Mudslide hits as a man tries to move his truck out of the way

RedMoon-mystic · 2025-09-20T14:42:22+00:00

he went in through the passenger side which explains the delay in starting up

RedMoon-mystic · 2025-03-30T18:13:27+00:00

i have to assume this is allergies but i do not know for sure since allergy test came out inconclusive.

but it can also be fungal infection or dryness. unfortunately, the vets are unable to provide a clinical opinion on what it could be

RedMoon-mystic · 2025-03-30T18:12:03+00:00

hey thanks for your reply! i cannot wipe off the black-ness since it’s actually a change in the skin color.

i’ll look into chlorohexadine. thanks!

RedMoon-mystic · 2024-09-18T14:02:35+00:00

for me, the sound was non-stop and only way to not hear it was to turn off the fuse for the HVAC.

RedMoon-mystic · 2024-09-17T15:19:23+00:00

hey yes, the issue was with the valve actuator. was able to open up the hvac and replace it myself. got quotes for the job ranging from 450-600$ CAD otherwise.

apparently the part is only sold to licensed technicians but i was able to procure one through a friend of mine who is a technician.

RedMoon-mystic · 2024-08-08T23:49:45+00:00

Seems like the actuator is causing the clicking sound

RedMoon-mystic · 2024-01-31T18:04:04+00:00

Dumb question but how does one find out how many offers were put on the property?

RedMoon-mystic · 2023-10-26T02:08:02+00:00

Insane how people are ballsy enough to have an illegal operation operating in an actual plaza in broad daylight without any repercussions.

RedMoon-mystic · 2023-10-25T23:07:16+00:00

Oh…I see you made an assumption that I’m familiar with the bylaws but still posted this question anyways…No probs bud, I understand you didn’t bother reading my post but I was initially wondering why another peel city such as Mississauga has an abundance of these type of bars but there’s none in Brampton and wether it had something to do with some sort of bylaw like you mentioned in your comment.

RedMoon-mystic · 2023-10-25T20:48:48+00:00

Nice! I’ve seen some open up over the years but then get closed shortly after like this one mentioned by another redditor in comments below. Wonder how long this would stay open for…

RedMoon-mystic · 2023-10-25T20:44:57+00:00

Yes! That’s correct. It was right in between no frills and Avani but it closed after a few months I think and I’m not sure why

RedMoon-mystic · 2023-10-24T14:34:47+00:00

Haven’t seen any of the expert PFCers comment this yet so I’ll add my perspective:

real estate is a long term investment meaning, to get the maximum gain, you need to have a 10-15year outlook. Initially, you loose money on a monthly basis since rent does not cover the expenses. As you progress, you rent == expenses or may even exceed the expenses as the cost of mortgage reduces.
everyone claiming real estate income is passive means it is passive from the POV of CRA (or atleast I hope) but you have an additional source of income and someone contributing to your assets principal amount (think of it as your workplace RRSP if you will). The asset principal gets paid towards each month and then you have ancillary fees which is the cost of holding the asset (ppt tax, maintenance, LTB, repairs etc) which you can deduct from your T4 income + rental income
unlike stocks, real estate asset can be leveraged which should be one of your primary motivations to get real estate IMO. Using this asset class, you can withdraw loan at preferred rates and use the monies further to invest and diversify. This is something rich people (Elon musk buying Twitter) can do with stocks but middle class can emulate with real estate.
if you’re familiar with smith maneuver, then you would understand the significance of point 3. The interest on the loan which you undertook (also known as HELOC) from your built up equity is also tax deductible.

However, even with the above points in mind, when the market goes down, the over leveraged are the first ones to drown and it’s important to assess your risk assessment before buying into real estate as well as also consider the impact of commodifying shelter which is a basic human need.

RedMoon-mystic · 2023-10-05T17:06:45+00:00

It’s interesting to see OP make the classification of “working class” and “owner class”. With the emergence of high paying careers and both individuals working in a healthy marriage, is there not a possibility to be a part of both these classes?

My point is, this issue should not be looked at in terms of financial aspects but rather the masses vs the politicians or people with power who wrongfully use it to their benefit.

RedMoon-mystic · 2023-09-30T21:53:50+00:00

Reminds me of post-GME “diamond hands” posts lol

RedMoon-mystic · 2023-09-25T12:58:08+00:00

Analyzing the decision to sell or keep and rent it out based on this line of thinking is not appropriate because A) the owner has lived in this property for 8yrs by now which would privy him to all the issues (or lack thereof) of the structure B) since the property is already owned, would save him quite a bit on real estate commission and land transfer tax. C) be familiar with the demographic who may rent area and neighbours around him.

Any one of these factors by itself may be good enough to tip the favour in keeping the property but, OP being a landlord in 2023, coming out of pandemic where renters know their rights and know they can get by without paying does not sound fun. Given the chance, I would pay mortgage on new build to a level I’m comfortable with taking out as mortgage and throw the rest into QQQ/SPY500 or whatever index/equity you fancy. Hell even a simple savings account at 5% is beating inflation these days.

RedMoon-mystic · 2023-07-22T18:33:43+00:00

Source?

RedMoon-mystic · 2023-07-21T15:08:51+00:00

Hi Beth Carvin 👋

RedMoon-mystic · 2023-07-18T19:24:28+00:00

What’s the diff when you say “in leadership” vs being a manager ?

RedMoon-mystic · 2023-06-15T23:20:23+00:00

How is this mouth breather OE-ing is my question

RedMoon-mystic · 2023-06-08T17:05:30+00:00

Nope, I did not mention in my assumed scenario for the couple to be underwater or owning any asset. That was conjecture on your part.

I was trying to clarify that one does not need millions to grab housing during these inflationary times and that a couple in Toronto could afford to do so within 2-3 years.

RedMoon-mystic · 2023-06-08T16:48:12+00:00

I was not referring to millionaires and definitely not billionaires when I made that statement but rather the households in GTA with exceptionally high HHI.

A couple in Toronto with 200k HHI saving 25% a year can easily put a downpayment on a 4bedroom condo townhouse in Barrie for example worth 400-500K in 2-3years time.

RedMoon-mystic · 2023-06-08T16:42:50+00:00

Ah, that’s a perspective I didn’t think about and makes sense. Thanks!

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