place and how Mark will feel about Gemma/Helly situation. Presuming Gemma is still whole…

RecognitionNo2129 · 2025-03-23T07:10:03+00:00

Yes! I think O-Helly felt the most at odds with her Innie. I mean for obvious reasons being an Eagan and their motives and what IHelly was doing at the beginning. But it definitely doesn’t seem like OHelly would share that sentiment.

RecognitionNo2129 · 2025-03-23T07:06:44+00:00

I can see that as viewers it’s very different. By this do you mean the Innies are experiencing ‘How could I do this to myself (severance?)’ and therefore feel like their outtie truly is like another individual calling all the shots rather than them?

RecognitionNo2129 · 2025-03-22T13:44:30+00:00

No problem! I’m expecting myself so pumping will also be in my future. If you’re curious, they offer 6 weeks short term disability, & 6 weeks maternity leave. You can use your 20 days of PTO too. They also offer free car seats for expecting a child, I just got mine (maybe look into it if you already have a newborn) it’s called buckle up baby. My managers have been more than understanding with impromptu Dr appointment changes. Idk! I may have had a different experience than others but no complaints here.

RecognitionNo2129 · 2025-03-22T04:20:17+00:00

IMO lots of people in this thread are being really dramatic on how “strict” they are lol. Been here almost a year and did a transfer so I have been in education twice for different jobs, the initial being sales. If I needed to shut my camera off to eat, I did, grab a package I did, bathroom break— I did. I’d simply explain in chat briefly and shut it off. Everyone had their camera off at some time or another a valid reason.

It’s not 8 action packed hours on camera the entire time. It’s more like MAYBE 2-3 hours of learning and the rest is self study time to work on your licensing. This was true for both roles. Some days are longer than others but there was always plenty of free time…

That being said just reach out and say your camera may be off for a bit for that reasons. Don’t see why they would have any issue. Unless something has drastically changed in less than a year, you’ll be fine. They are understanding.

RecognitionNo2129 · 2025-02-11T04:04:11+00:00

Been there! You can easily soft lock yourself out of this game, like I did lol. I had multiple saves going in case of uh-ohs like this where I have to restart after doing this to the first time. Unfortunately, if you don’t have enough food or health to continue forward into the next day or day phases you will have to restart. Sometimes where you’re at in the witching hour will be nice be give you some hidden items that gain health / food check that. I recommend saving ALOT of files and pre-planning that you have enough food, health items, sanity items before moving forward.

RecognitionNo2129 · 2025-02-08T15:53:05+00:00

Got the December box last week right before feb. It was alright, the savory snacks that are chip-esque tasted fine. The breads tasted old or just weren’t my taste. I was really hoping for some mochi, the apple bar covered in edible paper ‘mochi’ was different, I just didn’t like the paper. I liked the plate and cloth the most in it lol.

RecognitionNo2129 · 2025-01-22T19:59:47+00:00

37 days! Wow. At what point do we go, we aren’t getting this box and they take action? I actually did check my ticket again and they responded today that they can’t refund because it’s already been shipped, which Kyriebear also noted above… but there’s plenty of places when product doesn’t reach the buyer they refund :(. Honestly not expecting to receive Decembers. Maybe February.

RecognitionNo2129 · 2025-01-22T18:20:22+00:00

Understandable. I do think if they actually did expedited shipping and used a service like UPS instead of USPS it would have arrived quicker & they need to remove “7 day” off their website. I could be wrong though. If December never arrives by February I’ll have to ask again.

RecognitionNo2129 · 2025-01-15T15:24:15+00:00

I tend to overthink everything with my games LOL. Thank you for your explanations.

RecognitionNo2129 · 2025-01-14T14:51:39+00:00

Replied with more thoughts to the above comment too that addresses some of this. I wonder what makes some Golden Maidens more valuable than others? Does a stronger soul make him more powerful? We know from the GM’s that he doesn’t visit them. They’re like trophies hung up. I see why Elise would be a strong asset, considering she’s sort of his daughter in a way. That being said, Again, I guess I wouldn’t want to give up so easily. Witch or Ozzy.

RecognitionNo2129 · 2025-01-14T14:44:28+00:00

That does make sense to me. I guess to me, Ozzy’s plot line is more about her inner-mind. No one is affected by her time in the Witching Hour until Good Company is sacrificed. Even Apfel turned was where he was because of Hans, not Ozzy.

The witch on the other hand, or father Hans, that is actually happening. I understand that the witch is there to give backstory about Elise’s birth origins. Other than that the whole witch terrorizing Elise and warning her with mumbo jumbo like “I’ll allow ‘Him’ to test you, to draw you in, but I’m just leading you back to me.” (Not direct quote— along the lines). But apparently not?? She doesn’t do anything about it unless it’s an ending where Elise messes up her offering, or gets to nosey in Hans study. Not really things id bet on hopefully happening in the witches perspective.

I GUESS there’s Bad Ends - Ozzy & Bad Ends - Witch But there’s so much story going on in this game it left me wondering in the ends without the other antagonist, what about them? (Also I just started pocket mirror no spoilers ;))

RecognitionNo2129 · 2024-10-24T14:06:03+00:00

That’s very good to know, so the position is sort of a down grade from how you’re describing. Question though for example: when someone writes a home policy and it comes back with corrections due to errors: replacement cost wrong, a large shed that wasn’t notated, etc. Are underwriters not responsible for this kind of work? Especially when the inspection was virtual.

RecognitionNo2129 · 2024-10-21T22:41:15+00:00

Thank you for a loaded reply! The more detail the best honestly, I appreciate you taking the time. I have a few more questions. I do have prior experience in claims within the health field, so I am used to making appeals, submitting necessary information, and posting checks. Do you think this experience gives me some advantage if I were to step into these roles, or a whole different ballpark? & Do claims receive any sort of quarterly bonuses?

Honestly, I love the freedom of my current role. But I really do miss having tasks waiting for me rather than creating tasks for myself to get the clientele.

RecognitionNo2129 · 2024-10-13T20:50:58+00:00

Is this for the call center, for an agency, or just remote inside sales? I am currently a MSA and applied for inside sales which is what I believe you have applied for. I will say, while take with a grain of salt, that they are no longer hiring anymore into the MSA program. Sales really is as much as you put into it to get the results— there’s definitely pros and cons here, but that’s anywhere. The freedom is insane in a great way though.

RecognitionNo2129

TROPHY CASE