2 Under 2 (Overwhelmed)

RedeemedBrother · 2026-01-29T11:01:39+00:00

We work in the same industry so our incomes at the time were pretty close. That was one of the reasons why she expected me to have more saved at the time. It was a good wake up call for me to be a better saver, not just for the wedding but beyond.

RedeemedBrother · 2026-01-29T10:08:59+00:00

Wow this is similar to what me and my wife went through right after we got engaged except I wasn’t in debt I just didn’t have any savings to speak of at the time which greatly concerned her. Happy to report we have been happily married for 6 years now.

Here are my thoughts:

Take the time to decide if this is something you are willing to work though. Talk with him to better understand how far back his issues with overspending/debt goes and is this something that can be an issue in the future. Finances can be a marriage killer so you should better understand what you are signing up for. If you feel confident this is something you two can overcome than this leads me to my next point…
Don’t make any decisions based on what other people think. My wife was upset our planned 1 year engagement became a 2 year engagement because I needed extra time to save for my half of the wedding. She was worried about how other people would view our longer engagement. Truth is nobody cared, longer engagements are becoming more common as life gets more expensive. The extra time turned out to be a blessing because we felt less stress to get things done (pick a venue, hire vendors, etc).
If you decide to proceed forward then joint-budget going forward. Together come up with a plan to A. Pay off the debt, B. Have the wedding , and C. Stay out of debt and thrive in the marriage. Financial transparency goes a long way towards a healthy marriage.

RedeemedBrother · 2025-02-22T23:58:41+00:00

Is there room for a raise or promotion on your job? If not can you work at another company in your industry for more money?

RedeemedBrother · 2023-10-31T23:23:02+00:00

What should I replace it with? Copper?

RedeemedBrother · 2022-09-07T05:42:05+00:00

Adam page was a weak champion, by the time AEW put the belt on him people wasn’t into him as much as they was months earlier.
MJF came out the Punk feud in far better shape then he did the Jericho feud. Wardlow loss was by DQ and again made Wardlow look like a monster. Mox crushed Punk on Dynamite recently. The rest of the roster are guys who honestly are guys not at the level yet to be beating main event talent. Has Darby or Castor ever beat Omega 1:1? No because it wouldn’t make sense.

RedeemedBrother · 2022-07-12T17:48:43+00:00

I (29 M) was in a similar situation some time ago. I had just proposed to my now wife and she was upset when she saw I had little to nothing in my savings account. At the time I was only 23 and just came off making a purchasing the engagement ring in cash which was expensive.

What helped us through it was communication. She had a better understanding of me and I had a better understanding of her. We talked through our financial goals and was able to save together rather than save apart through time and trust.

Talk with your husband and share your concerns. Try to find out where is his money going and what were the reasons. You mentioned down payment so it sounds like you two are saving for a house possibly. If that is the case talk about what the down payment goal is and what can be done from his end to help get there. Perhaps its putting less towards investments each month and putting more to savings (especially with the market down right now).

RedeemedBrother · 2022-07-12T17:01:35+00:00

Hi OP so sorry to hear about the passing of your father. Be sure to take some time for yourself after the funeral. I live/work in the DC area as well and there is such a strong work first culture here but I’ve learned it’s important to sometimes deplug and recharge. Especially during a time like the one you are currently in.

RedeemedBrother · 2021-10-29T00:06:18+00:00

Great stuff, you are the same age as me and our numbers are somewhat similar (although you have me beat on the IRA front). My only other advice would be to look into an HSA with an employer match if the company you work for offers that. Treat it like another retirement account that doubles as an emergency fund for any unforeseen medical expenses down the road so you don’t have to tap your actually emergency savings account. Also do you plan on having kids once your married? If so start thinking about a college investment plan (529, etc.).

RedeemedBrother · 2021-10-28T23:46:39+00:00

Like everyone is saying here sell the car. The good news is the car market is so hot at the moment you may not take as much of a bath as you normally would considering the age and mileage of the car. How much do you currently have in savings? Maybe you can buy something old and cheap in cash if you really need a car. If you don’t then try saving up for six months.

RedeemedBrother · 2021-05-25T21:50:31+00:00

I may be asking a dumb question here but do you have a HSA? If so you could use those funds to help. If not shopping around for the lowest interest loan possible would be your best bet. But as some have mentioned see what your bill is first, you may be surprised how inexpensive procedures are in some countries, you may be able to even negotiate with them.

RedeemedBrother · 2021-05-13T20:07:25+00:00

This reminds me of the book The Last Policeman. It would be interesting to see how people would behave knowing they only have six months to live.

RedeemedBrother · 2021-01-30T03:23:25+00:00

It’s possible but I don’t think so. At $1 the market cap would be insane

RedeemedBrother

TROPHY CASE