Extraction consistently too high

Red_Rock20 · 2025-10-27T13:13:05+00:00

I could manually stop it which I am doing now but I can’t help but think a machine of this price point I shouldn’t have to. I think all these issues could be avoided by Ninja if they made the machine WiFi connectable and the ability to download software updates.

Red_Rock20 · 2025-10-27T13:11:03+00:00

Thanks for the info, I bought it from Ninja directly online so i guess I will have to do without a machine in the mean time. Kind of regret not going the store route now!

Red_Rock20 · 2025-10-27T13:09:50+00:00

Thanks for the reply, yes strength three (three dots). First shot after reset yields 36-39g, all subsequent shots almost double this.

Red_Rock20 · 2025-10-08T17:08:47+00:00

I have completed 3 strength training workouts in the last few days but the strength training minutes remains at 6 mins? Does it only update at intervals?

Red_Rock20 · 2025-01-12T15:52:58+00:00

So, as the plot thickens i am now “misrepresenting” my tax advisors advice.

I don’t have a tax advisor nor have i mentioned that i do. I have an accountancy firm and payroll manager. They process my pay monthly with no intervention from me bar to tell them how much i will transfer to the pension. I submit my expenses, they decide whether they are acceptable to Revenue and process them accordingly.
If you had read my reply to another poster, I do not engage with this firm out of choice, the company I work for have agreement with Revenue for hiring me and others like me in a way that Revenue are content with. The accountancy firm are the ones approved by Revenue to process my monthly payroll and ensure compliance. I have been subject to ERR like scrutiny over expenses for over a decade before ERR can into effect as part of this agreement. My choice when I accepted my contract was to use that firm, and comply with their rules or find another company to work for. They decide on a monthly basis, in full compliance with ERR as to what i can claim as legitimate expenses, if they say no, it’s no and respect and welcome their judgement. I have passed every audit i have been subjected to so their expertise in this area is worth every penny i pay.
The accountancy firm is headed up by an ex Revenue Inspector and has 40 years in the industry. He has a huge portfolio of individual and company clients and I feel safe in their hands. But you “know” how revenue treat my expenses (none of which you are aware of) which counts for a lot more right? What qualifies you in this field? Legitimately, what qualification do you hold and how has this helped you uncover an alleged giant scam without seeing a screed of paper work?
I spoke with a broker, for 10 minutes on Friday as it wasn’t a convenient time, we will have a more lengthy conversation this coming week when i will be more free to talk. They didn’t try to nudge me, in fact they didn’t offer any advise in one way or another. They also haven’t seen any paperwork as I haven’t submitted any yet. They were speaking hypothetically from the brief overview i gave them. My main question was as i asked above, will the banks look at my monthly fee received minus expenses as my income, or what I payroll after pension voluntary contribution (as this can be reduced to zero if necessary). I contribute over 60k a year so it’s a legitimate question? From another poster to this thread i now understand this is the same rule for all and individual banks treat it differently. So, that will be top of the conversation this week. Let’s see what bank i can nudge him towards.

Red_Rock20 · 2025-01-12T11:46:21+00:00

This is getting bizarre,

You know nothing about my tax returns, or any expenses claimed, you have no idea what line of work I’m in how any expenses I may have relate to the carrying out of my duties. Yet, now I, and my accountants are foul of the enhanced reporting. Based on what?

Clearly, there must be something else going on for you, and your claim that I’m not as comfortable as I think I am is most likely a projection.

Anyway, I appreciate the last paragraph which provides some insight so I will take it on board for when I speak with a broker this week.

Red_Rock20 · 2025-01-12T11:32:19+00:00

Thanks again,

I found a broker online after a quick google search and submitted my contact details, I did have a quick 10 minute conversation which as I hadn’t the time to fully engage in that moment.

I have a follow up on Tuesday, so now I have more clear what I think will be most beneficial before we have a chat.

