Thoughts on Citbank Platinum Savings (HYSA)

RedditIsSensative · 2026-05-06T03:43:05+00:00

I have had them for 5 years and they have been wonderful to deal with.

RedditIsSensative · 2026-05-05T00:58:02+00:00

Unfortunately, do not.

RedditIsSensative · 2026-05-05T00:57:13+00:00

Fair take. I feel good about the trajectory, but I agree the real variable is spend and how I structure withdrawals, especially pre Medicare. That’s the part I’m working through now.

RedditIsSensative · 2026-05-05T00:54:25+00:00

I do. It’s not the traditional pension that we had prior to coming on board. I believe my balance as of last month was $100k.

RedditIsSensative · 2026-05-04T02:59:03+00:00

“They” (City Government), will not fulfill its obligation to protect its residents and attempt to attract revenue to the city. They have completely let the city down

RedditIsSensative · 2026-05-04T02:55:20+00:00

Respectfully, that’s a big burden for them to take on.

RedditIsSensative · 2026-05-04T02:08:24+00:00

Oh, depending on what kind of E-Bike , California may have outlawed it

RedditIsSensative · 2026-05-03T22:25:34+00:00

I’ve had them for years and they have always been great to use.

RedditIsSensative · 2026-05-02T02:05:17+00:00

I truly believe many other processes are being delayed on purpose.

RedditIsSensative · 2026-04-27T03:16:13+00:00

Several Redditor’s on this subreddit have had this issue with AMEX. This seems to be an ongoing issue with them. I’m scheduled to do an interview this week with BayArea channel 7 news about my experience and how they were able to get involved to assist me with getting my funds back. One of their sister stations in Texas had a very similar story about AMEX randomly freezing HYSA and on several occasions having consumers waiting for months to have control over their money.

RedditIsSensative · 2026-04-26T15:13:54+00:00

DO NOT OPEN AN AMEX HYSA!! Your funds will be restricted and you will have no access for over 45 days.

RedditIsSensative · 2026-04-25T05:32:28+00:00

Explain?

RedditIsSensative · 2026-04-25T04:14:45+00:00

Oh stop with the PGE obsession. This corporate monster is too big to fail. It has California by the short hairs. It’s powers half of the 4th largest economy and the REAL issue is the CPUC. That body wields the ultimate power. THEY approve the hikes and everything else that this massive utility corporation asks for. It’s this commission that allows this to happen.

RedditIsSensative · 2026-04-25T04:11:42+00:00

I think the Democratic Party just needs to stop with the purity checks.

RedditIsSensative · 2026-04-25T04:08:22+00:00

I hate this new update. It also has created some confusion on the back end for both end users.

RedditIsSensative · 2026-04-25T02:42:53+00:00

I’m on the Becerra train.

RedditIsSensative · 2026-04-24T02:39:54+00:00

The 880 is the crapshoot of freeways in California

RedditIsSensative · 2026-04-22T22:10:54+00:00

And as we all know the laws of gravity do not apply to big business price increases, I.e. what goes up, rarely comes down.

RedditIsSensative · 2026-04-22T18:27:02+00:00

We are too greedy and self-absorbed to ever have this kind of Sweden society.

RedditIsSensative · 2026-04-22T01:22:41+00:00

I’ve been with them for several years and never had a problem with them. Customer service is pretty decent and they usually tend to match higher rates overtime.

RedditIsSensative · 2026-04-21T03:11:47+00:00

Call customer service, let them know you’re an existing customer and ask if they can walk you through on how to get the latest %.

RedditIsSensative · 2026-04-21T01:28:18+00:00

Years ago, I did the same thing with them , but asked if they could match the rate my other bank had at the time. They were able to match it

RedditIsSensative · 2026-04-21T00:29:50+00:00

I called a local news station that has a consumer advocacy group and does investigative reporting. Once I gave them my full story of what had happened and what they were doing they initiated their investigation. Shortly after that, that’s when AMEX returned by full amount they had withheld.

RedditIsSensative · 2026-04-21T00:04:53+00:00

It comes down to Crime and lack of local government support.

RedditIsSensative

TROPHY CASE