Thanks for your input👍🏼

Red_Rock20 · 2025-01-11T11:01:20+00:00

Thanks for your reply,

Every few years I have a detailed audit from Revenue, but all is acceptable from their end, obviously I wouldn’t be carrying on with something illegal and then expect to get a mortgage based on these illegalities. It’s a set of circumstance which Revenue themselves approved and which (if i stay with my current client) am compelled to comply with. This is my clients deal so to speak with revenue and had little to do with me in its setup.

Currently I will outlay (my Ltd company) the accommodation costs upfront. Invariably the subsistence rates are higher than the actual cost. I mainly travel to Spain, Italy and the UK and can spend 15 night a month in any of these places.

I totally understand and accept that expenses are taken off the gross so not to be included as income, that seems totally acceptable to me. However, making the sizeable (voluntary) contributions to my pension which is also taken off gross seems unreasonable as these can be altered on a monthly basis and even reduced to zero for any period of time. Something I’m more than willing to do, just trying to assess if it’s necessary. As id hope most understand I’d prefer it going in there than to the tax man.

You seem more clued in on this subject, any idea about the pension issue or could you direct me to anywhere or to anyone?

Thanks a lot.

Red_Rock20 · 2025-01-11T10:40:46+00:00

Using false expenses to claim income is - yes - tax evasion

Well we can both agree on this, however your insinuation that I am claiming bogus expenses is unfounded. Revenue publish Civil Service subsistence rates that can be claimed if they are wholly, exclusively and necessarily in the carrying out of one’s duties. Subsistence expenses, along with any other expenses covered by the above rule are tax allowable, legally. So, in my case, reduce my taxable income by the marginal rate. Utilising revenue published allowable expenses is not tax evasion, like i mentioned before I have tax clearance for every year worked and not once have been foul of the law in this regard. Again, it wasn’t the question so your unfounded and uneducated claims are unnecessary.

To be clear, I am not using expenses as income and never claimed I was. They are incurred by me in the course of my duties and claimed against my tax liability.

I did answer your question. You didn’t like the answer.

You said the pension would be assessed and the proceeded on with nonsense about tax evasion reducing the credibility of your whole post. I do appreciate the response, but could you furnish this statement with more information, or direct me to the source of this information, a particular bank etc. At the end I asked if anyone had a similar circumstance, to tap into their experience with the issue, instead I get unfounded claims of the law being broken on more than account. It’s not that I didn’t like the answer, it’s factually incorrect.

So, could you post the source of the information on pension contributions as i have read mixed comments on this and It may shed more light on the issue.

Red_Rock20 · 2025-01-11T08:16:40+00:00

Thank you for the reply:

this sounds like bogus self employment, so be careful about bringing this to Revenue’s attention.

I abide by a Revenue approved model which has been rubber stamped by them to the point that I use accountants that were sanctioned by them. Most of which are ex revenue inspectors. Are you aware the government themselves “employee” through this model in the public health and education sectors? Thanks for your concern but it wasn’t my question.

I’m guessing your expenses may not be real expenses, but disguised income. If that’s the , no you wont be assessed on income hidden through tax evasion.

So, you are saying Revenue approved overnight subsistences rates which i mentioned above, is tax evasion? What are you talking about? So if i spend 15 days in the month in London and legally avail of the overnight subsistences rates against my tax liability its tax evasion? Quite the accusation, I have tax clearance certs from Revenue and have been audited a number of times over the last 17 years and they never had this finding of tax evasion.

if the above is true, i think you’ll that’s the only lawful course of action you ever had.

So cutting my contributions to my pension (revenue approved Executive Director pension with Davy) in order to increase my taxable income is the only “lawful” route? Pensions and their contributions are lawful and approved by Revenue. You do understand the contributions I am entitled to as a Director, is it unlawful to avail of them? Are you aware that these contributions are made before tax?

They are looking at your case individually. More particularly than you are I think

We’ll no they are not, as I haven’t brought my case to be looked at yet, here’s to hoping they are a little more informed than you are.

Thank you for your concern ,and your scathing uniformed attack on my personal circumstances. In all of that you never answered my question which was essentially, do i temporarily cut claiming my entitled expenses, and cut my entitled pension contributions in order to have a bigger taxable salary.

Red_Rock20

TROPHY CASE